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Sophia Russo

What information do you need to file for unemployment in California EDD?

Okay so I lost my job two weeks ago and I keep putting off actually applying because every time I go to the EDD website I get overwhelmed and close the tab. My manager called it a layoff but I never got anything in writing, it was all verbal. I worked at the same distribution warehouse for about four years and I genuinely don't know what paperwork I need or what details I'm supposed to have ready before I start the application. Like do I need pay stubs? My last check? The company's official address? I can't even remember exactly when my first day was. I know I need to get this done but I keep freezing up at the starting line. Anyone been through the application recently and can walk me through what to actually have sitting in front of you?

Layoffs can feel chaotic and the EDD application does ask for more than people expect, so it helps to gather everything before you open it. Here's what you actually need nearby: your Social Security number is the first thing it asks for. Then a California driver license or state ID number. After that it wants the name, address, and phone number of every employer you worked for over the last 18 months, the dates you worked there, and roughly what you earned. For your most recent job it also wants your last day and the reason you left. If you have any old pay stubs or W-2s they help you fill in those dates and wages, but you don't have to upload them right there in the application. The whole thing is at https://myedd.edd.ca.gov/ and UI Online walks you through it section by section.

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Does the address have to be the corporate headquarters or just the location I actually worked at? The warehouse I was at is definitely not where the company is based.

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The location you worked at is fine. EDD just needs enough to identify the employer and send them a notice about your claim.

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Also worth knowing — the claim week starts on Sunday, so if you apply today it covers from this past Sunday forward. Don't wait any longer or you lose those days.

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Four years at one place and a verbal layoff — that situation should be pretty clean once EDD looks at it. The employer still gets notified and they have about 10 days to respond to EDD's notice, but if it really was a straightforward layoff they'd have a hard time arguing otherwise. Just be ready to describe what your manager said and when.

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That's actually reassuring. I was worried the verbal part would mess things up.

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Verbal is fine. The question EDD cares about is why you stopped working, not whether you have a letter about it.

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wait does the employer like actually get to see what YOU wrote in the application?? that seems weird

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Signing up with Claimyr (claimyr.com) is what I did when I had a question about my own base period wages after I filed — the warehouse I'd worked at had closed mid-year and I wasn't sure if those quarters were even counted. Claimyr held the phone line so I ended up talking to a live EDD agent. The agent pulled up my record and told me which quarters were in my standard base period and what my weekly amount came out to. There's a video showing how reaching a live person at EDD works: https://youtu.be/JmuwXR7HA10. The agent also said to make sure I'd registered in CalJOBS within 21 days of the notice I'd get in the mail, otherwise payments could pause.

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CalJOBS is a separate registration? I didn't know that was even a thing I'd have to do.

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Yeah it's a separate site — caljobs.ca.gov. Most people get a notice in the mail called a DE 8405 that tells them they need to register there and post a resume within 21 days. EDD tells you on that notice whether you need to do it, but most claimants do.

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I forgot to do CalJOBS and my payments froze. Had to call EDD to get it sorted. Do not skip this step.

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Something people always miss: the base period EDD uses to calculate your weekly amount probably isn't the last 18 months you worked. It's usually the first four of the last five completed calendar quarters before you file. So if you apply now in late 2026, the most recent full quarter they typically use goes back further than you'd think. A raise or a big earning month from the last few months might not even factor in. Your weekly amount ends up somewhere between $40 and $450 depending on your highest-paid quarter in that window.

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Wait so if I got a raise this past summer that might not even count toward my benefit amount?

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Exactly right. That recent quarter often falls outside the standard base period. EDD runs the numbers automatically and the DE 429Z they mail you shows your actual weekly amount. If the standard period doesn't get you a valid claim at all, they switch to an alternate base period automatically — but that's only when the standard one doesn't qualify you, not to bump up an amount that's already set.

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I thought the alternate base period was something you could just request to get a higher payment. Guess that's not how it works.

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Nope, EDD only uses it when the standard base period wouldn't give you a valid claim. It's automatic, not a choice, and it doesn't apply just to raise your weekly amount.

