California Unemployment

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Do employees pay into unemployment in California? EDD tax breakdown explained

I've been getting really confused about how unemployment insurance actually works. My coworker and I got into a debate yesterday about whether employees contribute to unemployment funding or if it's purely employer-paid. I've been working at my warehouse job for about 6 years and honestly never once looked at my pay stub closely enough to understand what's being deducted and why. Now that our company is going through some restructuring and layoffs are being whispered about, I figured I should actually understand how this whole system works before I potentially need to file a claim with California EDD. Do employees pay into unemployment, or is it all on the employer side? And does it affect how much you'd get if you actually file?

For your overall situation - sounds like you're being proactive and smart about understanding the system before you need it. A few quick tips: 1) Create your UI Online account at California EDD now so it's ready, 2) Save copies of your last few pay stubs, 3) Keep records of your employment dates and employer contact info, 4) Know that you have up to 1 year to file from when you become unemployed but filing sooner is always better since the base period is time-sensitive. Good luck with the restructuring situation.

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This is exactly the practical checklist I needed. Thank you. I'm going to set up my UI Online account this weekend while everything is still normal and calm.

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Creating the UI Online account ahead of time is genuinely great advice. EDD identity verification can be a whole separate ordeal if you haven't set anything up. Better to work through any ID.me verification issues when you're not under financial stress.

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does the type of job matter for unemployment? like my cousin says gig workers cant get regular UI but i thought that changed

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yeah my cousin drives for a delivery app full time. sounds like he'd have a tough time getting UI then unless he was actually misclassified

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AB5 misclassification claims are actually a real avenue. If the work meets certain tests, EDD may determine someone is actually an employee for UI purposes. Not simple but it's been done. Would require filing the claim and letting EDD make the determination.

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How long does it take to get unemployment from California EDD?

So I got laid off from my warehouse job about two weeks ago and finally got around to filing my California EDD claim last Thursday. I've never done this before and honestly had no idea what to expect. I submitted everything online through UI Online and got a confirmation number, but now I'm just sitting here watching my bank account drain and wondering how long does it take to get unemployment benefits actually deposited. The portal just says 'pending' and I haven't received any letters yet. My landlord isn't going to wait forever and I have about three weeks of savings left before things get really bad. Is there like a standard timeline I should know about? Does everyone go through this waiting period or did I do something wrong when I filed?

One more thing worth knowing - if your claim takes longer than 5 weeks and you're genuinely in financial hardship, you can request an expedited review. You'll need to explain the hardship (eviction notice, utility shutoff, etc.) and provide documentation. EDD agents can flag your claim for priority review in some circumstances. This isn't advertised anywhere on their website but agents do have this ability.

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Okay I'm definitely going to try that. Do you have any other tips for when you actually get an agent on the phone? I want to make the most of the call.

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Have your EDD Customer Account Number ready, know your last 4 of social, have your employer names and dates of employment handy, and specifically ask the agent to check for any backend holds or flags that aren't visible in your portal. Ask them to confirm your certifications were received. And ask if there's anything preventing payment. Be specific with your questions.

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UPDATE: I went and checked my UI Online account after reading this thread and found that my ID.me verification was showing as incomplete - I thought I'd finished it but apparently the last step didn't go through. Just completed it. The portal now shows my claim is processing. Fingers crossed this was the only issue. Thank you all so much, I never would have thought to check that.

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Great news! This is exactly why it's worth going through every step of the portal carefully rather than assuming everything went through. Good luck!

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Rooting for you. Come back and update when you get paid!

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Can I apply for unemployment again when it runs out with California EDD?

So my unemployment benefits are getting close to running out and I'm honestly not sure what happens next or if I even have options. I've been collecting for a while now and still haven't found stable work yet. The job market in my field (I was doing logistics coordination) is just brutal right now and the positions I'm finding either pay way less than what I was making or are temp contracts with no benefits. My main question is: can I apply for unemployment again when it runs out? Like does California EDD let you reopen a claim or file a completely new one? I'm not sure if I need to have worked again first or if there's some kind of extension I'm not aware of. My benefit year ends next month and I still have a small balance left but it's not going to last much longer. I've tried looking this up on the EDD website but honestly the language is so confusing. It talks about benefit years and base periods and I can't figure out if any of that applies to my situation. Has anyone been through this? What are my actual options when regular UI runs out?

one more thing - when you refile, expect adjudication. almost everyone who files a second claim goes through some kind of adjudication process because EDD looks at the circumstances of your job separation again. doesn't mean you'll be denied, it's just part of the process for a new claim. factor that into your timeline - adjudication can take 3-6 weeks sometimes longer.

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Not a lot you can do to rush it, but you can make sure you respond QUICKLY to any request from EDD during adjudication. If they send you a questionnaire or schedule a phone interview, respond immediately. Delays on your end add to delays in your claim being processed.

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And keep filing your weekly certifications even during adjudication! A lot of people don't realize you still have to certify every week even while your claim is under review. If you get approved but stopped certifying, you miss out on all those weeks of backpay.

