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0405 Code + EIC/CTC - DDD for 2/22?

Finally got code 0405 on my transcript today! I claimed EIC and CTC this year. Anyone know if this means my deposit date will be 2/22? Really need this refund to come through.

Jessica Nolan

Yes, code 0405 typically indicates your refund has been approved. With EIC/CTC credits, the DDD is usually 1 week after the 0405 code appears. 2/22 sounds about right based on current processing patterns.

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Leo McDonald

omg thank you! 🙏 been checking wmr like crazy

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Angelina Farar

same boat here! got my 0405 yesterday. fingers crossed for next week 💯

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Sebastián Stevens

Instead of playing the guessing game, I've been using taxr.ai to track my refund. It costs $1 but tells you exactly when to expect your deposit and explains all those confusing codes. Way better than trying to decode transcripts yourself. https://taxr.ai

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Bethany Groves

for real? does it actually work? tired of all these youtube gurus giving wrong info

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Sebastián Stevens

100% legit. It analyzed my transcript and predicted my DDD down to the exact date. Shows you everything that might delay your refund too

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Bethany Groves

just tried it and WOW 🤯 finally know whats actually going on with my refund! best dollar i ever spent fr fr

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KingKongZilla

where do u see the 0405? cant find it on my transcript 😭

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Rebecca Johnston

look at the account transcript section, scroll down to 2024. its usually near the bottom

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Nathan Dell

dont count on any specific date tbh. irs been playing games this year

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Maya Jackson

mine took exactly 7 days after 0405 showed up. ur probably good for 2/22

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Leo McDonald

thx for sharing! gives me hope lol

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Tristan Carpenter

Pro tip: set up alerts with your bank. way better than refreshing wmr every 5 mins like a clown 🤡

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Amaya Watson

this is the way

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