I can relate to this frustration - it's like the IRS is playing hide and seek with important notices! Based on what others have shared here, it seems the verification requirement is still active even when the message disappears from your account. Since you have the physical letter with the control number, I'd recommend proceeding with verification rather than waiting. You can go directly to idverify.irs.gov or call 800-830-5084 to complete the process. It's better to verify and potentially do it unnecessarily than to let your refund get held up for months. The consensus from everyone's experiences here seems to be that the system glitch is cosmetic - the verification hold is still there behind the scenes.

This verification message disappearing issue has become incredibly common this tax season! I work with taxpayers daily and see this exact scenario at least 3-4 times per week. The good news is that everyone here has given you solid advice - the verification requirement absolutely remains active even when the online message vanishes. I've tracked dozens of these cases, and in every single instance, taxpayers who proceeded with verification using their control number got their refunds processed normally. The IRS system architecture separates the user interface notifications from the actual processing requirements, so what you're seeing (or not seeing) online doesn't reflect the backend status. Go ahead and verify at idverify.irs.gov with your control number - you'll likely see your transcript update within 7-10 days with the verification completion codes. Don't let this glitch delay your refund any longer!

One thing that really helped me when I was confused about Solo 401k deductions was understanding the IRS's logic behind the reporting. The reason it goes on Schedule 1 instead of Schedule C is that retirement contributions are considered "above the line" deductions that reduce your adjusted gross income, not business operating expenses. Think of it this way: if you were an employee at a regular company, your 401k contributions would come out of your paycheck before taxes, reducing your W-2 income. The Solo 401k works similarly - it reduces your taxable income but after you've already calculated your business profit on Schedule C. Here's a helpful tip: when you're calculating your maximum employer contribution (that 25% of net earnings), you need to use your net self-employment income AFTER deducting half of your self-employment tax. Most Solo 401k calculators online will walk you through this, but it's worth double-checking the math yourself. Also, don't forget that unlike SEP IRAs, you can actually take loans from your Solo 401k if you ever need access to the funds (though there are rules and limitations). That flexibility is one of the biggest advantages over other self-employed retirement options. The IRS has gotten much better about clarifying Solo 401k rules in recent years, so don't let the initially confusing documentation discourage you - it's really one of the best retirement savings tools available for self-employed individuals!

I went through this exact same confusion when I started my consulting business last year! The key thing that finally cleared it up for me was realizing that Solo 401k contributions are NOT business deductions - they're personal retirement contributions that happen to be tied to your self-employment income. Here's what I learned: Both the employer and employee portions go on Schedule 1, Line 16. The employer portion is limited to 25% of your net self-employment earnings (after deducting half of your SE tax), and the employee portion can be up to $23,000 for 2025 ($30,500 if you're 50+). The total can't exceed $69,000. One mistake I made initially was trying to deduct them on Schedule C thinking they were business expenses - don't do that! The IRS sees retirement contributions as adjustments to your personal income, not operating costs of your business. Make sure you establish the plan by December 31, 2025, but you can make contributions until your tax filing deadline (including extensions). I used Fidelity for my Solo 401k and they provided clear year-end statements showing the employer vs employee contribution breakdown, which made filing much easier. The tax savings are substantial - definitely worth the initial confusion to get it set up correctly!

Im using turbotax too and was confused by the same thing! When i got to the retirement section it asked me about ira contributions but nothing specific about solo 401k roth contributions. I just left it blank since they're after tax money anyway and turbotax didnt seem to have a spot for it. Been filing this way for 2 years no problems so far.

Just wanted to add some clarity from my experience as a tax preparer - while it's true that Roth Solo 401k contributions don't appear on your 1040 for deduction purposes, you should still report them in your tax software if it has a section for retirement plan contributions. This creates a proper record and helps ensure your contribution limits are tracked correctly across all your retirement accounts. In TurboTax, look for the "Retirement Plans" section under deductions - there should be a place to enter Solo 401k contributions even if they don't affect your tax calculation. This way the software can help you monitor your annual limits and create documentation for your records. Even though the contributions are after-tax, having them properly documented in your tax file will be invaluable when you start taking distributions in retirement.

Same thing happened to me last month! The IP lockout is so annoying especially when you live with roommates who also file taxes. What worked for me was using a different browser entirely (switched from Chrome to Firefox) and making sure I had the EXACT refund amount from my tax software - not rounded at all. Also try checking super early in the morning like 6am when their servers aren't as busy. It's honestly ridiculous that we need all these workarounds just to check our own money but here we are 🤷‍♀️

This is such a common problem right now! I ran into the exact same issue a few days ago. What finally worked for me was using my phone's hotspot instead of my regular WiFi, clearing all my browser data, and making sure I had the EXACT refund amount from line 35a of my return (down to the cent - no rounding!). The IP lockout thing is real and affects whole households, so if anyone else in your family has been checking refunds it could lock you out too. Also try checking between 6-8am when their servers are less busy. It's honestly insane that we need all these workarounds just to check our own refund status but that's the IRS for you 🤦‍♂️

As someone who works in HR, I can confirm that the "A/0" designation is definitely not standard federal withholding notation. Most payroll systems use M (Married), S (Single), or H (Head of Household) followed by the number of allowances or dependents. The extremely low federal withholding of $190 on what appears to be around $33,000 in annual income is a major red flag. For comparison, someone earning that amount should typically have $2,000-$4,000 in federal taxes withheld throughout the year, depending on their filing status and deductions. My guess is that during your company's payroll system transition, your federal withholding information got corrupted or miscoded. The fact that your state withholding shows the correct M/0 status suggests this is specifically a federal processing error. I'd recommend requesting a copy of your W-4 form from your HR department immediately. If they claim they can't provide it, remind them that employees have the legal right to review documents in their personnel files. Once you see what's actually on file, submit a brand new W-4 form to ensure clean data entry going forward. Also, start preparing for a potential tax bill. With that level of under-withholding, you'll likely owe significant taxes when you file. Consider consulting a tax professional about making estimated payments to avoid underpayment penalties.

I'm dealing with something very similar right now! My W2 also shows strange federal withholding codes that don't match what I expected. Reading through all these responses has been incredibly eye-opening - I had no idea that payroll system transitions could cause these kinds of coding errors. The consensus seems clear that "A/0" isn't standard federal notation and your $190 withholding is way too low for full-time work at $16/hour. I'm in a similar boat where I suspect my employer made an error but they keep insisting everything is correct. Based on what the tax professionals and HR folks have shared here, it sounds like your best bet is to get that W-4 copy from HR and submit a fresh one immediately. The advice about estimated quarterly payments is something I need to look into for my own situation too - apparently the IRS doesn't care whose fault the under-withholding was. Thanks for posting this question! The detailed responses from people who've been through this exact issue have helped me understand my own withholding problems much better.