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Paolo Longo

Can husband start baby bonding PFL before claim approval? Worried about retroactive payments

First time dad here trying to navigate the PFL maze! I need to start my baby bonding leave in about 2 weeks (our little one just turned 3 months), but I'm concerned about the timing with EDD. My question is: can I start taking days off work BEFORE my PFL claim is officially approved, and then get retroactively paid for those days once approved? Or is that risky? My wife's PFL claim took nearly 7 weeks to process earlier this year, and I can't wait that long to start helping at home. My boss is flexible about the time off, but I really need the income replacement. Anyone know if retroactive payments are guaranteed if I start leave before approval? Or should I just wait for the official OK from EDD first? I've already submitted the DE2508 form but haven't heard anything back yet. Stressing about this!

CosmicCowboy

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Yes! You absolutely CAN start your baby bonding before the claim is approved. EDD will pay you retroactively from your claim start date. That's what I did with both my kids. The key is making sure your employer knows your official start date and that your DE2508 form lists the correct first day of leave. Just save ALL your documentation and make sure your claim start date matches when you actually began missing work. The only real risk is if somehow your claim gets denied (pretty rare for baby bonding if paperwork is correct), then you'd have taken unpaid time. But in my experience, as long as you qualified for SDI or PFL in the base period and your docs are in order, you should be fine starting before approval.

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Paolo Longo

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Thank you SO MUCH for this! That's a huge relief. Did you have any issues with the retroactive payment once approved? Like did they just deposit all the missed weeks at once?

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Amina Diallo

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my husband did this last yr & got paid for all the days once approved but the EDD website was super confusing while waiting. it kept saying "pending" with no other info for like 5 weeks ugh

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Paolo Longo

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5 weeks of pending status sounds brutal! Were you guys stressed about finances during that time? That's my biggest worry.

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Oliver Schulz

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WAIT! Make sure your employer is actually OK with you taking leave before approval!! Some companies have policies that they won't approve your leave until EDD confirms your claim. My husband almost got marked as AWOL because of this stupid technicality. Double check your company's specific leave policy on this because every employer handles it differently.

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Paolo Longo

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Oh wow, I hadn't even considered that angle. I'll double check our company policy tomorrow. My supervisor verbally said it was fine, but I should probably get something in writing from HR.

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I'd recommend calling EDD directly before starting your leave. There are specific timing requirements for baby bonding that differ from pregnancy disability. Since your child is already 3 months old, you need to ensure you take all 8 weeks within the first year of birth. Also, EDD sometimes has questions about the DE2508 form that can delay processing. The good news is that yes, they will pay retroactively from your official start date. Just make sure that date is clearly indicated on your claim forms. I've helped many employees navigate this process. If you're having trouble reaching EDD (which is common), check out Claimyr.com - they have a service that helps connect you with an EDD agent quickly. They have a video demo of how it works here: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5. Getting your questions answered directly by EDD before starting leave can save a lot of stress.

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Paolo Longo

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Thank you for such comprehensive advice! I've been trying to call EDD for days with no luck, just endless hold times. I'll definitely check out that service - at this point I'd do anything to actually speak with someone at EDD before making decisions.

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Javier Cruz

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jst remmbr that if u start leave b4 approval, u gotta certify for those weeks properly once ur online account is set up. my husband almost lost 2 weeks of pay bc he didnt realize he had to go back and certify for time he already took off. the system is confusing af

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CosmicCowboy

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Great point about certification! That's something a lot of people miss. You'll need to certify for each two-week period, even the ones that passed while you were waiting for approval. Set a calendar reminder!

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Emma Wilson

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I'm actually going through this exact situation right now!!! Started my baby bonding 3 weeks ago while my claim is still processing. It's definitely nerve-wracking not having that money coming in yet, but from everything I've read and been told, EDD will backpay from the start date on your claim form. The most stressful part is just the waiting and uncertainty. I keep checking my claim status online like 5 times a day even though I know it won't change. My advice is make sure you have some savings to float you during the processing time because it really could be 6+ weeks before you see a penny. One question - has your employer already processed all your paperwork? Mine required me to go through our third-party leave administrator before they would approve my time off, which added even MORE time to the process.

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Paolo Longo

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Our situations sound almost identical! And yes, having savings is key - we've been putting money aside knowing this was coming, but it's still nerve-wracking. My employer uses an internal HR system for leave requests, which I've already submitted. Fingers crossed for both of us to get approved soon!

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Malik Thomas

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My sister's husband had a similar situation last year and ended up waiting almost TWO MONTHS for his baby bonding claim to process! But he did eventually get all the back pay. The thing is, EDD is painfully slow with everything these days. If you can financially handle the wait for reimbursement, starting your leave before approval is totally fine. Just document EVERYTHING.

