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Ruby Knight

Can I cancel my EDD SDI pregnancy claim and reapply later for higher benefits?

I'm about 7 months pregnant and just filed for SDI pregnancy disability, but discovered a major problem with my benefit calculation. The EDD is using my base period from January-December 2023, when I barely worked (just one week at a previous job). I started my current full-time position in February 2024, but those wages aren't being counted at all! The EDD is saying I'll only get $51/week in benefits, which is absolutely impossible to live on. My baby is due in early July 2025, and I realized if I had waited until July to file, my current job's wages would have been included in the calculation and I'd get a proper benefit amount. Has anyone successfully closed/canceled an SDI claim and then reapplied later? Or is there a way to request a base period modification so they'll count my recent wages from the past 4 months? I'm desperate and don't know what to do - $51/week won't even cover my groceries, let alone rent. Thanks for any advice!

omg same thing almost happened to me! the EDD base period is so stupid, it's like designed to screw ppl over. not sure if u can cancel but maybe try calling them???

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I've tried calling three times but keep getting disconnected! Their phone system is impossible 😭

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You can withdraw your claim, but there are important things to consider. Once you submit a withdrawal request, you'll need to return any benefits already paid to you before they'll process the withdrawal. There's a specific form to complete - DE 2501W "Request for Withdrawal of Disability Insurance Claim". However, be careful about timing. The base period for July 2025 would include April-June 2024 and all of 2024. Make absolutely sure your current wages would actually be included before withdrawing your current claim. You might want to calculate your potential benefit amount using their formula (approximately 60-70% of your wages during your highest-paid quarter in the base period). Also, keep in mind pregnancy claims can be filed 4 weeks before your expected delivery date, so you don't necessarily need to wait until July if your due date is early July.

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Thank you for this detailed information! Do you know how long the withdrawal process typically takes? I'm worried about timing everything correctly so I don't end up with no benefits at all.

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I had something similar happen with my pregnancy claim last year - I waited to file because I'd just started a new job. The withdrawal form DE 2501W needs to be mailed or faxed (they're so outdated!), but once they get it, processing took about 3 weeks for me. Just keep in mind that EDD uses this weird base period calculation where they look at earnings 5-17 months before your claim date. So for a July 2025 claim, they'd use April 2024-March 2025 wages. Double-check my math though!

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You're absolutely right about the base period calculation. For a July 2025 claim date, the base period would be April 2024 through March 2025, divided into quarters. The EDD would exclude April-June 2025 wages entirely from the calculation.

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After dealing with EDD SDI for both of my pregnancies, I can tell you with 100% certainty that you NEED to contact them directly to sort this out. But good luck actually getting through on their phone line - it's a complete nightmare. I spent WEEKS trying to reach someone about my claim back in 2024. What finally worked was using Claimyr (claimyr.com). They have this service that basically calls EDD for you and transfers you once an agent picks up. Saved me hours of frustration! They have a video showing how it works here: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Seriously, for something as critical as fixing your benefit amount, you need to speak with an actual claims specialist who can properly advise you on your specific situation. $51/week is definitely not livable.

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I heard about that service but was skeptical. Did it actually work? The EDD phone system makes me want to throw my phone through a window!!

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Yes, it actually worked! I was connected to a real person within about 20 minutes instead of spending days trying. For something this important with your pregnancy claim, it's worth it to actually talk to someone who can look at your specific situation.

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I work in HR and deal with this situation occasionally. Here's what you need to understand about the EDD SDI system: 1. Yes, you can withdraw your claim using form DE 2501W, but you must return any benefits received first. 2. The base period for SDI claims is calculated by looking at earnings 5-17 months before your claim date. For a July 2025 claim, they would use April 2024-March 2025 wages. 3. Alternative Base Period (ABP) is NOT available for SDI claims - only for unemployment. This is why your recent wages aren't counted. 4. If you withdraw and reapply in July, your February 2024 wages would definitely be included, substantially increasing your benefit amount. 5. The maximum SDI benefit for 2025 is $1,904 per week (up from $1,620 in 2024), so depending on your earnings, you could see a significant increase. Don't wait until July to start this process - begin now by requesting the withdrawal form.

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This is incredibly helpful! I didn't realize ABP wasn't available for disability claims. I'll request the withdrawal form tomorrow. Do you know if I need my doctor to complete a new medical certification when I reapply in July?

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Yes, you'll need a new medical certification (Form DE 2501) from your doctor when you reapply. The medical certification is only valid for the specific claim it's attached to. Make sure your doctor includes your actual delivery date and any pregnancy-related disability before delivery. Also, remember that SDI pregnancy claims typically cover 4 weeks before delivery and 6-8 weeks after (depending on delivery type), unless there are complications requiring extended disability.

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The EDD system is DESIGNED to confuse people and deny benefits!!! I had THREE claims messed up because of their ridiculous base period rules. They don't care that people need to pay bills. $51/week is a JOKE and they know it. The whole system needs to be overhauled but politicians don't care because it doesn't affect them!!!

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OMG THIS!!! 👆 The system is so broken and nobody fixes it. My cousin got $62/week and couldn't even pay her utilities.

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when i was pregnant i just kept working until i couldnt anymore. the disability payments are never enough anyway. maybe see if you can work longer?

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I'm trying to work as long as possible, but I have complications that my doctor is monitoring. She's already talking about possibly putting me on bed rest soon, which is partly why I'm so worried about the benefit amount.

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Just to follow up on this thread - did you get your claim withdrawal form submitted? If you're facing complications and potential bed rest, you should act quickly on this. If your doctor puts you on bed rest before you can withdraw and reapply, you might be stuck with the lower benefit amount for the duration.

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Yes! I printed the form yesterday and am dropping it in the mail today. I also made an appointment with my doctor to discuss the timing of everything. I'm going to try getting through to EDD one more time to confirm I'm doing everything correctly. Thank you all so much for the help - I was so lost when I first posted this!

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Good luck with everything! Just wanted to add that you should keep copies of all your paperwork when you mail the withdrawal form - the EDD has been known to "lose" documents. I'd recommend sending it certified mail with a return receipt so you have proof they received it. Also, if you do end up needing to go on bed rest before July, don't panic - you can still file the new claim as long as you've successfully withdrawn the first one. The medical certification can be updated to reflect any changes in your condition. Fingers crossed this all works out for you and you get the benefits you deserve!

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