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UPDATE: For anyone following this thread - I called EDD finally got through to an agent (used the Claimyr service someone mentioned, it actually worked, went to claimyr.com) and they confirmed most of what was discussed here. My benefit year ends in 17 days and I have a balance remaining. They said to make sure I file my final certifications to use what I can. I don't have enough new wages for a new claim yet so my plan is to look for work, document everything, and refile once I have wages. The agent was actually really helpful and walked me through exactly what I'd need for a new base period. Thanks everyone for all the info in this thread.

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Great update! Glad Claimyr worked for you - it's frustrating that getting a simple straight answer from EDD requires jumping through hoops but at least the option exists. Good luck!

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thank you for updating us!! I'm going to do the same thing and call to get answers about my specific situation. This thread helped so much

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How long is the unemployment process with California EDD from start to first payment?

I got laid off from my logistics coordinator job about two weeks ago and finally sat down to figure out the whole California EDD unemployment thing. I submitted my initial claim online through UI Online but honestly I have no idea what happens next or how long any of this takes. Like, how long is the unemployment process from start to finish? How long before I actually see money? My landlord isn't exactly known for his patience and I've got bills stacking up. I reported everything correctly - my last day, my reason for separation, all that. The portal just says my claim is being processed. Is that normal? Does anyone have a realistic timeline of what to expect week by week?

To directly answer the original question 'how long is the unemployment process' with California EDD - here's the honest summary: Best case (clean layoff, no disputes, identity verified): 3-4 weeks to first payment Typical case (minor verification needed): 5-7 weeks to first payment Adjudication case (employer dispute or eligibility question): 8-14 weeks to first payment Appeal case (disqualification that you challenge): 14-26 weeks until resolution Once approved, you can collect benefits for up to 26 weeks (one benefit year) as long as you continue to meet weekly certification requirements including job search. The total duration of your unemployment period is really up to your job search.

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should pin this honestly, covers everything

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solid summary. the only thing i'd add is that edd can 're-open' a case at any time if they find an issue even after you've been receiving payments, so stay organized and keep records of everything throughout the whole process not just at the beginning

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Final practical tip from me - make sure your UI Online contact information is completely up to date including your phone number and mailing address. EDD will sometimes try to reach you by phone for eligibility interviews (especially during adjudication) and if they can't reach you it doesn't go well for your claim. I've seen people lose benefits simply because EDD couldn't contact them during a scheduled phone interview and they didn't call back within the window.

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eligibility phone interviews are no joke. miss it and you might as well have not filed at all. they give you like 10 days to reschedule and if you miss that too your claim can be denied

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You can also update your contact preferences to receive text notifications so you don't miss anything important from EDD. The text alerts are more reliable than email in my experience.

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Who pays unemployment when you get fired in California?

So I got let go from my job last week and I'm sitting here trying to figure out how all of this actually works financially. My manager called it a 'business restructuring' but basically I was fired. I've never filed for unemployment before and honestly I'm confused about the whole money side of things. Like where does the money actually come from when you file with California EDD? Does my old employer pay it directly? Does it come from taxes I paid? I'm also wondering if being fired (versus quitting) changes who's responsible for funding the benefits. I filed my initial claim on UI Online already but I have no idea what to expect or how the system is funded. Anyone who can explain how California unemployment actually works from a funding standpoint would be really helpful right now.

Late to this thread but want to add one more thing about the 'fired vs laid off' framing. In California, the term of art EDD uses is 'discharge' not 'fired.' When you were let go by your employer's decision (for any reason), that's a 'discharge.' When you quit, that's a 'voluntary quit' which has a different and harder standard to qualify under. If you were discharged (fired, let go, laid off - all fall under this) and it wasn't for misconduct, you qualify. Simple as that. The funding mechanism we've been discussing - employer UI taxes into the trust fund - applies equally to all qualifying separations.

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Exactly. 'Discharged by employer' is the formal EDD terminology for being fired or laid off. When you're filling out forms use that language - it's accurate and it's the terminology EDD's system is built around.

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This is a great point about language that can genuinely affect processing speed. Using EDD's own terminology on their forms helps avoid confusion and flags.

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Update for everyone who helped me in this thread: I got my first payment yesterday! Claim was approved without going to adjudication - I think because the department elimination was so clear cut. Weekly benefit amount came out to $412/week based on my earnings. Not what I was making but it's keeping me afloat. Also I did end up using Claimyr when I had a question about my benefit calculation and couldn't get through to EDD directly - worked exactly as people described, got connected to a live agent within a reasonable time. Thanks everyone for explaining how the whole funding system works and what to expect. This thread should help other people who just got fired and have no idea what's going on.

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Great outcome! $412/week is solid. Remember to keep certifying every two weeks and keep that job search log going. Hoping you find something great soon.

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Awesome update! Yeah Claimyr is great for exactly those situations where you have a specific question about your claim details that the portal can't answer. Glad it helped. Good luck out there!

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