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ok but can someone explain the difference between applying and certifying because I feel like people use those words like they mean the same thing and they dont

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Applying is the one-time thing you do to open a claim — that's what this thread is about, getting all your info together and submitting it. Certifying is what you do every two weeks after that to tell EDD you're still unemployed and looking for work. Two totally different steps.

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ohhh okay so you apply once and then certify keeps going every two weeks got it

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And the first certification usually covers two weeks — the waiting week, which doesn't pay, and then the first week that actually does. So don't panic if the first payment is for only one week.

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The ID verification part caught me off guard when I filed last spring. After I submitted my application EDD couldn't verify my identity automatically so I got a letter called a DE 1326C asking me to verify through ID.me. You create an account there, take a photo of your ID, and they pass the confirmation to EDD. If you apply online and your info matches cleanly you might not need to do this, but have your state ID ready just in case.

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How long did it take for ID.me to clear and for EDD to actually process things after that?

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For me it was about a week after I did the ID.me verification before things moved. The whole first payment took close to three weeks from when I applied, which apparently is normal for a new claim.

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Three weeks is the rough window EDD gives for processing a new application and getting the first payment out. Just set that expectation and don't assume something is wrong if you don't hear back in the first week.

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EDD also sends a Notice of Unemployment Insurance Award — it comes in the mail after they process your application and it shows your weekly benefit amount and how much the claim can pay out total. If anything on that notice looks wrong, like the wage amounts seem off, you have 30 days from the mailing date to appeal it in writing. Most people don't realize they can challenge that document.

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So that notice isn't the same as being approved? Like getting that letter doesn't mean I'm definitely getting paid?

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Right, it shows what the claim could pay if you're eligible, not that EDD has decided you're eligible. That's a separate determination. If there's any question about your eligibility — like if EDD wants to look more closely at your layoff — they may schedule a phone interview first before any payments go out.

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This is a really important distinction that the DE 429Z being in the mail makes people think they're approved. It just sets the potential amount.

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been going through this exact process and the part nobody warned me about was how specific the employer info needs to be. I had a job for three months two years ago at a small business that has since closed down and I couldn't find their EIN or official address anywhere. I ended up just putting the owner's name and the city and EDD didn't reject it — they just moved on. So don't let missing info on an old employer stop you from hitting submit.

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That's helpful. I have one job from like two years ago where I only worked for a month and I have zero paperwork from them.

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Just put what you know. EDD focuses most heavily on your most recent employer anyway.

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Does anyone know if you have to have already been officially terminated or can you apply while you're still in some kind of notice period? My situation is a little different — I was told my last day is at the end of next month but I want to know if I should wait.

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You apply as soon as your hours actually drop or you stop working, not when you get the news. If you're still being paid and showing up through the end of next month, file on the week your last day actually happens.

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That makes sense, I didn't want to file too early and mess something up.

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The claim week starts on the Sunday of whatever week you apply, so timing your application to the week you actually stop working is the right move.

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Are severance payments going to cause a problem? My company is giving me six weeks of severance paid out all at once and I want to file right away but I keep reading conflicting stuff online about whether that makes you ineligible.

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EDD's own guidance says severance paid under a company plan or policy isn't counted as wages for unemployment purposes, so it doesn't block you from filing or from getting paid. That said, it's still on the list of things you're supposed to report when you certify, so report it and let EDD make the call on your specific situation.

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So I can file now even though the severance payment is coming? I didn't want to wait six weeks.

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File now. You don't have to wait for the severance to be paid out before you apply.

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wait i thought severance meant you couldn't get unemployment at all?? glad someone corrected that

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Vacation payout is a separate question from severance — if your company is cashing out unused vacation days when you leave, that's also something you report on your certification. EDD handles those differently from severance. I'd just report everything accurately and let them sort it out rather than trying to figure out in advance what counts.

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I do have about a week of unused PTO they're supposed to pay out. Good to know I report that too.

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Yep, report it for the week it covers, not the week they actually pay it. EDD cares about when it was earned, not when the check arrives.

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Nobody told me I'd need to do work search activities every week I certify. I thought you just had to be available and that was enough. For anyone reading this before they file — you have to be actively looking for work each week you claim benefits. Keep notes on where you applied.

