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Is anyone else TIRED of how complicated EDD makes everything?!?! Why can't they just have CLEAR guidelines about what counts as income? I swear they deliberately make it confusing so they can catch people making honest mistakes and then hit them with overpayments and penalties. I've been on UI twice in the past 3 years and both times had issues with their stupid system. It's like they're looking for reasons to deny benefits we EARNED.
Just to follow up on this thread with accurate information: 1. Settlement payments for wages (W2 portion) must be reported to EDD in the week received 2. Non-wage settlements (1099 portion) typically don't need to be reported 3. It's normal for your payment to go to pending when you report this kind of income 4. Keep all documentation for at least 3 years (settlement letter, payment stub, tax forms) 5. If your payment gets stuck in pending, you'll need to speak with a representative The most important thing is honest reporting - the temporary delay from reporting correctly is much better than dealing with an overpayment or potential disqualification later.
Update: I filed my claim yesterday and the process was smoother than I expected! I made sure to indicate that I was available for non-union work and other types of employment. My claim is pending now, and I have a phone eligibility interview scheduled for next week. Thanks everyone for your advice - it really helped me prepare! I'll update again after the interview to let everyone know how it went in case other actors are in the same situation.
That's great news! For your eligibility interview, have your last few job details handy (dates, employer info, reason for ending) and be prepared to explain that while you can't take union work during the strike, you're actively looking for and available for other types of work. Good luck!
Good luck with your interview, Caleb! I went through a similar situation during the writers' strike a few years back. One tip that really helped me: when they ask about your availability for work, be specific about the types of jobs you're actively pursuing. I mentioned I was looking for commercial acting work, teaching opportunities, and even restaurant work to show I was genuinely available and willing to work outside the union. They seemed to appreciate the concrete examples rather than just saying "I'm available for non-union work." Also, don't stress too much - the eligibility interview is really just to verify your situation, not to trip you up. You've got this!
Thanks for the encouragement and specific advice! I really appreciate the tip about being concrete with examples - that's exactly what I needed to hear. I was planning to just say "non-union work" but you're right that giving specific examples like commercial work, teaching, and even restaurant jobs shows I'm serious about finding employment. It makes me feel a lot more confident about the interview knowing that others have successfully navigated this situation before. I'll definitely be prepared with those concrete examples when they ask about my availability.
This is such helpful advice! I'm actually in a similar situation - I'm a voice actor and the strike has put a lot of union projects on hold. I was worried about how to explain my availability during the eligibility interview, but your suggestion about being specific with examples is perfect. I've been looking into voice-over work for indie video games, audiobook narration for smaller publishers, and even considering picking up some freelance writing work. It's reassuring to know that EDD appreciates concrete examples rather than vague statements. Thanks for sharing your experience!
Hey Alberto, I just went through this exact same process last month and I totally understand the anxiety you're feeling right now. I was terminated for what my employer called "excessive absences" but it was really just 4 sick days over 6 months when I had the flu and food poisoning. The wait after the eligibility interview was absolutely brutal - I was checking my UI Online account like every hour and losing sleep over it. In my case, I got my determination letter exactly 8 business days after the interview, and thankfully I was approved! The interviewer had asked really detailed questions about each absence and whether I had tried to find coverage, etc. What really helped my case was having documentation - I had doctor's notes for the sick days which showed they were legitimate medical reasons. For your situation with the car breakdown, do you have any receipts from a mechanic or towing company? That kind of documentation could really strengthen your case by proving it was a genuine emergency beyond your control. The fact that you had good attendance for 2 years before this incident should definitely work in your favor. Try to stay positive - from everything I've read and experienced, EDD does try to be fair when it's clearly not misconduct. Keep certifying for benefits while you wait, and don't be afraid to reach out to local assistance programs if you need help with rent in the meantime. You've got this!
Thanks so much for sharing your experience and all the helpful advice! Your situation with sick days sounds just as frustrating as mine - it's crazy how employers can fire people for legitimate health issues and car emergencies. I do have some documentation that might help - I have the receipt from the tow truck and the estimate from the mechanic showing my transmission died. I didn't think to bring those up during the interview, but hopefully the EDD investigator will see them if they review my case file. It's really encouraging to hear that you were approved after 8 days with a similar attendance issue. The detailed questions about each absence make sense now - they were probably trying to determine if there was a pattern of irresponsible behavior vs genuine emergencies. I'm definitely going to look into local assistance programs like someone else mentioned with the 211 helpline. Thanks for the encouragement - hearing from people who actually went through this and came out the other side really helps calm my nerves!
