I'm new to using Varo but have been using H&R Block for years with my old bank. This is super helpful to see everyone's actual timing experiences! I filed last Friday and just got the acceptance notification yesterday, so sounds like I'm probably looking at early next week based on all these timelines. One thing I'm curious about - does anyone know if Varo sends push notifications for deposits, or do you have to rely on email/text alerts? I want to make sure I have the right notifications set up so I'm not constantly checking the app like some of you mentioned doing! The consistency of that 9am-2pm EST window across so many people's experiences is really reassuring. Thanks for all the detailed info everyone - way more useful than anything I could find on the official websites!

This thread has been incredibly helpful! I'm another H&R Block/Varo user and can confirm the 9am-2pm EST pattern everyone's mentioning. Filed two weeks ago, got accepted last Monday, and my refund just hit this morning at 11:18am - right in that sweet spot! For anyone still waiting, I found that once my "Where's My Refund" status changed to "Refund Sent," the deposit showed up in my Varo account within 24-36 hours. Way faster than my previous bank that would hold it for what felt like forever. @Lucy Lam hope yours came through by now! The obsessive checking is so real during tax season 😅 Setting up those push notifications definitely saved my sanity this year.

14 Quick tip if you're using TurboTax - if you say "Yes" to question A and "No" to question B, it will flag this as an issue but still let you file. The software will likely generate a warning about potential penalties, but go ahead and continue. In my experience filing several rental returns, I've never had an issue with the IRS following up on this specific discrepancy for small landlords. Just make sure all your income and expenses are accurately reported.

As someone who went through this exact situation last year, I can confirm what others have said - answer honestly on Schedule E. For question A, answer "Yes" since you were required to issue 1099s (both payments exceeded $600). For question B, answer "No" since you haven't issued them. The good news is this won't prevent your return from being accepted. The IRS understands that first-year landlords often miss this requirement. You can still issue the 1099s now - yes, they'll be late, but there's usually penalty relief available for first-time filers who weren't aware of the requirement. Going forward, get W-9 forms from anyone you plan to pay over $600 in a year. This makes the 1099 process much smoother next year. The deadline is January 31st for providing forms to recipients and filing with the IRS. Don't let this stress you out too much - focus on accurately reporting all your rental income and expenses on Schedule E, which is what the IRS really cares about.

When my wife needed an ITIN (she's from Brazil, we live there), we used a Certified Acceptance Agent in our country instead of mailing everything to the IRS. Made the process way easier because they verified all her documents locally so we didn't have to send originals or certified copies through international mail. The IRS website has a directory of acceptance agents worldwide. Might be worth checking if there's one near you: https://www.irs.gov/individuals/international-taxpayers/acceptance-agents-1

I went through this exact situation last year! As others mentioned, you definitely need to get your wife an ITIN even when filing separately - it's required for the spouse field on your tax return. A few practical tips from my experience: 1. Don't stress about the "date of entry" field being blank - just attach a brief statement explaining she's never entered the US 2. Make sure to get a certified copy of her passport (not just a regular photocopy) 3. The process took about 12 weeks for us, so plan accordingly One thing I wish I'd known earlier: you can actually request expedited processing if you're facing a hardship due to the delay. We didn't know about this option and just waited the full processing time. Also, keep copies of everything you send - the IRS sometimes requests additional documentation and it helps to have everything on hand. The good news is once you get through this first year, you'll have her ITIN for all future tax filings. It's a pain initially but worth getting it sorted out properly.

Double check that the TIN (taxpayer identification number) on your 1042-S matches exactly what's on your 1040NR. I had a case where my university had an old ITIN for me on the 1042-S but I had since gotten an SSN and used that on my tax return. The IRS couldn't match them up even though all the dollar amounts were correct.

I've been through this exact situation and it's absolutely maddening! The good news is that these 1042-S matching issues are usually resolvable, but they do require some patience. A few things to check immediately: 1) Make sure your SSN/ITIN on the 1042-S matches exactly what you used on your 1040NR. Even if you recently switched from ITIN to SSN, if your withholding agent still has your old number on file, that could be the culprit. 2) Since you mentioned getting a reissued 1042-S, there's a real possibility that your withholding agent accidentally submitted BOTH versions to the IRS - the original and the corrected one. This would show up as duplicate reporting and could trigger the discrepancy notice. 3) When you contact your withholding agent, ask them specifically to verify: a) What version they submitted to the IRS, b) The exact dollar amount in box 7, c) Your name spelling and TIN as it appears on their submission. The IRS notice should include a phone number for questions about the discrepancy. While their phone lines are notoriously difficult to reach, if you can get through, they can tell you exactly what 1042-S information they have on file for you. This eliminates the guesswork about what went wrong. Don't panic - I've seen these resolved in the taxpayer's favor more often than not, especially when the amounts actually do match correctly like in your case.

Has anyone successfully gotten their amended return expedited? Mine has been "in process" for over 10 months now and I need it completed because I'm trying to get a mortgage and the lender needs my correct tax information.

I went through almost the exact same situation last year! Filed my amended return in May 2023 and it didn't get processed until February 2024 - nearly 10 months. The frustrating part is that there's really no rhyme or reason to the timeline. For filing this year's taxes, definitely go with what Oscar said - use your original return numbers for any carryover items or prior year references. I made the mistake of using my amended numbers the first time I tried to e-file this year and it got rejected immediately because the IRS systems didn't match. One tip that helped me: when you do file this year, consider adding a brief note or letter explaining that you have a pending amended return from last year. It won't speed up the amendment processing, but if there are any questions about discrepancies later, you'll have documentation that you were aware of the situation when filing. Also, that interest mentioned by Admin_Masters is real! When my amended return finally processed, I got an extra $127 in interest on top of my original refund amount. At least there's some compensation for the ridiculous wait time.