846 Code on Transcript Since 11/1 but No Refund - WMAR Shows Adjusted?

I feel your pain completely. The 846 code typically means your refund has been approved and scheduled, but there's a critical detail to know: if you filed an amended return (1040-X), the IRS almost always issues those refunds as paper checks, not direct deposits - even if you provided banking information. These checks are generally mailed exactly on the date shown in the 846 code (11/5 in your case), and then take 5-7 business days to arrive. Since today is November 10th, you're right in that window where it should be arriving any day now. The WMAR showing 'adjusted' is actually a good sign - it means processing is complete.

It might be worth checking if your mail delivery has been reliable lately? Sometimes these checks can get lost or delayed in the postal system, especially if you've recently moved or if there are delivery issues in your area. It seems like you're probably still within the normal timeframe, but it's always good to consider all possibilities.

Been there, done that, got the delayed check to prove it! 😂 The IRS is notorious for this amended return check situation. Last year I waited 12 days after my 846 date before panicking. If you need to confirm where things stand, don't waste your time with the regular IRS number - I spent 3 hours on hold before giving up. I used Claimyr (https://claimyr.com) and got through to an actual human at the IRS in about 15 minutes who confirmed my check had been mailed on the date shown. Totally worth it for the peace of mind, especially when you're waiting on money for medical bills.

Your situation follows the standard Amended Return Processing Protocol (ARPP). The system operates on a sequential timeline: 1. Processing completion (WMAR showing 'adjusted') 2. Refund authorization (846 code appearing) 3. Check printing (typically 1-2 business days after 846 date) 4. Mail distribution (USPS intake, usually 1 day after printing) 5. USPS delivery (3-7 business days) The critical timeframe is now. If you don't receive it by November 15th (which would be 7 business days after the 846 date), then you should initiate a Refund Trace Request using Form 3911. This must be done promptly as the trace process itself takes 6 weeks.

I don't think the IRS is telling the whole truth about these timeframes. My transcript showed an 846 date of October 3rd but I didn't get my check until October 24th. Almost everyone I know has had to wait longer than they say. The whole system is broken. I'd start calling them now rather than waiting - they might have sent it to an old address or there could be other issues.

Oh my gosh I'm going through the EXACT same thing right now!! 😩 My 846 date was 11/3 and I'm checking my mailbox like a crazy person every day! I'm so worried because I've read horror stories about checks getting lost. I've been refreshing the Informed Delivery app from USPS constantly to see if it shows up there before it arrives. This waiting is torture when you really need the money! I just keep telling myself that the government moves slowly and I shouldn't panic yet... but it's so hard!

I completely understand your anxiety - waiting for money you desperately need is incredibly stressful! Based on what others have shared here, it sounds like you're still within the normal timeframe. Since your 846 date was 11/5 and today is around 11/10, you're right in that 5-7 business day window where most people receive their checks. The fact that WMAR finally updated to "adjusted" is actually a really good sign that everything is processing normally. I'd suggest setting up USPS Informed Delivery if you haven't already - it'll give you a preview of what's coming in your mail each day, which might help ease some of the anxiety of constantly checking your mailbox. Try to hang in there for a few more days before escalating. I know it's easier said than done when medical bills are piling up, but it really does sound like your refund is on its way! 🤞

I totally get the stress you're feeling! 😟 The waiting game with amended returns is absolutely nerve-wracking, especially when you need the money for medical expenses. From what everyone has shared here, it really sounds like you're still in the normal timeframe - your 846 date of 11/5 means the check was likely mailed around that date, and with USPS delivery times, you should see it by mid-week at the latest. The fact that WMAR finally updated to "adjusted" is actually really encouraging - that means all the processing is done and your refund is definitely approved. I'd echo what others said about setting up USPS Informed Delivery if you haven't already - it'll at least let you know when something's coming so you're not anxiously checking the mailbox multiple times a day. Try to hang in there for a few more days before panicking. I know medical bills add so much pressure to the situation, but it really does sound like your money is on its way! 🤞

I'm so sorry you're going through this stress, especially with medical bills weighing on you! 💙 From everything I've seen in this community, your situation is actually tracking pretty normally for an amended return. The 846 code with a 11/5 date plus WMAR showing "adjusted" means your refund is definitely approved and should have been mailed right around that date. Since today is about 11/10, you're still well within that 5-7 business day USPS delivery window everyone mentioned. I know the waiting is absolutely torture when you need the money, but try to give it until at least 11/15 before getting too worried. One thing that really helped me when I was in a similar situation was setting up USPS Informed Delivery - at least then you'll get a heads up the morning your check is coming instead of anxiously checking the mailbox multiple times a day. Also, keep an eye out for a very plain white Treasury envelope - it doesn't look official at all! Sending you good vibes that it shows up in the next few days! 🤞

Hey there! I totally understand your anxiety - I went through almost the exact same situation last year with my amended return. The combination of needing the money for medical expenses plus the uncertainty of when it'll actually arrive is incredibly stressful! 😰 From what I learned during my experience and what everyone here has shared, you're actually right on track. The 846 code with 11/5 date means your check was likely printed and mailed right around that time, and with typical USPS delivery being 5-7 business days, you should see it any day now. The WMAR showing "adjusted" is actually the final confirmation that everything went through successfully. I'd definitely recommend setting up USPS Informed Delivery if you haven't already - it at least gives you a preview each morning of what's coming so you're not constantly wondering. Also, keep an eye out for a very plain white Treasury envelope that honestly looks like it could be junk mail. My check came in one of those and I almost tossed it! Try to hang in there just a few more days - I know it's easier said than done when you're worried about bills, but it really sounds like your refund is on its way! 🤞

