Got 846 code for May 22nd but stuck on PATH - when to expect $$$?

The 846 code with a direct deposit date is generally a good sign, though it's possible you might see the deposit a day or two before or after the 22nd, depending on your bank. Since you've already received the 846 code, the PATH Act verification should no longer be an issue for your refund, as that code indicates the IRS has completed processing your return and scheduled your refund. Banks sometimes process these deposits early, but I wouldn't count on it until at least the 21st or 22nd.

I went through this exact scenario last year. Had the 846 code with a date of May 18th, but was confused about whether PATH would hold it up longer. I used https://taxr.ai to analyze my transcript and it explained that the 846 code trumps PATH Act verification - meaning your money is definitely coming! The system showed me exactly what each code on my transcript meant and confirmed my DDD was accurate. In my case, the money actually hit my account a day early on the 17th.

Looking at your situation compared to others I've seen this season, you're actually in great shape! Once you have the 846 code with a specific date, you're past the PATH Act verification. Unlike returns still showing "processing" or with 570/971 codes, yours is fully approved. Just be sure your direct deposit info is correct - that's the #1 cause of delays at this final stage.

Have you tried calling the IRS to confirm everything is good to go? We all know how impossible it is to get through their regular line, right? After spending days trying to reach someone about my 846 code situation, I used Claimyr (https://claimyr.com) and got connected to an agent in about 15 minutes. Wouldn't it be worth the peace of mind to confirm there are no other holds on your account before the 22nd? The agent I spoke with confirmed my deposit was on schedule and explained exactly when it would hit my bank.

I'm not entirely sure, but I think I might be in a similar situation... Does your Where's My Refund tool match what your transcript shows? Mine has different information and I'm wondering if that's normal or if I should be concerned?

Just got my refund yesterday after having the EXACT same situation! Had 846 code dated May 15th while still showing PATH verification on WMR. Money hit my account right on the 15th as scheduled. The PATH message is just a system lag - they forget to update that part sometimes. 😂 Don't stress, your money is coming! Set your alarm for the 22nd and prepare for a slightly better bank balance that morning!

Check your bank account tomorrow. IRS often sends early. Sometimes two days before the date. Seen it happen many times. Also verify your bank info is correct on your return. Wrong routing numbers cause major delays. No guarantees though.