Can husband start baby bonding PFL before claim approval? Worried about retroactive payments
First time dad here trying to navigate the PFL maze! I need to start my baby bonding leave in about 2 weeks (our little one just turned 3 months), but I'm concerned about the timing with EDD. My question is: can I start taking days off work BEFORE my PFL claim is officially approved, and then get retroactively paid for those days once approved? Or is that risky? My wife's PFL claim took nearly 7 weeks to process earlier this year, and I can't wait that long to start helping at home. My boss is flexible about the time off, but I really need the income replacement. Anyone know if retroactive payments are guaranteed if I start leave before approval? Or should I just wait for the official OK from EDD first? I've already submitted the DE2508 form but haven't heard anything back yet. Stressing about this!
19 comments


CosmicCowboy
Yes! You absolutely CAN start your baby bonding before the claim is approved. EDD will pay you retroactively from your claim start date. That's what I did with both my kids. The key is making sure your employer knows your official start date and that your DE2508 form lists the correct first day of leave. Just save ALL your documentation and make sure your claim start date matches when you actually began missing work. The only real risk is if somehow your claim gets denied (pretty rare for baby bonding if paperwork is correct), then you'd have taken unpaid time. But in my experience, as long as you qualified for SDI or PFL in the base period and your docs are in order, you should be fine starting before approval.
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Paolo Longo
•Thank you SO MUCH for this! That's a huge relief. Did you have any issues with the retroactive payment once approved? Like did they just deposit all the missed weeks at once?
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Amina Diallo
my husband did this last yr & got paid for all the days once approved but the EDD website was super confusing while waiting. it kept saying "pending" with no other info for like 5 weeks ugh
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Paolo Longo
•5 weeks of pending status sounds brutal! Were you guys stressed about finances during that time? That's my biggest worry.
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Oliver Schulz
WAIT! Make sure your employer is actually OK with you taking leave before approval!! Some companies have policies that they won't approve your leave until EDD confirms your claim. My husband almost got marked as AWOL because of this stupid technicality. Double check your company's specific leave policy on this because every employer handles it differently.
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Paolo Longo
•Oh wow, I hadn't even considered that angle. I'll double check our company policy tomorrow. My supervisor verbally said it was fine, but I should probably get something in writing from HR.
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Natasha Orlova
I'd recommend calling EDD directly before starting your leave. There are specific timing requirements for baby bonding that differ from pregnancy disability. Since your child is already 3 months old, you need to ensure you take all 8 weeks within the first year of birth. Also, EDD sometimes has questions about the DE2508 form that can delay processing. The good news is that yes, they will pay retroactively from your official start date. Just make sure that date is clearly indicated on your claim forms. I've helped many employees navigate this process. If you're having trouble reaching EDD (which is common), check out Claimyr.com - they have a service that helps connect you with an EDD agent quickly. They have a video demo of how it works here: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5. Getting your questions answered directly by EDD before starting leave can save a lot of stress.
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Paolo Longo
•Thank you for such comprehensive advice! I've been trying to call EDD for days with no luck, just endless hold times. I'll definitely check out that service - at this point I'd do anything to actually speak with someone at EDD before making decisions.
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Javier Cruz
jst remmbr that if u start leave b4 approval, u gotta certify for those weeks properly once ur online account is set up. my husband almost lost 2 weeks of pay bc he didnt realize he had to go back and certify for time he already took off. the system is confusing af
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CosmicCowboy
•Great point about certification! That's something a lot of people miss. You'll need to certify for each two-week period, even the ones that passed while you were waiting for approval. Set a calendar reminder!
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Emma Wilson
I'm actually going through this exact situation right now!!! Started my baby bonding 3 weeks ago while my claim is still processing. It's definitely nerve-wracking not having that money coming in yet, but from everything I've read and been told, EDD will backpay from the start date on your claim form. The most stressful part is just the waiting and uncertainty. I keep checking my claim status online like 5 times a day even though I know it won't change. My advice is make sure you have some savings to float you during the processing time because it really could be 6+ weeks before you see a penny. One question - has your employer already processed all your paperwork? Mine required me to go through our third-party leave administrator before they would approve my time off, which added even MORE time to the process.
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Paolo Longo
•Our situations sound almost identical! And yes, having savings is key - we've been putting money aside knowing this was coming, but it's still nerve-wracking. My employer uses an internal HR system for leave requests, which I've already submitted. Fingers crossed for both of us to get approved soon!
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Malik Thomas
My sister's husband had a similar situation last year and ended up waiting almost TWO MONTHS for his baby bonding claim to process! But he did eventually get all the back pay. The thing is, EDD is painfully slow with everything these days. If you can financially handle the wait for reimbursement, starting your leave before approval is totally fine. Just document EVERYTHING.
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Emma Wilson
•TWO MONTHS?? That's insane! Although honestly not surprised with how backed up EDD seems to be. Did they at least pay him interest on all that delayed money? (I'm guessing no...
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Oliver Schulz
Just want to add something else - make sure you understand how your health insurance will be handled during leave! Some employers require you to pay your portion of premiums directly while on PFL since it's not coming out of your paycheck. We almost had our coverage lapse because of this stupid detail no one told us about.
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Paolo Longo
•Oh man, another detail I hadn't considered. This whole process has so many hidden pitfalls. Thanks for the heads up! I'll add this to my list of HR questions.
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CosmicCowboy
One last tip - once your claim is approved and you start receiving payments, double-check the benefit calculation. EDD sometimes calculates the weekly benefit amount incorrectly. It should be approximately 60-70% of your average weekly wages during your highest-earning quarter in the base period (the 5-18 months before your claim started). If it seems low, don't hesitate to contact them to verify the calculation.
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Paolo Longo
•I appreciate all this insight so much! You've clearly been through this before. Between the application, waiting period, certification, payment calculations... it's like you need a PhD just to get your benefits!
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Gianna Scott
Hey Paolo! I just went through this exact situation 6 months ago with my daughter. Started my bonding leave while my claim was still pending and it worked out perfectly - got all the retroactive pay once approved. A few things that really helped me: 1) Keep detailed records of every day you're off work, 2) Screenshot your claim submission confirmation, and 3) Don't panic if your online portal shows "pending" for weeks - that's totally normal. The hardest part is honestly just the financial stress of waiting for that first payment. But once it comes through, you'll get a lump sum for all those back weeks. In my case, I started leave on a Monday and got my first payment about 5 weeks later covering everything from day one. Also - since your baby is 3 months old, you're still well within the window (you have until they turn 1), so no worries there. Just make sure your start date on the DE2508 matches when you actually begin missing work days. Good luck with everything!
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