EDD maternity disability stopped paying a week before return-to-work date - why the inconsistency?
I'm really frustrated and confused with my maternity disability claim payout. This is my second baby, so I thought I knew how everything worked, but now I'm doubting myself. With my first child in 2024, EDD paid my disability claim right up through my return-to-work date. This time around (just had my baby in January 2025), they randomly stopped my payments exactly one week before my return-to-work date that my doctor listed on the form! I checked my EDD account and the claim status shows as "paid" with an end date that's 7 days earlier than my doctor certified. I'm missing about $1,650 for that final week and that's a significant amount for our family right now with the new baby expenses. Has the policy changed? Did I miss something on my DE2501 form? Should I have my doctor submit an extension even though it's for dates that were already on the original certification? I'm so confused why they'd pay me differently for the exact same situation just a year apart.
20 comments
Finley Garrett
the same exact thing happened to me!! my doctor put march 10 as my return date but they only paid me until march 3. when i called they said something about only paying full weeks or something? but i don't remember that from my first baby either. so annoying!!
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Cass Green
•Did you end up getting it resolved? I have a newborn and a toddler at home—I don't have time to spend hours on the phone with EDD, but that money would really help us right now.
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Madison Tipne
The EDD disability rules for maternity claims have some specific calculations about how they determine your end date. Your final payment depends on your delivery type (vaginal vs c-section), recovery progress, and how your doctor filled out the certification. There are two possibilities here: 1. Your doctor might have indicated a different recovery status on this form 2. EDD may have interpreted your return-to-work date differently this time I recommend having your doctor submit a DE2501 extension form specifically for that final week. Make sure they clearly state that your disability continued through your original return-to-work date. This happens more often than you'd think with maternity claims!
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Cass Green
•Thank you! I'll reach out to my doctor right away. Both deliveries were vaginal and had normal recovery periods, so it seems strange they'd be calculated differently. Do you know if I need to submit any other documentation besides having my doctor complete the extension form?
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Holly Lascelles
This happened to my sister too! I think EDD does this on purpose to save money by hoping people won't notice or bother fighting for the last week. It's only a week but when you multiply that by thousands of maternity claims, they save millions. So frustrating when you're trying to focus on your newborn instead of bureaucracy!
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Madison Tipne
•Actually, this isn't a deliberate policy to save money. It's typically related to how EDD calculates disability periods and how the doctor completes the certification. Sometimes with standard recovery periods for childbirth (6-8 weeks for vaginal delivery, 8-10 for c-section), they end payments based on those standard timeframes rather than the exact return-to-work date if there's a discrepancy. The doctor needs to be very specific about the disability extending through the full period.
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Malia Ponder
I had this EXACT issue in December! My OB put Jan 15th as my return date but EDD only paid me through Jan 8th. I was missing like $1,400! I spent 3 days trying to reach someone at EDD. Constant busy signals, disconnects, or being on hold for 2+ hours only to get disconnected. Finally I used this service called Claimyr (claimyr.com) that someone in my mom's group recommended. They got me connected to an EDD rep in about 20 minutes. The rep explained that my doctor had checked a box indicating "normal recovery" which triggered their system to use the standard recovery period instead of my actual return date. The EDD agent helped me file an extension for that final week and I got paid about 10 days later. You can see how it works in their video: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 Definitely worth checking if your doctor marked something different on this pregnancy's form!
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Kyle Wallace
•did you have to pay for that service? seems weird to pay money just to talk to edd when its their job to help us
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Malia Ponder
•Yeah, there is a fee, but honestly after wasting 3 days trying to get through myself, it was worth every penny to me. I was losing more money in missed work trying to call them than what the service cost. Plus I got my $1,400 that I might have given up on otherwise.
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Ryder Ross
The issue you're experiencing is likely due to how EDD calculates the standard disability periods for maternity claims. For maternity disability, EDD typically provides benefits for: • 4 weeks before your due date • 6 weeks after vaginal delivery • 8 weeks after cesarean delivery If your doctor certified you for longer than these standard periods, EDD sometimes stops at the standard cutoff UNLESS your doctor specifically indicates that you required additional recovery time beyond the standard period. The fact that it was processed differently last time could be because: 1. Your doctor completed the form differently (perhaps checking different boxes about your recovery) 2. You had a different EDD claims examiner who interpreted the form differently 3. There was a policy clarification between your pregnancies To fix this: 1. Have your doctor submit a DE2501 extension specifically addressing that last week 2. Make sure they clearly state you were disabled through your return-to-work date 3. Contact EDD directly to explain the discrepancy from your previous claim Keep in mind that after disability ends, you should apply for PFL baby bonding benefits using form DE2501FP to get up to 8 weeks of additional paid time with your baby.
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Cass Green
•Thank you for such a detailed explanation! I already transitioned to my PFL baby bonding and fortunately that's going smoothly. I just can't understand why they processed the disability portion differently. I'll definitely have my doctor submit that extension form for the missing week.
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Gianni Serpent
omg i had my baby 3 months ago and have had nothing but problems with EDD!!!! first they denied my claim saying my doctor didnt fill something out right then they paid me the wrong amount and now they're saying i owe them money back???? the whole system is a joke honestly. i spent 2 weeks trying to get through on the phone and gave up. good luck with your missing week, at least its only one week they messed up for you and not the whole thing!
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Finley Garrett
•did u try calling right when they open? i heard thats the best time
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Gianni Serpent
•i tried calling at all different times!!! early morning late afternoon middle of the day. its IMPOSSIBLE to get through!! i have a 3 month old i cant sit on hold for 4 hours straight its ridiculous
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Madison Tipne
Just to follow up on my earlier comment - I checked with a colleague who handles a lot of maternity SDI claims, and there's one more possibility: EDD often calculates disability benefits in full-week increments. If your return-to-work date created a partial final week, they sometimes cut off at the last full week rather than paying for partial weeks. For example, if your return date was a Wednesday, they might have paid only through the previous Wednesday rather than including those final few days. This policy is applied inconsistently, which might explain why your first claim was processed differently. When you have your doctor submit the extension, make sure they indicate that your disability continued through the entire week in question. The extension form should specifically address those missing days.
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Cass Green
•That's interesting about the full-week increments! My return date was actually on a Monday both times, so I would have expected them to be processed the same way. I called my doctor's office and they're submitting the extension form today. Fingers crossed this gets resolved quickly!
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Holly Lascelles
When I had my twins last year the hospital social worker told me that EDD has been overwhelmed with claims since the pandemic and they've been making tons of errors. She said she's seen claims processed totally differently for the same person with different pregnancies. It's so annoying that we have to jump through all these hoops when we're trying to recover and take care of newborns!!! Did you end up calling them yet?
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Cass Green
•Not yet - I'm trying to get my doctor's extension form submitted first so I have something specific to reference when I call. My toddler is in a clingy phase and the baby cluster feeds all afternoon, so finding time to sit on hold for hours is basically impossible right now.
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Kyle Wallace
maybe you got a different claims examiner this time who interprets the rules differently? i had a friend who worked at edd for a while and she said some examiners are way more strict than others about exactly how the rules are applied. total luck of the draw unfortunately :
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Ryder Ross
•This is actually a very good point. While EDD has standard policies, there is some variation in how individual claims examiners interpret the rules, especially in edge cases like partial weeks or when doctor certifications aren't completely clear. Always worth appealing if you believe your claim wasn't processed correctly.
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