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Keisha Robinson

Maternity SDI claim using wrong employer info - will this delay my benefits?

Help! I'm totally stressed about my maternity Disability claim. My OB put me on early leave at 36 weeks due to pregnancy complications, and I just submitted my DE 2501 form. When I used the EDD benefit calculator, I noticed it's looking at wages from July 2024-June 2025 for my calculation period. Here's my issue: I was laid off from my previous job in May 2025 and collected unemployment for a few months before starting my current position in July 2025. When I filed the DE 2501, I listed my current employer (where I've worked 3 months), but the benefit calculation seems to be using my previous employer's wages. Did I mess up by putting my current employer on the form instead of my previous one? Will this delay my benefits or cause problems? I'm due in 3 weeks and panicking about my maternity income!

I think ur fine. The benifit period is set automatically based on when u file, not which employer u list. EDD looks at ALL ur wages during the base period, not just current job. They'll pull the records from all employers durng that time.

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Thanks for responding! That's a bit of a relief. I'm still worried because my previous employer was a bigger company with better pay, so I'm hoping those wages count toward my benefit amount. Do you know if I should contact EDD to clarify?

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Paolo Ricci

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You didn't make a mistake. The DE 2501 asks for your current employer information, which you provided correctly. The benefit calculation uses your highest-earning calendar quarter during the 12-18 month base period before your disability claim begins. EDD automatically pulls wage data from all employers who reported your income during the base period. They don't just use the employer listed on your claim form. Your SDI benefits will be calculated based on all reported wages in that period, including your previous job and unemployment benefits don't count toward SDI calculations. If you're concerned, you can call EDD to verify they have all your employment information, but expect long wait times. Your claim should process normally with no delays based on what you've described.

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Amina Toure

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OMG 'expect long wait times' is an understatement!!! I waited TWO HOURS last week and then got disconnected right when someone finally answered!! I was literally sobbing. 😭

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You're overthinking this. I had a similar situation - changed jobs 4 months before my maternity leave started. The form asks for current employer info because that's who they contact about your current employment status, but your BENEFIT AMOUNT comes from their wage database looking at your highest-earning quarter in the base period. When you file a disability claim, EDD doesn't manually input your wages from the form - they use your SSN to pull ALL quarterly wage data reported by ALL employers during the calculation period. The system is designed to handle people who change jobs. Your claim will be processed based on the highest quarter of earnings within that base period, regardless of which employer you listed on the form. That's why they ask for your SSN - it links to all your reported wages.

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Thank you so much for this detailed explanation! This makes me feel much better. I was stressing that I might have to resubmit or that my benefits would be delayed. Pregnancy hormones have me worrying about EVERYTHING!

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I think everyone here is confusing baby bonding PFL with pregnancy disability SDI. They're totally different programs! For SDI, they absolutely DO care who your current employer is because that's who verifies your last day worked. For baby bonding, they don't need employer verification. OP is talking about pregnancy disability (DE2501), so employer DOES matter. But the issue isn't about the employer affecting benefit AMOUNT (that comes from base period wages), it's about the employer verifying employment status. When I filed SDI for maternity last year, my claim was delayed because they couldn't verify employment with my listed employer. Turns out I put my department name wrong and the HR person didn't recognize it.

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Paolo Ricci

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You're partially correct - employer verification is important for SDI claims, but for a different reason than you're suggesting. The current employer verifies your last day worked and whether you're receiving any wage continuation, but this doesn't affect which wages are used for benefit calculation. The OP listed her current employer correctly on the DE 2501. EDD will contact that employer to verify her employment status, while separately calculating benefits based on her highest-earning quarter in the base period (which includes previous employers). These are two separate processes.

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Javier Torres

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Just want to add my experience... I had a similar situation last year when I got put on bed rest. I changed jobs 5 months before my leave started, and EDD used wages from BOTH my previous and current employer to calculate my benefit amount. The only thing to watch for is making sure you've worked at your current job long enough to qualify for SDI. I think it's something like working there for at least 90 days? But it sounds like you have that covered since you started in July and it's now October. Don't stress about this part - focus on taking care of yourself and that baby! The paperwork stuff usually works out.

