


Ask the community...
Great news! This is the typical timeline you can expect going forward. Just remember to certify on time every two weeks (Sundays are best) and you should have a pretty reliable payment schedule from now on. Glad it worked out!
Congrats on getting your payment! For future reference, I've found that payments typically hit Money Network cards between 1-3 business days after certification, but the timing can vary. One tip that helped me: set up text alerts on your Money Network card so you get notified the moment funds are deposited instead of constantly checking. Also, if you ever run into delays again, the Money Network customer service (1-866-692-9374) can sometimes tell you if a payment is "in transit" to your card even before it shows up, which can give you peace of mind while waiting.
To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI
I had success backdating my recently! I followed the online process through askedd.edd.ca.gov that Katie mentioned above. The key is to be very specific about your and provide clear reasons why you need it backdated (like delayed filing due to impacts). After submitting online, I also called to confirm they received it - took about 2-3 weeks to get approved. Make sure you have documentation ready to support your request. Good luck!
Just an update on a recent policy change - the California EDD has actually been instructed to more carefully evaluate self-employment situations since 2023. They now look more closely at whether your business is "completely idle" versus "just not getting clients." In your case, since you're still actively marketing, they might consider you "still working but with reduced income" rather than unemployed. But again, each case is unique and they'll evaluate your specific circumstances. When you get to the phone interview (and you likely will), be prepared to discuss: 1. Your regular work hours before the slowdown 2. Your current activities related to the business 3. Whether you've taken definitive steps to close or suspend the business 4. Your willingness to accept full-time work elsewhere Document everything - your marketing efforts, lack of client inquiries, financial statements showing the business has no income, etc. This documentation will be crucial if there's any question about your eligibility.
I'm not an expert but I've been following similar situations in my area. One thing that might help is looking into the Pandemic Unemployment Assistance (PUA) program if it's still available, or any state programs specifically for self-employed individuals. Also, have you considered reaching out to your local Small Business Development Center? They sometimes have resources or emergency funding programs for small businesses going through tough times. Another thought - since you mentioned you're still actively marketing, you might want to document exactly what that entails and how many hours per week you're spending on it. If it's just a few hours of posting on social media vs. 40 hours a week of active prospecting, that could make a difference in how EDD views your situation. The more you can show that your business activity has significantly decreased from normal operations, the better your case might be. Good luck with whatever you decide!
Great suggestions! I hadn't thought about the Small Business Development Center - that's definitely worth looking into. You make a good point about documenting my current business activities. Right now I'm probably spending maybe 5-10 hours a week on marketing (social media, checking MLS, following up on old leads) compared to the 50+ hours I was putting in when business was good. I should definitely track this more carefully to show the dramatic decrease in activity. The emergency funding programs angle is interesting too - even if it's just a small bridge loan, it might buy me some time to figure out my next move. Thanks for the practical advice!
UPDATE: My payment finally hit the Money Network card this morning! So that's exactly 3 business days after it showed 'paid' on the EDD website. Definitely slower than the old Bank of America system, but at least it came through. Thanks everyone for your help and suggestions. I'm definitely setting up those text alerts and looking into the direct deposit option!
Glad your payment finally came through! I'm dealing with the same transition headache right now. Been waiting 2 days since my status changed to 'paid' and getting anxious. The BofA card was so reliable - this uncertainty is really stressful when you're depending on these payments for basic expenses. I'm curious - for those who've had the Money Network card for a while now, have you noticed if certain days of the week are better for timing? Like if you certify on different days, does it affect when the funds actually hit? Just trying to figure out if there's any pattern I can plan around. Also going to look into that direct deposit option mentioned earlier. Sounds like it might be worth the hassle of switching if it's more consistent.
Tom Maxon
To all those having trouble reaching a human at California Unemployment. I just ran across this video that gave me a shortcut to reach a human. Hope it helps! https://youtu.be/Ize0EkN4HDI
0 coins
Keisha Robinson
From what I've heard from others who've been through the process, they typically ask about why you didn't file your earlier, what prevented you from filing on time, and details about your employment situation during the period you're trying to backdate. They want to understand if there was good cause for the delay. Make sure you have documentation ready to support your reasons - like medical records if you were sick, or any other evidence that shows why you couldn't file earlier. The 6-8 week timeframe sounds about right unfortunately. Stay persistent and keep following up! Good luck with your interview!
0 coins