@OP regarding your 2023 benefits - you might want to consider filing an amended return (Form 1040-X) for that tax year. The IRS does get reports of your benefit payments from EDD, so there's a good chance they'll eventually notice the discrepancy. Filing an amendment yourself is better than waiting for them to contact you, as it shows good faith and might reduce any potential penalties.

I'm dealing with this same situation right now! Just wanted to add that if anyone is having trouble accessing their EDD online account (mine was locked for some reason), you can also request the 1099-G by mail by calling the number mentioned earlier or through their online form. It takes a few weeks to arrive though, so definitely try the online account first. Also, for anyone who had both SDI (pregnancy disability) and PFL benefits like me, they'll both be on the same 1099-G form but broken down separately. Super helpful thread - saved me a lot of stress!

This thread has been such a goldmine of information! I'm an IHSS provider for my disabled mom and also work part-time at a pharmacy. My fiancé and I are getting married next year and hoping to start our family shortly after, so I've been trying to research all of this ahead of time. What's really encouraging is seeing how many people have successfully managed both IHSS and EDD benefits with proper planning. The recurring advice about early communication with your social worker, transparency with both agencies, and understanding that these are truly separate employment situations makes so much sense. I'm planning to bring this up at our next IHSS review meeting, even though we're still months away from actually trying to conceive. It seems like the people who had the smoothest experiences were the ones who got all their ducks in a row beforehand. Also definitely saving that Claimyr service info - after reading about everyone's struggles with EDD's phone system, having a reliable way to actually speak to someone seems like it would be worth its weight in gold! Thank you to everyone who took the time to share their real experiences here. This kind of practical, detailed advice is exactly what you need but can never find on official websites. You've all given me so much more confidence that we can actually make this work without sacrificing our financial stability through IHSS. Truly appreciate this amazing community support!

This thread has been absolutely invaluable! I'm an IHSS provider for my disabled teenage daughter and also work part-time at a local dental office. My husband and I have been hesitant to have another child specifically because I was terrified about how it might affect our IHSS benefits - which are honestly our primary source of income. Reading through everyone's detailed experiences has completely changed my perspective. The fact that so many people have successfully maintained both IHSS payments and received SDI/PFL benefits gives me real hope that this is actually doable. What I'm taking away from all the success stories is that the key factors are: 1) Having that proactive conversation with your IHSS social worker well before you need benefits, 2) Being completely upfront with both agencies about your dual employment situation, 3) Understanding that SDI/PFL only covers your regular W-2 job while IHSS operates independently, and 4) Planning for temporary assistance with any physical care tasks you might not be able to perform during recovery. I'm definitely going to reach out to our social worker at our next quarterly meeting to discuss this scenario, even though we're still just considering expanding our family. Better to understand the process now than scramble to figure it out when we actually need it. And like everyone else, I'm absolutely bookmarking that Claimyr service! The EDD phone system horror stories are genuinely frightening - having a way to actually reach a human when needed seems like it could save so much stress and confusion. Thank you to everyone who shared their real experiences here, especially those who provided step-by-step guidance. This discussion has transformed what felt like an impossible choice into a manageable plan with proper preparation!

I'm actually going through this exact process right now! I submitted my PFL baby bonding claim exactly 7 days before my intended start date. My claim is showing as "pending" but the EDD rep I spoke with said that's normal and it should switch to approved right around my actual start date. One thing to note - make sure your PDL/DI claim is fully closed out before you submit your PFL claim. If there's any overlap or confusion between the two, it can cause major delays. I had to explicitly confirm with EDD that my DI claim was fully processed and closed before they would accept my PFL application.

Just wanted to share my recent experience since I went through this exact same situation last month! I applied for my PFL baby bonding exactly 10 days before my planned start date through the online portal. The key thing that helped me was calling EDD about a week after I submitted to confirm they had all my documents and that my previous DI claim was properly closed. The rep was actually really helpful and walked me through the timeline - she said my claim would automatically activate on my specified start date as long as everything was in order. One tip: when you upload your birth certificate, make sure it's crystal clear and all four corners are visible in the scan. I had to resubmit mine because part of the state seal was cut off in my first upload. Good luck with your application! It sounds like you're being smart about timing it right.

Hi Andre! I went through something very similar last year - had to leave my job at 36 weeks due to severe pregnancy complications and stress. I was so worried about losing benefits, but PFL saved us financially during those early weeks with our baby. Just wanted to add a few things that helped me with my application: 1. Keep copies of EVERYTHING you submit - EDD has a habit of "losing" documents 2. Take screenshots of your online application confirmation pages 3. If you have any pregnancy-related medical records mentioning work stress, keep those handy in case they ask why you quit The whole process took about 3-4 weeks for me to get my first payment, but it was such a relief when it came through. You've got this! And congratulations on your daughter! 👶✨ Also, don't let anyone tell you that quitting disqualifies you - that's just not true for CA PFL. You earned those benefits by paying into SDI for 5 years!

Hey andre, so I am in the same situation as you but im quitting before my disability ends because they want me to go back to work but I am in a very stressful PP state that is not safe for me to go back to work and my disability will no longer be extended and I exhausted my FMLA so I have no job protection anymore. According to them, if I don't go back after my disability ends I will lose my job. So I plan to quit and then take my baby bonding. Did they ask you for any proof of employment or why did you quit?

i just want to add that my taxes got rejected last year because i forgot to add my pfl to my federal return! such a headache. but you should be fine if you only got sdi

Just wanted to add some additional clarity since I see there's still some confusion in the thread. I work in tax preparation and deal with this situation frequently. For California SDI maternity benefits: - Federal taxes: NOT taxable, no reporting required - California state taxes: TAXABLE, must be reported as "other income" You can find your total SDI payments in your EDD online account under Payment History. The payments will show as "DI" type. For your CA state return, you'll typically report this on Schedule CA (540) Line 21 as "Other income not reported on Form 540, line 1 through 20." Since you confirmed you only received SDI (not PFL), you won't receive a 1099G form. Save yourself the stress of waiting for mail that won't come! Just grab that total from your online account and you're all set for state filing.