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Thank you! Yes, I've been at my current job for about 3 months now. Is there anything else I should do while waiting for my claim to process? This is my first pregnancy and I'm trying to make sure I have all the paperwork lined up correctly for when baby comes.

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Paolo Ricci

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Since you're getting close to your due date, start thinking ahead about the transition from Pregnancy Disability (SDI) to Baby Bonding (PFL). These are two separate claims, and many new parents get confused about the timing. After you give birth, your doctor will complete a form extending your disability for your recovery period (typically 6-8 weeks depending on delivery type). When that recovery period ends, your SDI claim closes automatically. You'll then need to file a separate PFL claim for baby bonding. I recommend marking your calendar for about 1 week before your disability ends to remind yourself to file the PFL claim. This helps avoid gaps between benefits. You'll file the baby bonding claim using form DE 2501FP.

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This is super helpful advice! I didn't realize I'd need to file a separate claim for baby bonding. Do I use the same online account for both claims? And does the baby bonding claim also use the same base period for calculating benefits?

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Paolo Ricci

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Yes, you'll use the same SDI Online account for both claims. And yes, both SDI and PFL use the same base period and calculation method, so your weekly benefit amount will be identical for both programs. The only difference is the duration - SDI covers your pregnancy/recovery (4 weeks before birth plus 6-8 weeks after), while PFL provides 8 weeks for baby bonding. You can take the PFL time all at once or split it up, but you must complete it within 12 months of the birth.

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Amina Toure

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My disability claim took FOREVER when I had my baby in april!!!!! I filled out the form with my current employer but EDD keps sending letters asking for more informaton about my previous job i had in 2024 and it was SO ANNOYING!!!! like why do they need my old boss's phone # when they already have the wage info????

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Emma Davis

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The system is so inefficient! When I filed my maternity claim, I got a letter asking for information they already had. I spent days trying to call with no luck. My coworker recommended Claimyr (claimyr.com) to get through to EDD. I was skeptical but tried their service and got connected to an agent who fixed everything in one call. They have a demo video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5

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dont overthink this. edd systems r old & clunky but they do work eventually. one thing nobody mentioned - make sure ur doctor submitted their part of the DE2501 form! most of the delays i see r from docs being slow to submit their part. u can check this in ur online account.

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Thanks for the tip! I checked my SDI online account and it shows my doctor did submit their certification, so that's one less thing to worry about. Now I just need to be patient (not my strong suit right now lol).

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Just to give you a timeline expectation - my pregnancy disability claim took exactly 14 days to process from submission to first payment. The first payment included retroactive benefits from my disability start date. Make sure you're checking your SDI Online account regularly, as that's where they'll post messages if they need additional information. Also verify your payment preference (EDD debit card or direct deposit) is set up correctly to avoid payment delays. For what it's worth, the longest part of the whole process was getting my doctor to submit their portion of the claim!

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A 14-day processing time would be amazing! I'm hoping mine goes that smoothly. I've set up the EDD debit card already and my doctor submitted their part. Fingers crossed!

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Hey Keisha! I went through something very similar when I had my daughter last year. I switched jobs about 4 months before going on maternity leave and was so worried I'd messed something up on the paperwork. Here's what actually happened: EDD pulled wage records from BOTH my old job (where I made more money) AND my new job to calculate my benefits. The employer you list on the DE 2501 is really just for them to verify your current employment status and last day worked - it doesn't determine which wages they use for your benefit amount. Your benefit calculation will be based on your highest earning quarter during the base period, which sounds like it would include your previous employer's wages since they paid you more. That's actually good news for your benefit amount! The one thing I'd recommend is making sure all your wage information is accurate in their system. You can check this by creating an account on the EDD website and looking at your wage history. If anything looks off, you can submit corrections, but honestly most of the time their records are complete. Try not to stress too much (easier said than done, I know!). Focus on preparing for baby and let EDD do their thing. Congratulations on your upcoming arrival! 💕

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