I'm really sorry you're dealing with this stress, especially with medical bills adding pressure! 😔 Based on everything shared here, it sounds like you're actually in a pretty normal timeframe for amended returns. The 846 code with 11/5 date plus WMAR showing "adjusted" is exactly what you want to see - it means your refund was approved and the check was likely mailed right around that date. Since it's now around 11/10, you're still within that typical 5-7 business day USPS delivery window. I know the waiting is absolutely brutal when you need the money urgently, but try to give it until around 11/15 before getting too concerned. One thing that might help with the anxiety is setting up USPS Informed Delivery if you haven't already - at least you'll get a morning preview of what's coming in your mail instead of constantly checking the mailbox. Also, watch for a very plain white Treasury envelope that honestly doesn't look official at all - many people almost throw them away thinking they're junk mail! Hang in there - it really sounds like your check should arrive any day now! 🤞

I can totally relate to your anxiety about this! 😰 The waiting period after seeing that 846 code is absolutely nerve-wracking, especially when you have medical bills that need attention. From everything I've learned through my own experiences and from others in this community, your timeline is actually tracking pretty normally. The 846 code with a 11/5 date combined with WMAR finally showing "adjusted" means your refund has been fully approved and processed - that's the hardest part done! The check was likely mailed right around 11/5, and with typical USPS delivery times of 5-7 business days, you should see it arrive any day now. I know it's so hard not to worry when you really need that money, but try to hang in there until around 11/15 before escalating. If you haven't already, definitely sign up for USPS Informed Delivery - it'll give you a preview each morning of what's coming in your mail, which can help ease some of that mailbox-checking anxiety. Also keep an eye out for a very plain, official-looking white Treasury envelope that honestly could be mistaken for junk mail. Your refund is coming - the government just moves at its own pace! 🤞

I can completely understand your stress - waiting for money you desperately need while watching an 846 code sit there is incredibly frustrating! 😣 From what everyone has shared here and my own experience, you're actually still within the normal timeframe. Since your 846 date was 11/5 and it's now around 11/10, you're right in that 5-7 business day USPS delivery window. The key thing is that your WMAR showing "adjusted" confirms everything processed correctly on the IRS end. For amended returns, they almost always mail paper checks regardless of whether you provided direct deposit info. If you haven't already, definitely set up USPS Informed Delivery - it'll show you a preview of incoming mail each morning which really helps with the anxiety of constantly checking your mailbox. Also watch for a very plain white Treasury envelope that honestly looks like it could be junk mail. I know medical bills add so much pressure to this situation, but try to give it until around 11/15 before escalating. Your money is definitely coming - the government just moves at its own slow pace! Hang in there! 🤞

I completely understand the anxiety you're feeling right now! 😟 Having been through this exact same situation with my amended return last year, I can tell you that everything you're describing sounds totally normal - even though it doesn't feel that way when you're waiting on money for medical bills! The 846 code with a 11/5 date means your refund was approved and the check was likely mailed right around that time. Since it's now around 11/10, you're still well within that typical 5-7 business day USPS delivery window that everyone has mentioned. The fact that WMAR finally updated to "adjusted" is actually really great news - it confirms that all the processing is complete on the IRS side. I know it's so hard not to panic when you really need that money, but try to hang in there for a few more days. If you haven't already, definitely sign up for USPS Informed Delivery - it'll give you a preview each morning of what's coming in your mail, which really helps with the constant mailbox-checking anxiety. Also keep an eye out for a very plain white Treasury envelope that honestly looks like it could be junk mail. Your refund is definitely on its way - the government just moves at bureaucratic speed! 🤞

I'm so sorry you're going through this stress, especially with medical bills adding to the pressure! 😰 As someone who went through almost this exact scenario earlier this year, I can tell you that your timeline is actually very normal for amended returns. The 846 code with 11/5 date plus WMAR showing "adjusted" is exactly what you want to see - it means your refund was fully approved and the check should have been mailed right around that date. Since today is around 11/10, you're still well within the typical 5-7 business day USPS delivery window. I know the waiting is absolutely brutal when you need the money urgently, but amended returns are always sent as paper checks regardless of your direct deposit info. If you haven't already, definitely set up USPS Informed Delivery - it'll show you a preview of incoming mail each morning which really helps with the mailbox-checking anxiety. Also watch out for a very plain white Treasury envelope that honestly looks like junk mail - I almost threw mine away! Try to hang in there until around 11/15 before escalating. Your money is definitely coming - just at government speed! 🤞

I totally feel for you - that waiting period after seeing the 846 code is so stressful, especially when you have medical bills piling up! 😔 From everything shared here, it really sounds like you're tracking normally for an amended return. The combination of your 846 code dated 11/5 and WMAR finally showing "adjusted" is actually great news - it means all the processing hurdles are cleared and your check was likely mailed right around that date. Since today is around 11/10, you're still in that typical 5-7 business day USPS delivery window everyone mentioned. I know it's torture waiting when you desperately need the money, but amended returns pretty much always come as paper checks regardless of your banking info. Definitely sign up for USPS Informed Delivery if you haven't - it'll at least give you a morning preview of what's coming so you're not anxiously checking the mailbox all day. And watch for a super plain white Treasury envelope that honestly looks like it could be junk mail! Try to hang in there until around 11/15 before panicking. Your refund is definitely approved and on its way - just moving at typical government speed! 🤞