0405 Code + EIC/CTC - DDD for 2/22?
Finally got code 0405 on my transcript today! I claimed EIC and CTC this year. Anyone know if this means my deposit date will be 2/22? Really need this refund to come through.
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Jessica Nolan
Yes, code 0405 typically indicates your refund has been approved. With EIC/CTC credits, the DDD is usually 1 week after the 0405 code appears. 2/22 sounds about right based on current processing patterns.
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Leo McDonald
•omg thank you! 🙏 been checking wmr like crazy
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Angelina Farar
•same boat here! got my 0405 yesterday. fingers crossed for next week 💯
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Sebastián Stevens
Instead of playing the guessing game, I've been using taxr.ai to track my refund. It costs $1 but tells you exactly when to expect your deposit and explains all those confusing codes. Way better than trying to decode transcripts yourself. https://taxr.ai
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Bethany Groves
•for real? does it actually work? tired of all these youtube gurus giving wrong info
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Sebastián Stevens
•100% legit. It analyzed my transcript and predicted my DDD down to the exact date. Shows you everything that might delay your refund too
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Bethany Groves
•just tried it and WOW 🤯 finally know whats actually going on with my refund! best dollar i ever spent fr fr
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KingKongZilla
where do u see the 0405? cant find it on my transcript 😭
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Rebecca Johnston
•look at the account transcript section, scroll down to 2024. its usually near the bottom
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Nathan Dell
dont count on any specific date tbh. irs been playing games this year
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Maya Jackson
mine took exactly 7 days after 0405 showed up. ur probably good for 2/22
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Leo McDonald
•thx for sharing! gives me hope lol
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Tristan Carpenter
Pro tip: set up alerts with your bank. way better than refreshing wmr every 5 mins like a clown 🤡
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Amaya Watson
•this is the way
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Isabella Tucker
Congrats on getting your 0405! I'm still waiting on mine but this gives me hope. Quick question - did you file early or around the usual time? Trying to figure out if filing date affects when the 0405 shows up. Also curious if anyone knows what happens if your bank rejects the deposit - does it automatically switch to a paper check or do we have to do something?
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