Applying for PFL right before baby turns 1 - will EDD pay for all 8 weeks?
First time mom here trying to figure out this whole EDD PFL timing thing! My situation is I want to save my baby bonding leave for later instead of using it right after birth. I'm planning to start my 8 weeks of PFL around September 6th, but my son will turn 1 on October 10th. So here's my confusion - if I apply that late, will EDD still pay me for the full 8 weeks of PFL benefits? Or will they just cut off my payments once he hits his first birthday and I lose those last 2 weeks? I know we have to use PFL within the first year, but does that mean the claim has to be COMPLETED before they turn 1, or just STARTED before they turn 1? Anyone deal with this timing issue before? Thanks in advance for any help!!
30 comments


Freya Andersen
You need to finish using all your PFL benefits before your child turns 1. The EDD won't pay for any days after your baby's first birthday. So if you start on September 6th, they'll only pay you through October 9th (about 4-5 weeks), not the full 8 weeks you're entitled to. I'd recommend starting your claim by mid-August at the latest to get your full 8 weeks of paid benefits.
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Ravi Choudhury
•Oh no!! That's not what I wanted to hear but thank you for being straight with me. So I'll only get paid for like 4.5 weeks instead of the full 8? That stinks! Do you know if there's any way to appeal this or get an extension? Or am I just out of luck on those other weeks?
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Omar Farouk
The claim ENDS when baby is 1. Period. I tried to do something similar and they straight up cut me off on my daughters bday. Don't wait!!!
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Ravi Choudhury
•Ugh that's so frustrating! I was trying to time it with my husband's schedule so we wouldn't have overlapping leave. Guess I need to rethink our whole plan now. Thanks for sharing your experience!
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CosmicCadet
To clarify the exact rule: According to the EDD PFL guidelines, all baby bonding benefits must be used within the first 12 months after the child's birth. Any unused portion that would extend beyond the child's first birthday is forfeited - you don't get to claim those weeks later. If you start on September 6, 2025, and your child turns 1 on October 10, 2025, you'll receive approximately 4.5 weeks of benefits instead of the full 8 weeks you're entitled to. The remaining 3.5 weeks would be forfeited. To receive your full 8 weeks of PFL benefits, you should start your claim no later than August 15, 2025 (8 weeks before October 10).
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Ravi Choudhury
•Thank you for that clear explanation! This honestly changes everything for our family planning. I definitely don't want to lose those benefits. Looks like I need to start my leave earlier than I wanted.
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Chloe Harris
This happened to my sister last year!!! The EDD completely STOPPED her payments on her son's birthday even though she still had like 3 weeks left of her claim. And when she called they basically said too bad so sad those weeks are GONE forever. The system is so unfair to parents!!!! They should at least give you a grace period or something. Those are YOUR BENEFITS that YOU earned!!!!!
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Diego Mendoza
•same thing happened to my coworker too. its ridiculous tbh. i get there has to be a cutoff but at least give people some warning? my coworker didnt even know until her payments just stopped coming.
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Anastasia Popova
I had this exact same issue last year! I wanted to use my PFL time strategically so I could be with my baby during a specific period, but I didn't realize how strict the cutoff was. If you want to talk to someone at EDD to confirm this (which I'd recommend), good luck getting through on their phone lines. It took me over 20 calls and being on hold for ages. I eventually used this service called Claimyr (claimyr.com) that got me connected to an EDD agent in about 10 minutes instead of spending hours calling and getting disconnected. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 The agent confirmed that PFL benefits cannot be paid for any days after the child's first birthday, even if you haven't used all 8 weeks. So definitely adjust your plans accordingly!
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Ravi Choudhury
•Thanks for the tip about Claimyr! I was dreading having to call EDD, especially after hearing horror stories about being on hold forever. I'll check them out. And yes, I'm definitely adjusting my plans now!
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Omar Farouk
•Is that service legit?? I need to call EDD about something completely different (transition from disability to PFL) and have been putting it off because I CANNOT spend 3 hours on hold with a screaming baby.
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Anastasia Popova
•Yes, it's legit! I was skeptical at first too but it saved me hours of frustration. The service just connects you with an actual EDD agent, so you're still dealing directly with EDD for all your personal info and claim details.
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Sean Flanagan
i think u can do intermitent leave instead of all 8 weeks at once? maybe do 4 weeks now and try to use the other 4 weeks before bday? not 100% sure but worth looking into
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CosmicCadet
•That's correct! PFL for baby bonding can be split into smaller increments, but you still need to finish using all increments before the child's first birthday. The minimum increment is 1 week unless your employer agrees to smaller periods. You would need to file separate claims for each increment of leave.
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Diego Mendoza
this whole system is so confusing lol. when i had my twins i thought i would get double the time because... you know... TWO babies? but nope same 8 weeks whether you have one kid or triplets makes no sense
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Ravi Choudhury
•Omg I never even thought about that! That does seem really unfair for parents of multiples. This whole system needs an overhaul.
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Chloe Harris
•They don't give you ANY extra time for multiples?!?! That's INSANE!! How are you supposed to bond with multiple babies in the same time as one?? This system is BROKEN!!
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Freya Andersen
Just to add one other option - if your employer offers additional baby bonding leave beyond what the state provides, that leave might have different rules about when it has to be used by. Worth checking your employee handbook or talking to HR!
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Ravi Choudhury
•That's a great point! My company does offer an additional 4 weeks of paid parental leave on top of state benefits. I need to check if their policy has the same 1-year cutoff or if it's more flexible. Maybe I could use the company leave first and then the state PFL? Thanks for the suggestion!