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Emma Wilson

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TWO MONTHS?? That's insane! Although honestly not surprised with how backed up EDD seems to be. Did they at least pay him interest on all that delayed money? (I'm guessing no...

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Oliver Schulz

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Just want to add something else - make sure you understand how your health insurance will be handled during leave! Some employers require you to pay your portion of premiums directly while on PFL since it's not coming out of your paycheck. We almost had our coverage lapse because of this stupid detail no one told us about.

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Paolo Longo

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Oh man, another detail I hadn't considered. This whole process has so many hidden pitfalls. Thanks for the heads up! I'll add this to my list of HR questions.

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CosmicCowboy

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One last tip - once your claim is approved and you start receiving payments, double-check the benefit calculation. EDD sometimes calculates the weekly benefit amount incorrectly. It should be approximately 60-70% of your average weekly wages during your highest-earning quarter in the base period (the 5-18 months before your claim started). If it seems low, don't hesitate to contact them to verify the calculation.

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Paolo Longo

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I appreciate all this insight so much! You've clearly been through this before. Between the application, waiting period, certification, payment calculations... it's like you need a PhD just to get your benefits!

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Gianna Scott

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Hey Paolo! I just went through this exact situation 6 months ago with my daughter. Started my bonding leave while my claim was still pending and it worked out perfectly - got all the retroactive pay once approved. A few things that really helped me: 1) Keep detailed records of every day you're off work, 2) Screenshot your claim submission confirmation, and 3) Don't panic if your online portal shows "pending" for weeks - that's totally normal. The hardest part is honestly just the financial stress of waiting for that first payment. But once it comes through, you'll get a lump sum for all those back weeks. In my case, I started leave on a Monday and got my first payment about 5 weeks later covering everything from day one. Also - since your baby is 3 months old, you're still well within the window (you have until they turn 1), so no worries there. Just make sure your start date on the DE2508 matches when you actually begin missing work days. Good luck with everything!

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Sophia Carter

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Thank you Gianna! This is exactly what I needed to hear from someone who just went through it. The detailed record keeping tip is really helpful - I'll start a spreadsheet today tracking every day off. It's reassuring to know that 5 weeks is pretty typical for that first payment. I'm feeling much more confident about starting my leave now!

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Sophia Long

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Just wanted to chime in as another dad who did exactly this! Started my 8-week baby bonding leave while my claim was still processing and it worked out great. Got the full retroactive payment about 6 weeks later. One thing I'd add that I don't see mentioned yet - when you do start your leave, make sure you're completely OFF work on those days. Don't check emails, don't take any calls, don't do ANY work tasks even from home. EDD can be really strict about this if they audit your claim later. I know it's tempting to stay connected, especially as a first-time dad wanting to prove you're still committed to work, but it could jeopardize your benefits. Also, once your claim is approved, you'll need to certify every two weeks. Set up those calendar reminders now because if you miss a certification deadline, it can delay your payments even more. The certification window is pretty narrow. Sounds like you're being smart about getting all your ducks in a row first. Your little one is lucky to have such a thoughtful dad! Those bonding weeks are absolutely precious - don't let EDD stress steal that joy from you.

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Amara Okafor

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This is such great advice about staying completely off work! I hadn't really thought about how strict EDD might be about that, but it makes total sense. As someone new to all this, I really appreciate the warning about not checking emails or taking calls - I definitely would have been tempted to "just quickly" handle things. And yes, setting up those certification reminders right now is brilliant. Thank you for sharing your experience and the encouragement about those bonding weeks being precious. All of you parents who've been through this are making me feel so much more prepared and confident!

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Yara Khoury

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Hey Paolo! As a fellow new parent who just navigated this process, I wanted to share my experience. I started my bonding leave 3 weeks before my PFL claim was approved and it worked out perfectly - got all the retroactive pay in one lump sum once everything went through. A couple things that really saved me stress: First, I kept a simple log of every single day I was off (even just dates in my phone notes worked). Second, I made sure my employer's HR department had clear documentation about my intended start date matching what I put on the DE2508 form. The waiting period is definitely anxiety-inducing, especially when you're trying to balance new parent finances, but EDD does honor that retroactive payment from your official start date. In my case it took about 6 weeks total to see the first payment, but once it hit, it covered everything from day one. One small thing - when you do start your leave, resist any urge to "just quickly" check work emails or take calls. EDD can be surprisingly strict about you being completely off work during claimed days. Good luck with everything, and enjoy those precious bonding weeks with your little one!

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Thank you Yara! It's so reassuring to hear from multiple parents who've successfully done this. The tip about keeping a simple log in phone notes is perfect - I'm definitely going to start that today. I'm feeling much more confident about starting my leave before approval now. Everyone's experiences here have been incredibly helpful! Can't wait to have those bonding weeks with our little one.

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