I know exactly what you're going through - the waiting period after an EDD eligibility interview is absolutely nerve-wracking! I had my interview about 3 months ago for a similar issue (terminated for "poor attendance" after missing work for a family emergency) and the anxiety was consuming me. In my case, it took 9 business days to get the determination letter, but my UI Online account actually updated 3 days before the letter arrived in the mail. The interviewer asked tons of detailed questions about my absence and whether I had tried to contact my supervisor, etc. What really helped was that I had text messages showing I did try to call in, even though my boss claimed I was a "no-call no-show." For your car breakdown situation, that sounds completely legitimate and definitely not misconduct - especially with your 2-year perfect attendance record beforehand. Try to gather any documentation you have (mechanic receipts, towing bills, etc.) in case they need additional info. The fact that you only missed 2 days in 2 years should absolutely work in your favor. Keep checking your UI Online account daily and make sure you keep certifying for benefits while you wait. Hang in there - based on what you've described, this sounds like it should be approved!
Thank you so much for sharing your experience, Hattie! It's really comforting to hear from someone who went through almost the exact same situation. The fact that your UI Online account updated 3 days before the letter is really good to know - I'll definitely keep checking that obsessively! I'm glad you mentioned having text messages as documentation because I actually do have screenshots of my texts to my supervisor the morning my car broke down, explaining the situation and asking what to do. I was so panicked that morning I didn't even think about how that might help my case later. Your point about 9 business days but online updating earlier gives me hope that I might know something by this weekend. The waiting really is the worst part - I keep going between feeling confident it'll be approved and then spiraling into worst-case scenarios. Thanks for the encouragement and for confirming that 2 days in 2 years should work in my favor!
This is absolutely infuriating but unfortunately very common right now. I work for a nonprofit that helps people navigate EDD issues, and we've seen a huge spike in Money Network fraud cases since the holidays. Here's what I tell everyone: 1. Don't just rely on Money Network - also file a complaint with the CFPB (Consumer Financial Protection Bureau) online. This creates a paper trail and sometimes gets faster results. 2. Contact your state assemblyperson's office. Many have constituent services that can intervene with EDD on your behalf - it's free and surprisingly effective. 3. If you're facing eviction or utilities being shut off, apply for emergency rental assistance through your county immediately. Don't wait for the fraud to be resolved. 4. Document your financial hardship in writing and submit it with all your fraud paperwork. This can help expedite the process. The fact that they're only leaving you $16 while they "investigate" is cruel. Push hard on that Regulation E requirement for provisional credit that others mentioned - you have rights here and they're banking on you not knowing them. Stay strong and keep fighting this!
This is amazing advice, thank you so much! I had no idea about contacting my assemblyperson's office or filing with the CFPB - I'm going to do both of those today. The emergency rental assistance tip is really smart too, I was so focused on getting my money back that I wasn't thinking about other resources. It's honestly shocking that this is such a common problem right now. You'd think with all these fraud cases they'd have better systems in place, but it sounds like they're just overwhelmed. I really appreciate you taking the time to share all this information - it gives me hope that there are multiple angles to attack this from instead of just waiting around for Money Network to get their act together.
Just went through this exact same situation two months ago - $1600 stolen from my EDD card! I know how panicked you must be feeling right now. Here's what actually worked for me to speed things up: Call Money Network AND EDD on the same day and tell them both that you're filing complaints with CFPB and your state representatives. I swear this lit a fire under them because suddenly I was getting callbacks and updates. Also, when you talk to Money Network, use the exact phrase "provisional credit under Regulation E" - don't let them tell you that you have to wait for their investigation to finish. I also started emailing their customer service in addition to calling, because then you have written proof of all your communications. Screenshot everything! The good news is that once the wheels start turning, it moves pretty fast. I got my provisional credit in 8 business days and the full resolution took about 3 weeks total. Way better than the "90 days" they initially tried to tell me. You've got this - just be persistent and don't let them wear you down with their bureaucracy. Your rent is more important than their slow processes!
Logan Stewart
One more important thing - when reporting income, you report earnings in the week you WORKED, not when you got paid. So if you work Monday-Sunday but don't get the paycheck until the following Friday, you still report those earnings for the week you actually performed the work. This trips up a lot of people!
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Diego Castillo
•Oh that's a good point! I wouldn't have known that. I'll make sure to track my hours each week carefully then. Thanks for all the help everyone! Going to certify for all weeks from now on and report my work hours correctly.
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Tyrone Johnson
Just want to add - make sure you're also reporting your earnings as GROSS income (before taxes and deductions), not your take-home pay. I made that mistake early on and it created a mess when EDD cross-referenced with employer wage reports later. They want to know what you actually earned, not what hit your bank account after taxes were taken out. Also keep good records of your hours and pay stubs in case they ever audit your certifications!
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StarSurfer
•This is really important info! I've been wondering about the gross vs net income thing. Quick question - do tips count as part of the gross income I need to report? I sometimes get cash tips at my part-time job and wasn't sure if those needed to be included when I certify.
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