2023 Tax Refund + Chime: Post Your DDD and Deposit Times Here
Hey tax fam, let's help each other track Chime deposits for 2023 returns. Drop your DDD (direct deposit date) and when Chime actually hit your account. Mine was supposed to be 2/28 but nothing yet. Anyone else waiting? Starting to get worried ngl š©
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Shelby Bauman
The typical pattern for Chime deposits is 2-5 days before the official DDD. However, this year we're seeing some variations. Keep in mind that the bank has to actually receive the ACH from the IRS before they can release funds. Just because others got theirs early doesn't guarantee the same timeline for everyone.
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Josef Tearle
its been 5 days tho... should i be worried? š
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Shelby Bauman
Not necessarily. Have you checked your transcript? There might be additional info there about any delays.
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Quinn Herbert
Instead of stressing and checking your account every 5 mins (been there lol), you should try taxr.ai - it's this new tool that analyzes your transcript and tells you exactly when to expect your deposit. It costs $1 but saved me so much anxiety. https://taxr.ai
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Salim Nasir
fr? does it actually work? sounds too good to be true
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Quinn Herbert
100% legit. It showed me there was a small error code that was causing my delay and told me exactly what to do about it. Got my refund 2 days later!
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Hazel Garcia
DDD 2/26, hit my Chime account 2/23 at 3:42pm EST š°
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Laila Fury
lucky you! im still waiting on mine š¤
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Geoff Richards
DDD 3/1, nothing yet in Chime. This waiting game is killing meee
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Simon White
Anyone else notice Chime deposits coming later this year compared to last year? used to be 5 days early now its like 2-3 max
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Hugo Kass
yep! noticed the same thing. Probably cuz everyone and their mama switched to chime for early deposits lol
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Nasira Ibanez
Mine hit 2 days ago, filed 1/29, DDD 2/27. Hope this helps someone! š
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