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Keeping records of where you applied is a genuinely good habit, though EDD's pages don't specify exactly how many contacts you need per week. The requirement is that you're able to work, available to work, and looking for work every week you certify.

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Okay so there's no set number per week I just have to actually be looking?

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Correct. The rule is that you're actively searching, not a fixed count. CalJOBS is also where EDD sends you to look for jobs as part of that registration process.

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Filing by phone is also an option if the online form is too overwhelming — the number is 1-800-300-5616 and they're open weekdays from 8 to 5. If English or Spanish isn't your first language they can bring in an interpreter at no cost. I actually filed by phone on my first claim and an agent just asked me all the questions, which felt way less stressful than the online form.

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I didn't even realize you could do it by phone. That might be less intimidating honestly.

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The information you need is the same either way — Social Security number, ID, employer details — but some people find it easier to have someone walk through it with them.

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Phone line can be hard to get through on. I tried calling to ask a question after filing and sat on hold for a long time before giving up.

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DE 1326C showed up in my mailbox about a week after I filed online, even though I thought my identity had already verified through the application. Worth knowing that the ID verification step can still happen after you submit — don't assume it's taken care of just because the application went through.

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Same happened to me. The letter gives you instructions for ID.me and it's pretty clear once you're in the process, just annoying if you weren't expecting another step.

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How do you even know if EDD got your ID.me verification? Does it update anywhere?

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It eventually shows up in your UI Online claim status but it's not instant. I just did the ID.me steps and waited a few days and things moved forward on their own.

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EDD mailed me a notice about a phone interview after I filed. I'd been laid off but apparently they still wanted to do an interview. Got nervous thinking it was like an appeal hearing or something formal but it turned out to be a pretty short call about the circumstances of my layoff.

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Phone interviews and appeal hearings are really different things. The interview is EDD checking in about eligibility before they decide — it's usually when you quit or were fired, or when there's some other question about your situation. An appeal hearing is what happens after EDD makes a decision and you disagree with it.

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Yeah I totally panicked and thought I was in trouble. It was just the interviewer asking some basic questions and that was it.

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The notice they send you before the interview is a DE 4800 and it lists the date and time the interviewer phones you, plus the topics they'll likely cover. The same date and time shows up on your UI Online homepage. Keep your phone nearby at that exact time.

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Unemployment benefits are federal taxable income even though California doesn't tax them at the state level. When you certify you can choose to have 10% withheld for federal taxes so you don't get hit with a bill in April. I didn't do that my first time and owed more than I expected.

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Oh I had no idea about the federal tax part. I would have assumed it wasn't taxable at all.

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Really easy to miss. EDD also mails a 1099G every January that shows what you received, and it's available in UI Online under the Payments section in case you need it before the mail arrives.

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wait so california doesn't take state tax out but federal still taxes it?? that's annoying

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The Money Network debit card caught me completely off guard. I didn't realize EDD doesn't send checks by default. The card shows up in the mail separately from everything else and it can take a little bit to arrive even after your payment processes. If you want direct deposit instead you can set that up in myEDD but you have to actually go in and change it because the card is the default.

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Good to know, I was definitely expecting a check. How long does the card take to come in the mail?

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Mine came about a week after I was approved. The payment was sitting there waiting by the time the card arrived. You can check your payment status any time in UI Online or by calling 1-866-333-4606 which is available 24 hours.

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Direct deposit or the card — either works. The main thing is you pick what you want early so the first payment lands wherever you expect it.

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Honestly the question on the application about why you left your last job threw me off more than anything. It's not a free-text box, it's multiple choice, and none of the options felt like an exact fit for my situation. I picked the closest thing and then explained in the notes field.

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The notes field is there for exactly that reason. Pick the closest category and use the extra space to describe what actually happened. EDD reads those notes.

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The interviewer actually referenced what I wrote in my notes during the phone interview, so yeah, they definitely look at it.

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Okay that's helpful to know. My situation was a verbal layoff so I'll have to pick the closest option and explain from there.

