EDD approved both my UI and SDI claims - pregnant and confused about benefit overlap

congrats on both approvals and the baby! you definitely cant get both at same time. u need to stop certifying for UI once your SDI starts. the backpay for UI should still come thru for before your SDI started tho. not sure about the card thing

Congratulations on your pregnancy! You're correct that you cannot receive UI and SDI benefits for the same period. Here's what you need to do: 1. You don't need to call EDD to postpone your UI benefits. Simply stop certifying for UI as of the date your SDI began (June 15th). 2. Your backdated UI payments for March through June 14th should still process normally since they're for periods before your SDI eligibility began. 3. Regarding payment methods: UI benefits typically come on an EDD Debit Card (Money Network card), while SDI benefits can either be delivered the same way OR through direct deposit, depending on what you selected when you applied. If you didn't specifically set up direct deposit for SDI, then yes, both payments will go to the same card. Make sure to keep records of your last UI certification date and your first SDI payment date to avoid any potential overpayment issues later.

I went through something kinda similar last year!!! except my UI ran out first THEN i got pregnant and went on SDI. The money does go on the same card!! But the amounts r different and SDI pays more cuz its based on ur highest quarter earnings not ur weekly benefit or something. Just dont certify for UI once ur SDI kicks in or you'll get an overpayment notice and those are a NIGHTMARE to fix trust me lol

I worked at EDD for 5 years as a claims specialist. Here's the accurate information: 1. For the period where your benefits overlap (after June 15th), SDI takes precedence over UI. You should not certify for UI for any weeks after your SDI eligibility began. 2. For backdated UI benefits (March through June 14th), you're still eligible and should receive those payments. The system may require you to certify for those weeks in chronological order before it processes payment. 3. Payment method: Both UI and SDI benefits are issued on the same Money Network debit card. If you already have one from previous benefits, they'll use the same card. If you don't, you'll receive one in the mail. 4. Documentation: Keep screenshots of your UI claim history and your SDI award notice. If there's any confusion or overpayment notice later, you'll need these to show you didn't double-dip benefits. Lastly, SDI pregnancy claims typically run up to 4 weeks before your due date and 6-8 weeks after delivery (longer for C-sections). After SDI expires, you may be eligible for Paid Family Leave (PFL) for bonding time.

THIS SYSTEM IS A JOKE!!! I had both UI and SDI last yr and EDD messed up EVERYTHING! Took them 5 MONTHS to sort out the mess they created. They kept telling me different things every time I called. Good luck getting anyone on the phone who actually knows what theyre talking about!!! just be prepared for a nightmare of paperwork

I struggled for weeks trying to get through to EDD about a similar situation (UI to SDI transition). I was getting nowhere until I tried a service called Claimyr (claimyr.com). They got me connected to a real EDD rep in less than 30 minutes when I'd been trying for days on my own. Their video demo shows how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep I spoke with confirmed exactly what others are saying here - stop certifying for UI once SDI begins, but continue to certify for the backdated weeks. They also confirmed both payments go to the same Money Network card. The peace of mind from getting official confirmation was worth it for me.

Is anybody 100% sure the payments go on the same card? My cousin got UI then SDI and swears she got a separate card for SDI. This was in 2024 though, maybe they changed the system? Just don't want OP to miss any payments looking for money on the wrong card...

Update: I want to thank everyone for the helpful advice! I called EDD this morning and confirmed what most of you said - I should continue certifying for the backdated UI weeks before June 15th, but not certify for any weeks after SDI started. They said the payments will all go to the same Money Network card, and my backdated UI should process within 10 days. The rep also mentioned I should apply for Paid Family Leave after my SDI pregnancy benefits end, which will give me additional time for baby bonding. I feel much less stressed now knowing what to do. Thanks again to everyone who shared their experiences and advice!