EDD Direct Deposit to Money Network card - actual transfer time?

I switched from the Money Network card to direct deposit about 2 months ago. After you activate your card through the Money Network website, there's a section called 'Account Preferences' where you can set up direct deposit. The EDD website says it takes 3 business days for the change to process, but in my experience, it took closer to 5-6 business days before my next payment went directly to my bank account instead of loading on the card. Just make sure all your banking info is entered correctly - one typo and you could delay things even more.

got mine in 3 days exactly but my coworker took over a week. think it depends on ur bank maybe???

Remember to keep ur card even after switching! Sometimes they randomly decide to send payments to the card again for no reason whatsoever. Happened to me twice last year and I had to call them to fix it.

After you activate your card, you need to register on the Money Network website (not the EDD website) to set up direct deposit. Here's the actual process: 1. Wait for your Money Network card in the mail (7-10 days after claim approval) 2. Call the number on the card to activate it 3. Register on the Money Network website 4. Go to 'Account Preferences' then 'Direct Deposit' 5. Enter your bank routing and account numbers For my last claim, the switch took exactly 3 business days, and all future payments went straight to my bank. Any funds already on your card stay there - you'll need to transfer those separately. The timeline is pretty reliable now compared to the chaos during COVID.

I had so much trouble contacting EDD when my direct deposit wasn't working correctly. If you run into problems getting the direct deposit set up or your money isn't showing up, I'd recommend using Claimyr to get through to an actual EDD representative. The direct deposit issues can sometimes only be fixed by a tier 2 specialist. I spent days trying to get through on my own before I found Claimyr (claimyr.com) - they got me connected to an EDD rep in about 20 minutes. There's even a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Totally worth it when you're dealing with money that you desperately need access to!

Does anyone know if I can just keep using the Money Network card instead? I kinda like having my unemployment separate from my regular bank. Is there any disadvantage to leaving it on the card?

Update: My card came in the mail today (faster than expected!). I'm going to activate it tonight and start the direct deposit setup process. Will let everyone know how long it actually takes for the switch to happen. Thanks for all the advice!

Final update: It took exactly 4 business days for my direct deposit to activate. Just got my first payment directly to my checking account today! For anyone else wondering, the process was pretty straightforward - the Money Network website walks you through it. And yes, I did have to transfer the initial payment from my card separately.