SDI claim denied due to 100% salary from employer - need advice on EDD appeal
Hey everyone, I'm in a bit of a pickle here. My short-term disability claim got denied because my company is paying me 100% of my salary. I'm confused about how this affects my eligibility for state benefits. Has anyone else dealt with this? What should I say when I call EDD to appeal this decision? Any advice would be really appreciated!
27 comments


Tom Maxon
I found a way to solve denied short-term disability claim issues, watch this: https://www.youtube.com/watch?v=2SIWJWLrcFk
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Savannah Glover
Ugh, the EDD system is such a mess! I've been there, buddy. When you call, make sure to ask about any exceptions or additional documentation you can provide. Sometimes they don't tell you everything upfront.
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Felix Grigori
ā¢fr fr the whole system is broken af 𤔠good luck getting anyone on the phone tho lmao
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Felicity Bud
ā¢I waited on hold for 3 hours last week... š Anyone know a better way to reach them?
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Max Reyes
ā¢Yeah, I found a way! There's this site called claimyr.com that has a calling tool. It dials the menu, waits on hold, and then connects you when an agent picks up. Costs $20 but totally worth it. Check out this video: https://youtu.be/DOLxZQb92wM
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Mikayla Davison
ā¢$20??? Sounds like a scam to me. Has anyone else tried this?
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Max Reyes
ā¢Not a scam, I promise! Used it twice now. Saved me hours of frustration. They only charge if you get connected to an agent.
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Adrian Connor
Here's the deal with short-term disability and full pay: ⢠If your employer is paying you 100%, you typically don't qualify for state disability benefits ⢠This is because SDI is meant to replace lost wages ⢠However, there might be exceptions depending on your specific situation ⢠Some companies have policies where they 'top up' your SDI benefits to 100% of your salary When you call EDD: 1. Explain your situation clearly 2. Ask about any possible exceptions 3. Inquire if there's a way to coordinate benefits with your employer 4. Request information on appeal process if needed Remember, laws can vary, so don't give up! Good luck!
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Aisha Jackson
ā¢This is super helpful, thanks for breaking it down! šÆ
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Ryder Everingham
ā¢Quick question - does this apply to all states or just California?
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Adrian Connor
ā¢Good point! This is specifically for California's State Disability Insurance (SDI). Other states may have different rules.
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Lilly Curtis
have you tried turning it off and on again? 𤣠jk jk... but seriously, the EDD website is about as useful as a chocolate teapot sometimes
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Leo Simmons
I'm in the same boat! My claim got denied for the exact same reason last month. Still trying to figure it out. Let me know if you have any luck!
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Kevin Bell
ā¢Oof, sorry to hear that. I'll definitely update if I make any progress. Fingers crossed for both of us!
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Leo Simmons
ā¢Thanks! Yeah, we're all in this leaky boat together I guess š
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Lindsey Fry
Pro tip: Document EVERYTHING. Every call, every letter, every email. You never know what might be important later if you need to appeal.
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Saleem Vaziri
ā¢This! š Saved my butt when I had to appeal last year.
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Kayla Morgan
Have you considered reaching out to your HR department? They might be able to provide some clarity on how your company's policy interacts with state benefits.
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Kevin Bell
ā¢That's a great idea, I hadn't even thought of that. I'll shoot them an email right now. Thanks!
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James Maki
plot twist: the real disability was the friends we made along the way š¤
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Jasmine Hancock
ā¢lmao why is this so accurate tho š
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Cole Roush
Okay, hear me out: what if you asked your company to stop paying you 100% temporarily? Then reapply for SDI? Might be worth exploring if you're really set on getting state benefits.
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Scarlett Forster
ā¢Bruh... that's actually kinda genius. Chaotic good energy right there.
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Arnav Bengali
ā¢Idk man, sounds risky. What if the company agrees and then OP can't get SDI anyway?
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Cole Roush
ā¢Fair point. Definitely would need to research more before trying anything like this. Just throwing ideas out there!
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Sayid Hassan
Anyone else feel like they need a law degree just to navigate this stuff? š Maybe we should start a support group: 'EDD Survivors Anonymous
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Fatima Al-Sayed
I went through something similar last year! The key thing to understand is that SDI is designed to replace lost wages, so if you're getting 100% pay from your employer, EDD sees that as "no lost wages to replace." When you call for your appeal, ask specifically about: - Whether your employer is paying you directly OR if they're supplementing SDI benefits - If there's a coordination of benefits form your employer should have filed - Whether you can switch to a partial pay arrangement that would make you eligible Also, check your employee handbook - some companies have policies where they pay the difference between SDI and your full salary, which is different from just paying you 100% outright. That distinction matters to EDD! Keep pushing back on the appeal - I've seen cases where it took 2-3 attempts but people eventually got it sorted out. Don't give up! šŖ
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