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Chanaii Hgmg
•@Freya Andersen and is that gonna be payed by the edd aswell?
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Zara Shah
•@Chanaii Hgmg No, employer-provided parental leave is typically paid by the employer, not EDD. EDD only pays for the state-mandated PFL benefits up (to 8 weeks for baby bonding .)If your company offers additional weeks, that would come from their own budget/benefits program, not the state disability insurance fund that EDD manages.
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Zara Khan
I went through this exact same situation with my daughter last year and learned the hard way! The EDD is very strict about that 1-year cutoff. I started my PFL claim about 6 weeks before her first birthday thinking I'd get the full 8 weeks, but they literally stopped my payments on her birthday even though I still had 2 weeks left on my claim. What made it worse is that I didn't get any advance warning - my payments just stopped coming and when I called to ask why, they told me those weeks were forfeited. No exceptions, no appeals, nothing. My advice would be to start your claim by August 15th at the latest to get your full 8 weeks before October 10th. I know it's frustrating when you're trying to coordinate with your partner's schedule, but losing those weeks of benefits is just not worth it. Maybe you could look into taking the leave in smaller chunks (like 4 weeks now and 4 weeks later) as long as you finish before the birthday? The whole system definitely needs to be more parent-friendly, but unfortunately we have to work within the rules as they are now.
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Destiny Bryant
•Thank you so much for sharing your experience! It's really helpful to hear from someone who went through the exact same situation. I'm definitely going to start my claim by mid-August now - I'd rather adjust our family schedule than lose out on those benefits. The idea about splitting it into chunks is interesting too. I might do 4 weeks in August and then another 4 weeks in September to maximize the time before the cutoff. It's frustrating that there's no flexibility in the system, but at least now I know what to expect!
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Naila Gordon
Just wanted to chime in as someone who works in HR and deals with PFL questions all the time - you definitely need to plan around that hard cutoff at baby's first birthday. I've seen so many employees get caught off guard by this rule and lose weeks of benefits they were counting on. One thing that might help your planning: you can actually combine your PFL baby bonding leave with any vacation time or employer-provided parental leave to extend your time off without losing the PFL benefits. So if you start your 8 weeks of PFL on August 15th (to finish by October 10th), you could potentially add vacation days or company leave after that to get closer to your originally planned timeline. Also, make sure when you file your claim that you're very clear about your intended start and end dates. The EDD system can be glitchy and sometimes defaults to starting claims immediately rather than on your requested future date. Double-check everything before submitting!
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Jamal Brown
•This is such valuable advice from an HR perspective! I hadn't thought about combining PFL with vacation days to extend my total time off. That could really help bridge the gap between when my PFL ends and when I originally wanted to be off. And thanks for the warning about the EDD system potentially starting claims immediately - I'll definitely double-check all the dates before submitting. It's reassuring to hear from someone who deals with these situations professionally!
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Ethan Brown
I'm in a similar boat as a new parent trying to navigate this system! Reading through everyone's experiences here has been so eye-opening - I had no idea the cutoff was so strict. It's honestly pretty frustrating that the state gives you 8 weeks of benefits but then has such an inflexible deadline that can cause you to forfeit unused time. For anyone else dealing with this, it sounds like the key takeaway is to work backwards from your baby's first birthday and start your claim early enough to use all 8 weeks before that date. I'm definitely going to be more strategic about timing now rather than trying to coordinate perfectly with other family schedules. Has anyone had success appealing this rule or getting any kind of exception from EDD? Or are they pretty firm on the no-benefits-after-first-birthday policy across the board?
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Aiden Rodríguez
•From what I've seen in this thread and other discussions, EDD seems pretty firm on the first birthday cutoff with no exceptions or appeals. Multiple people have shared stories about calling EDD and being told those forfeited weeks are just gone forever. It's definitely frustrating that they give you the 8-week entitlement but then have such a rigid deadline that can make you lose benefits through no fault of your own. The system really could use some reform to be more family-friendly, but unfortunately we're stuck working within these rules for now. Planning backwards from the birthday seems to be the only reliable strategy!
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Elijah Jackson
I just wanted to say thank you to everyone who shared their experiences here! As someone who's also trying to navigate this system for the first time, this thread has been incredibly helpful in understanding how strict EDD is with that first birthday cutoff. It's disappointing that there's no flexibility, but at least now I know to plan accordingly and start my claim early enough to use all 8 weeks before my baby turns 1. The suggestion about combining PFL with vacation time or employer leave is really smart too - that way you can still get close to your ideal timing while not losing any benefits. This community has been such a lifesaver for getting real-world advice that you just can't find in the official EDD documentation!
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Carmen Flores
•I completely agree with you! This thread has been so much more helpful than anything I found on the official EDD website. It's really valuable to hear from people who've actually been through this situation rather than just reading the dry policy language. I'm definitely going to bookmark this for reference when I start planning my own PFL timing. It's such a shame that the system isn't more parent-friendly, but at least we can help each other navigate it better by sharing these real experiences!
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Charity Cohan
I'm dealing with this exact timing issue right now too! My baby is due in February and I was hoping to save my PFL for when my partner goes back to work in the fall, but it sounds like I'll be cutting it way too close to that first birthday deadline. It's so frustrating that they give you this benefit but then have such an inflexible cutoff that can make you lose weeks of it. I wish there was at least a grace period or some way to use those benefits later if you don't need them immediately after birth. Thanks everyone for sharing your experiences - this has definitely changed my planning. Better to know now than find out the hard way like some of you did! I think I'll look into that intermittent leave option to spread out my 8 weeks strategically while still finishing before the birthday.
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