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OMG this happened to me too!! My date jumped from March 14th to June 30th and I nearly had a heart attack! π± Then three days later it went BACK to March 14th with no explanation! I was so confused but then - surprise! - the money showed up in my account on March 14th! I couldn't believe how emotional this whole process made me. The IRS systems are WILD this year!
Did your transcript show any unusual codes during this period? I'm seeing code 570 followed by 571 on mine, and I'm trying to understand if that's related to my date changes according to Publication 5192.
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Think of the IRS processing system like a highway with various checkpoints. Your return is like a car that occasionally gets pulled into inspection lanes before continuing the journey. When dates revert to the original, it's like your car was cleared at the checkpoint and allowed back on the main highway at its original speed. In most cases I've observed over the past five tax seasons, a date reverting to an earlier one is typically good news rather than bad.
I just went through this last month. Bring your DL, social security card, and a couple pieces of mail with your current address. I brought a utility bill and bank statement. The whole thing took 15 minutes. They just want to make sure you're really you. The address on my license was wrong too and it wasn't a problem at all. Such a relief to finally get it done - my refund showed up exactly 9 days after the appointment.
If you're concerned about the address discrepancy, you might consider bringing a voter registration card if you have one updated with your current address. It's often overlooked, but it's an official government document that verifies your identity and residence. Some people also find that bringing a copy of last year's tax return helps establish continuity of identity, especially if you're using the same bank account for direct deposit.
Based on my experience last year with a rejected direct deposit, here's what happens next: 1. The IRS will automatically convert your refund to a paper check 2. This typically takes 7-14 days to process 3. The check will be mailed to the address on your tax return 4. Your transcript will eventually show code 846 with a new date I've seen several cases where banks reject deposits that exceed daily limits. If you need to update your address with the IRS, you should do that ASAP using Form 8822.
Just to clarify something important - code 841 specifically means the refund was canceled due to a direct deposit issue, not because of an audit or other problem with your return. The IRS will automatically send a paper check to your address of record. It's annoying but not something to worry about beyond the delay.
According to IRS Publication 17, when a Designated Financial Recipient (your bank) rejects an Electronic Funds Transfer (EFT), the IRS initiates their Return-to-Sender Protocol. This triggers automatic generation of a Treasury-issued paper remittance (check) to your address of record. The standard processing timeline involves a 3-5 business day verification period followed by 7-14 days for check printing and postal delivery. I experienced this in March 2023 and received my check exactly 16 days after the failed direct deposit attempt.
I'm still traumatized from this happening to me last year! π The worst part was that the IRS website never updated to show the direct deposit failed - it just kept saying "Your refund is being processed" for WEEKS! I literally checked every single morning. Then suddenly a paper check showed up in my mailbox with zero warning. What makes me nervous is that they mail it to whatever address they have on file, which might not be current if you've moved recently. Double-check that your mailing address is updated with USPS at the very least!
Did you get any notification code on your transcript? Should show a 971 notice issued.
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Thank you for mentioning this! I just realized I need to update my address with USPS since I moved last month!
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Check your bank account directly. Sometimes the money shows up there before WMR updates. I've seen it happen multiple times. Also try calling the tax advocate service instead of regular IRS customer service. They have more power to help in cases like yours where there's been a significant delay.
This happened to me too. Message changed suddenly. Got my refund exactly one week later. No warning. Just appeared in my account. System is weird this year. Lots of verification issues. But message change is good. You're in the final stretch now. Hang in there.
Was your deposit date accurate on WMR when it finally updated, or did the money just show up? I'm trying to figure out if I should trust the date they're showing me.
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I find it concerning that people are so quick to recommend paid services when the IRS offers free assistance. As of March 1st, 2024, the IRS specifically stated that taxpayers should wait at least 4 weeks from the mail date before requesting a trace. The official timeline is even longer - checks mailed between February 26th and March 15th should not be traced until April 12th at the earliest. Paying for a service to connect you earlier seems premature when the IRS won't even begin tracing yet.
According to IRS Publication 2043 (2024), "Information About Refund Inquiries," the standard protocol is to allow 5-7 business days for check processing and mailing by the Treasury Department, plus 5-7 days for USPS delivery, before considering a check delayed. TPG adds another layer as they're a third-party processor operating under Treasury Financial Agent regulations (31 CFR Β§ 210). Their agreement with the IRS requires them to process refunds within specific timeframes, but does not mandate immediate mailing upon receipt from the IRS. The service mentioned above doesn't change these timeframes but simply facilitates contact with the IRS, which can be valuable once the appropriate waiting period has passed and you need to initiate Form 3911 (Taxpayer Statement Regarding Refund) for a trace.
