FYI - USPS mail's been super slow lately. My nbr got his refund check almost 2 wks after the mail date on transcript. If ur worried bout it, you can call IRS at 800-829-1040 but tbh they prob just gonna tell u to wait. If it doesn't show by next Fri, then def call. They can do a payment trace after 5 wks (for addresses in US) but hopefully won't come to that!

I completely understand your anxiety about waiting for your refund check! As someone who's been through this exact situation, I can tell you that 5 business days (Friday to Wednesday) is actually still within the normal range. The IRS typically uses standard USPS mail for refund checks, which can take anywhere from 5-10 business days depending on your location and current postal service conditions. I'd recommend waiting until at least next Monday (May 27th) before getting too concerned - that would put you at the 7-8 business day mark, which is when most people seem to receive theirs. In the meantime, you might want to sign up for USPS Informed Delivery so you can see what's coming to your mailbox each day. It really helps with the peace of mind! If you still haven't received it by next Friday, then definitely call the IRS to inquire about it.

I'm having a hard time understanding my refund situation too. I used taxr.ai to analyze my transcript and it gave me a complete breakdown of everything. If you're looking for answers, I can't recommend it enough. It showed me exactly why my refund was different than expected and when I could expect the rest of my money.

Based on what you've described, it sounds like you're dealing with two separate issues that got mixed up in your mind (totally understandable - IRS notices are confusing!). The CP74 notice is ONLY about your Form 8862 recertification - it's basically the IRS saying "congrats, you can claim EIC again in future years without jumping through hoops." It has nothing to do with your current refund. Your refund being taken is a completely separate matter - that's called an "offset" and it happens when you owe certain debts (federal taxes, state taxes, student loans, child support, etc.). Since you mentioned having back taxes from 2022 that you're paying installments on, that's almost certainly what happened. The IRS can take your entire refund to apply toward that debt even while you're making payments. You should receive a separate notice (CP49) explaining exactly where your $4,850 went, but sometimes these come weeks after the offset happens. For faster answers, call the Treasury Offset Program at 800-304-3107 - they can tell you immediately what debt caused the offset. The bottom line: your EIC was approved (good news for future years), but your refund went to pay off your existing tax debt. No additional money is coming unfortunately.

Pro tip: Call the IN DOR early morning right when they open. Way shorter wait times and sometimes they can tell you if theres any issues holding things up that dont show online

I'm going through the exact same thing! Filed my Indiana return on 2/5 and it's been stuck on "processing" ever since. Really frustrating because my federal came back weeks ago. At least now I know I'm not alone in this - sounds like Indiana is just really backed up this year. Guess we just gotta be patient 😤

I had a very similar situation with a relocation bonus that I had to repay after leaving my job early. One thing I learned the hard way is to keep excellent records of everything - the original bonus amount, taxes withheld, the repayment amount, and the date you made the repayment. Also, double-check that your employer calculated the W-2C correctly. In my case, they initially forgot to adjust the Social Security and Medicare wages, which would have caused issues with my return. I had to go back to HR twice to get it fixed properly. The Section 1341 credit that others mentioned can be a real lifesaver financially. In my situation, I got back about $1,800 more using the credit method versus just taking the deduction. It's definitely worth taking the time to understand how it works or getting help with the calculation if you're not sure.

I'm dealing with a similar W-2C situation and this thread has been incredibly helpful! One thing I want to add based on my experience - timing really matters when you're dealing with the Section 1341 credit calculation. If you received the bonus in 2019 but are just now getting the W-2C (presumably for 2024 taxes), you'll need your 2019 tax return to calculate the credit properly. The IRS needs to know what your tax liability would have been in 2019 if you hadn't received that $7500 bonus in the first place. For anyone considering whether the credit or deduction is better - generally speaking, if you were in a higher tax bracket when you received the bonus than you are now when repaying it, the Section 1341 credit will almost always be more beneficial. This is especially true if the repayment amount is substantial (like $7500). Also, don't forget that if you itemized deductions in the year you're claiming the repayment, you might need to compare the credit method against adding the repayment to your Schedule A itemized deductions. Most tax software will help you with this comparison, but it's good to understand the options.

To clarify an important point: there are actually different types of identity verification that affect processing times differently. If you received Letter 5071C or 5747C, that's a standard identity verification and typically takes 6-9 weeks after completion. If you received Letter 4883C, that's a return integrity verification, which can take 8-12 weeks. The verification code you received would be in the upper right corner of your letter. This distinction explains why some people report vastly different timeframes.

I'm currently going through this exact process myself! I completed ID verification on March 22, 2024 (so about 2 weeks after you), and I'm finding this thread incredibly helpful. My situation is slightly different - I'm a first-time filer who moved states last year, which I think triggered the verification requirement. Reading everyone's experiences here gives me realistic expectations rather than just relying on the generic "up to 9 weeks" response from the IRS website. @Paolo Marino - thank you for clarifying the different letter types! I received Letter 5071C, so it sounds like I should expect the 6-9 week timeframe. It's reassuring to see that most people are getting their refunds closer to the 4-6 week mark rather than the full 9 weeks. I'll definitely be checking my transcript regularly based on the advice here.