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Sean Murphy

Conflicting info from EDD about pregnancy disability eligibility at 18 weeks - can I qualify for SDI with complications?

I'm so frustrated and confused about my pregnancy disability claim! I'm currently 18 weeks pregnant with some complications (severe hyperemesis gravidarum and threatened miscarriage), and my doctor took me off work and completed all the SDI paperwork two weeks ago. I thought everything was going smoothly - I filed online, my doctor submitted the medical certification, and I've been checking my account daily. Here's where it gets weird: I called EDD yesterday to check on my claim status, and the representative confirmed everything looked good and said they were just calculating my wages to determine my benefit amount. Then today, I called again with a question about my next certification date, and THIS representative told me I'm not eligible to file for pregnancy disability this early?! She said pregnancy disability typically starts 4 weeks before due date unless there are complications. I explained that my claim IS for complications, which my doctor documented, but she seemed confused. Now I'm panicking because I've been off work for 2 weeks already with no income. Has anyone else filed for pregnancy disability earlier in their pregnancy due to complications? Did you have issues with SDI? I'm getting such conflicting information and don't know what to believe anymore.

StarStrider

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I went through something similar last year! You absolutely CAN get disability for pregnancy complications before the standard 4-weeks-before-due-date period. The second rep you talked to was confusing regular pregnancy disability with disability due to complications. If your doctor has certified that you cannot work due to pregnancy complications, you 100% qualify regardless of how many weeks along you are. It sounds like your first rep was correct, and they are processing your claim normally. One thing to note - sometimes the reps don't know the full policies around pregnancy complications. I got approved at 16 weeks for severe hyperemesis too, but only after my doctor submitted additional documentation specifying why I couldn't work. Make sure your doctor was specific about your complications on the DE 2501 form.

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Sean Murphy

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Thank you so much for this clarification! My doctor definitely specified hyperemesis gravidarum and threatened miscarriage on my paperwork. Do you think I should call again to confirm with a different rep or just wait it out at this point?

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Zara Malik

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the second rep doesnt know what shes talking about. i got disability at 15 weeks when i was pregnant last year cuz i had preeclampsia. if ur doctor says u cant work bcuz of complications EDD has to approve it thats literally the law

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Sean Murphy

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That's reassuring to hear your experience with preeclampsia. It's so stressful when you get different answers from different people at the same agency!

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Luca Marino

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You are 100% eligible for SDI benefits due to pregnancy complications at any point in your pregnancy. The standard 4-week pre-delivery period is for normal pregnancies without complications. Unfortunately, some EDD representatives are not fully trained on all the nuances of disability insurance regulations, especially regarding pregnancy complications. The California Code of Regulations specifically states that disability benefits are available whenever a medical provider certifies that you cannot perform your regular or customary work due to a medical condition - which includes pregnancy complications regardless of gestation week. Your first representative was correct. Since your claim is already in the system and they mentioned they're calculating your wages, it sounds like your claim is being processed normally. The second representative was providing incorrect information. If you're concerned, ask your doctor to ensure they clearly documented on your DE 2501 form that you're disabled due to pregnancy complications (hyperemesis gravidarum and threatened miscarriage) rather than just regular pregnancy. This distinction matters in how your claim is processed.

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Sean Murphy

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This is so helpful, thank you! I'll double check with my doctor that they clearly specified the complications on my DE 2501. I think they did, but I want to make absolutely sure.

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Nia Davis

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I've been trying to call EDD for THREE DAYS to get my pregnancy disability question answered and I CANT GET THROUGH TO ANYONE!!!! Always a recording saying "high call volume" and then it disconnects me!! HOW did you manage to talk to a real person TWICE?? I'm 22 weeks pregnant with gestational diabetes and need to file ASAP!!

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Mateo Perez

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You might want to try Claimyr - that's how I finally got through to EDD for my disability claim last month. It basically calls EDD for you and calls you back when they get a representative on the line. Saved me hours of frustration. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd It was super helpful when I was dealing with my own pregnancy complications claim and couldn't get through on the regular line. Definitely worth checking out if you're struggling to reach a person at EDD.

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Aisha Rahman

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I think you should stop calling honestly. Every time you call you might get a different answer and it'll just make you more stressed. Your claim is already submitted, your doctor did the certification, and the first rep said they're calculating wages which means it's being processed. Just wait for the determination letter. You'll drive yourself crazy otherwise. My sister had hyperemesis too and got SDI at 14 weeks, so it's definitely possible. But she said calling multiple times just confused things.

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Sean Murphy

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You're probably right. The anxiety of not knowing is killing me, but calling and getting different answers is even worse. I'll try to be patient and wait for the official letter.

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I'm a medical biller at an OB office, and I can tell you with 100% certainty that pregnancy disability benefits can begin at ANY point in pregnancy when there are complications that prevent you from working. The standard 4-week pre-delivery period only applies to normal pregnancies. Hyperemesis gravidarum is a well-recognized complication that frequently qualifies patients for SDI early in pregnancy. Make sure your doctor used the specific ICD-10 codes for hyperemesis gravidarum (O21.0, O21.1, or O21.9) and threatened miscarriage (O20.0) on your medical certification form. Based on what you've described, it sounds like your claim is processing normally. The second representative likely made an error. Since the first rep mentioned they were calculating your benefit amount, that indicates your claim has already passed the medical qualification review. You should receive your first payment within approximately 2 weeks of filing if everything was submitted correctly, though sometimes it can take up to 3 weeks during busy periods.

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Sean Murphy

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Thank you SO much for this detailed explanation! It's incredibly helpful to hear from someone who works with these claims professionally. I feel much better knowing that my claim is likely being processed normally.

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Ethan Brown

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i had a different problem but i swear EDD reps just make stuff up sometimes... i was on maternity disability last year and every time i called i got TOTALLY different answers about the same question!! its like none of them have the same training or somethin

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Sean Murphy

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Update: Just wanted to share that I got my award letter today! First payment should be deposited next week. So for anyone else dealing with pregnancy complications, YES you can get SDI before the standard 4 weeks before delivery. Thanks everyone for your help and reassurance!

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StarStrider

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That's great news! So glad it worked out. Hope you're feeling better with your hyperemesis - I know how brutal that can be.

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Congratulations on getting your award letter! This is such a helpful update for other people going through similar situations. Your experience really highlights how important it is to trust the process when you have proper medical documentation, even when you get conflicting information from different representatives. I'm sure this post will help other pregnant women who are dealing with complications and wondering if they qualify for SDI benefits early in their pregnancy.

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Yuki Yamamoto

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This is such wonderful news and really gives me hope! I'm actually in a very similar situation - 16 weeks pregnant with severe morning sickness that my doctor says qualifies as hyperemesis gravidarum. I've been so worried about whether I'd qualify for SDI this early, but seeing your success story makes me feel much more confident about filing my claim. Thank you for sharing the update and for asking the original question - this whole thread has been incredibly informative for someone like me who's new to navigating pregnancy disability benefits.

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