You're definitely in the home stretch! Compared to my situation last month and what others have reported this tax season, you should see a DDD within 7-10 days max! The sequence usually goes: 1. Balance changes to $000 2. Review period ends 3. Code 846 appears with DDD (usually within a week) 4. Money hits account I'm actually dealing with a similar timeline right now and checking WMR every morning! The waiting is the worst part, especially when you need that money ASAP!
This happened to me too. Got my refund exactly 8 days after seeing the $000 balance. The system is pretty consistent once you reach this stage.
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I would like to add some context that might be helpful. The $000 balance typically indicates that your account has been reconciled, but there are a few possible interpretations: 1. If you originally owed money, it could mean your payment was processed 2. If you were expecting a refund, it likely means your refund has been approved 3. In some cases, it could indicate a zero balance after adjustments The completion of the 120-day review suggests that any verification process has concluded. However, I would recommend continuing to monitor your transcript for code 846, which specifically indicates a refund issued with the corresponding date.
Important distinction. Zero balance means different things. Depends on starting position. Need to know initial status.
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Curious - does anyone know if bank processing time is included in that code 846 date? My last refund hit my account a day earlier than the date shown on my transcript! π Wonder if that's common or I just got lucky?
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Just wondering how long it typically takes to get your tax refund after verifying your identity? Last year I had no verification issues and got my refund in 21 days like clockwork. This year they made me verify my identity through ID.me and I completed that process 2 weeks ago. Still nothing showing in my account. Going through this divorce has been expensive enough without the IRS holding onto MY money that I'm legally entitled to. Anyone else dealt with this verification delay?
I should probably mention that the timing might also depend on which verification method you used... ID.me tends to process faster than the mail-in verification option. I had to verify through ID.me in early February and it took about 18 days after that for my refund to be approved, then another 5 days for the deposit. So 23 days total from verification to money in my account.
I went through this exact situation last year after my divorce. According to IRM 21.5.6.4.35.3, the normal processing time after identity verification is 9 weeks, but in my experience it was much faster. I verified on February 10, 2023, and received my refund on March 8, 2023 - so about 3.5 weeks. The most frustrating part was that there was absolutely no update on WMR or in my transcript until 3 days before the deposit hit my account. It was like nothing was happening and then suddenly everything updated at once.
Put a mail hold immediately. Don't wait. Government checks often have "do not forward" printed on them. Many people lose checks this way. USPS forwarding isn't reliable for IRS mail. Seen it happen too many times.
Anyone know if Treasury checks expire if they're not cashed? My buddy had one lost in USPS limbo for months... turned his tax season into a horror movie sequel: "Return of the Missing Refund." π
According to the IRS website, Treasury checks are valid for one year from the issue date. Has anyone had experience with requesting a replacement for an expired check? Does the process take longer than the original refund?
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Maya Jackson
This is much more common than you'd think! Compared to last year when I amended my 2021 return, the IRS seems to be moving faster on amendments this year. When your 'as of' date changes, it's usually a sign that your return is moving through their processing pipeline, not necessarily that there's a problem. The fact that your amendment doesn't change your refund amount is actually good news - those tend to process faster than amendments that result in additional refunds or balances due. I'd expect you'll see resolution within 8-12 weeks compared to the 16+ weeks it took for more complex amendments last year.
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Bethany Groves
Is there any way to know for sure if they're actually processing it? My amendment has been sitting for 10 weeks with no updates at all on the Where's My Amended Return tool.
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Tristan Carpenter
I filed an amendment on April 15, 2024, and noticed the same thing - my 'as of' date for 2022 changed to May 20, 2024, even though I was amending my 2023 return. On June 2, 2024, it changed again to June 17, 2024. Finally, on June 30, 2024, my amendment was processed. From what I've gathered, these date changes are just system updates as your amendment moves through different processing stages. It doesn't necessarily mean they're reviewing your 2022 return specifically - it's just how their system records account activity across tax years.
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KingKongZilla
That's helpful information, particularly the specific timeline. It seems, based on your experience and others, that the 'as of' date typically changes every 2-3 weeks during amendment processing, which might provide a rough way to gauge progress.
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