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Filing went smoothly for me but I hit a wall trying to ask EDD a follow-up question about my wages after the fact. The phone line was a nightmare and the UI Online message system felt like shouting into a void. Eventually used Claimyr to get through to an agent — the weekly amount on my DE 429Z looked lower than expected and I wanted to know which quarter they'd pulled from. The agent looked it up and walked me through exactly which quarters were in my base period and confirmed the math was right, I just hadn't accounted for the fact that my highest-earning quarter was outside the standard window.

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So the agent could actually see your specific wage records and explain the calculation? That's what I'd want to know too.

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Yep, they pulled it right up. Saved me a lot of guessing about whether something had been entered wrong.

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Does that work for questions during the application stage too or only after you've already filed?

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For anyone still confused about CalJOBS — it's genuinely separate from EDD's site and a lot of people skip it because nobody explains it clearly when you apply. You go to caljobs.ca.gov, make an account, fill out your work history, and post a resume. EDD's DE 8405 notice tells you the deadline, which is 21 days from the date on that letter. Missing it can pause your payments and then you have to call EDD to get things moving again.

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Is the resume on CalJOBS public? I'm still on decent terms with my old employer and I don't want them to find my job search profile.

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You can set your resume to be private or restrict who can see it. Worth doing if that's a concern.

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The CalJOBS registration also connects to job listings if you actually want to use it for the search part, not just to meet EDD's requirement.

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My sister kept telling me I had to have been employed for at least a year to qualify and I almost didn't apply because of that. Turns out that's not how it works — EDD looks at how much you earned in the base period, not how long you were at one job. As long as you hit the wage minimums in that window you can have a valid claim even from a shorter stint.

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Your sister had it backwards. EDD needs at least $1,300 in one quarter of the base period, or at least $900 in your highest quarter with total base period wages of 1.25 times that — but there's no minimum time at any single employer. Wages from multiple jobs in that period all count together.

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I would have just not applied if I hadn't double checked. Really glad I did.

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So many people don't apply because they think they don't qualify and then never find out they would have. Worth filing and letting EDD make the actual call.

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After getting my DE 429Z in the mail I found Claimyr useful for a quick question — the total maximum benefit amount on the form looked different from what I'd calculated and I wanted to check if EDD had all my employer records. The agent confirmed they had wages from both jobs I'd worked in the base period and explained that the maximum is whichever is smaller between 26 times my weekly amount or half my total base period wages. Turned out my own math was just off.

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I keep second-guessing my own wage records too so this is reassuring that an agent can actually go through that with you.

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They walked through it line by line. Took maybe five minutes once I had someone on the phone.

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Real question about the work search part — if you have a job interview lined up during a week you certify, does that count as a work search activity for that week? I never got a straight answer on this.

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Having a job interview is definitely part of actively looking for work. The requirement is that you're able to work, available to work, and genuinely searching — an interview is evidence of exactly that.

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Okay good. I was overthinking it.

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Just keep notes on it. Not because EDD specifically requires a log, but so you can answer questions accurately if they come up.

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Something that helped me feel less frozen at the start: EDD's site has an Unemployment Benefit Calculator that estimates your weekly amount before you even apply. You put in your wages by quarter and it gives you a ballpark. It's not official — the real number comes on the DE 429Z — but it helped me understand what I was looking at and made the whole thing feel less abstract.

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That's exactly what I need. I had no idea the calculator existed. Where do I find it?

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It's right on edd.ca.gov — search for 'Unemployment Benefit Calculator' and it comes right up. No login needed.

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Just remember the calculator uses the quarters you enter, so make sure you're using the right base period quarters and not just your most recent earnings or you'll get a misleading estimate.

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Claimyr also saved me some time when my claim got stuck in what UI Online just called 'Pending' with no explanation — the agent told me my CalJOBS registration hadn't been confirmed on EDD's end even though I'd done it. That was the holdup. Got it cleared and payments processed the next business day.

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So EDD can actually see whether CalJOBS is showing confirmed on their side? I didn't realize those two systems talked to each other.

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The agent had a note in my file that the registration was flagged as incomplete. Worth a call if your weeks go pending without a clear reason.

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This is why I always tell people not to assume the CalJOBS registration went through just because you think you completed it. If your payments stop for no reason, that's the first thing to check.

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