


Ask the community...
As someone who just joined this community and is currently pregnant with my first child while running a small consulting business, this thread has been incredibly eye-opening! I had no idea about the DIEC program either. @Keisha Jackson, I'm so sorry you're dealing with this stress during what should be an exciting time. Have you considered reaching out to SCORE or your local Small Business Development Center? They sometimes have resources or know about local grants for small business owners facing hardships. Also, some professional associations for graphic designers might have emergency assistance funds - it's worth checking if you're a member of any. I'm definitely going to look into enrolling in DIEC after reading everyone's experiences here. Thank you all for sharing such valuable information!
Welcome to the community, @Katherine Shultz! As another newcomer here, I'm also finding these discussions so valuable. The SCORE suggestion is brilliant - I hadn't thought about reaching out to small business resources for this kind of situation. @Keisha Jackson, if you haven't already, you might also want to check with your local WIC office or pregnancy resource centers. Even though they can't replace disability benefits, they sometimes have connections to emergency assistance programs or can point you toward other local resources. It's really unfortunate that we have to piece together this information ourselves instead of it being clearly explained when we start our businesses. But I'm grateful for communities like this where people share real experiences!
Hi @Keisha Jackson! I just joined this community and your post really caught my attention because I'm also self-employed (freelance marketing consultant) and trying to plan for a potential pregnancy in the next year or two. Reading through all these responses has been such a reality check for me - I had no idea about the DIEC program either! While I can't help with your current situation, I wanted to mention that some areas have sliding-scale childcare assistance programs that might help you get back to work sooner than planned if needed. Also, if you have any regular clients, now might be a good time to discuss potentially working reduced hours remotely during your recovery period, even if it's just light tasks you can do from home. I'm definitely going to apply for DIEC coverage after reading this thread. Thank you for asking this question - it's helping so many of us who didn't know we needed this information! Wishing you all the best with your pregnancy and hoping you can build up a good financial cushion over the next few months. π
Welcome to the community, @Yara Nassar! Your suggestion about discussing reduced remote work with existing clients is really practical. As another newcomer here, I'm amazed at how much crucial information I've learned just from this one thread. @Keisha Jackson, I hope you don't mind me jumping in, but I wanted to add that some freelance platforms and professional networks also have emergency assistance programs - it might be worth checking if you're part of any freelancer associations or online communities for graphic designers. The gig economy can be so isolating when it comes to benefits, but sometimes there are resources we don't know about. Thank you for sharing your situation - it's helping all of us self-employed folks realize what we need to prepare for!
This thread has been such a goldmine of information! I'm an IHSS provider for my disabled mom and also work part-time at a pharmacy. My fiancΓ© and I are getting married next year and hoping to start our family shortly after, so I've been trying to research all of this ahead of time. What's really encouraging is seeing how many people have successfully managed both IHSS and EDD benefits with proper planning. The recurring advice about early communication with your social worker, transparency with both agencies, and understanding that these are truly separate employment situations makes so much sense. I'm planning to bring this up at our next IHSS review meeting, even though we're still months away from actually trying to conceive. It seems like the people who had the smoothest experiences were the ones who got all their ducks in a row beforehand. Also definitely saving that Claimyr service info - after reading about everyone's struggles with EDD's phone system, having a reliable way to actually speak to someone seems like it would be worth its weight in gold! Thank you to everyone who took the time to share their real experiences here. This kind of practical, detailed advice is exactly what you need but can never find on official websites. You've all given me so much more confidence that we can actually make this work without sacrificing our financial stability through IHSS. Truly appreciate this amazing community support!
This thread has been absolutely invaluable! I'm an IHSS provider for my disabled teenage daughter and also work part-time at a local dental office. My husband and I have been hesitant to have another child specifically because I was terrified about how it might affect our IHSS benefits - which are honestly our primary source of income. Reading through everyone's detailed experiences has completely changed my perspective. The fact that so many people have successfully maintained both IHSS payments and received SDI/PFL benefits gives me real hope that this is actually doable. What I'm taking away from all the success stories is that the key factors are: 1) Having that proactive conversation with your IHSS social worker well before you need benefits, 2) Being completely upfront with both agencies about your dual employment situation, 3) Understanding that SDI/PFL only covers your regular W-2 job while IHSS operates independently, and 4) Planning for temporary assistance with any physical care tasks you might not be able to perform during recovery. I'm definitely going to reach out to our social worker at our next quarterly meeting to discuss this scenario, even though we're still just considering expanding our family. Better to understand the process now than scramble to figure it out when we actually need it. And like everyone else, I'm absolutely bookmarking that Claimyr service! The EDD phone system horror stories are genuinely frightening - having a way to actually reach a human when needed seems like it could save so much stress and confusion. Thank you to everyone who shared their real experiences here, especially those who provided step-by-step guidance. This discussion has transformed what felt like an impossible choice into a manageable plan with proper preparation!
Hey Alberto! I totally understand the panic - I literally had the exact same reaction when I got my determination letter about a month ago! π A determination is basically EDD's official decision on your claim, but their communication is honestly terrible at explaining what it actually means. Like everyone else is saying, definitely check your online EDD portal first - there's usually way more detailed info there than in those cryptic letters they send. I found mine under "Claim History" and it actually broke down exactly what they decided and why. If you still need more clarity after checking online, that 8 AM calling strategy everyone's mentioning really does work - I got through in about 20 minutes doing that! But honestly, try not to stress too much about it. Getting a determination is actually a sign that your claim is moving through the system, which is way better than radio silence. The whole EDD process is confusing for literally everyone, so you're definitely not alone in feeling lost. Keep us posted on what you find out - rooting for you! π
Hey Alberto! I went through this exact same thing about 6 months ago and I totally get the confusion. A determination is basically EDD's official decision about your claim - could be about eligibility, your weekly benefit amount, or resolving some issue they found during processing. The annoying thing is their letters are always super vague! Here's what helped me: log into your EDD online portal ASAP and look for "Determination Details" or "Messages" - there's usually way more specific info there than what they mail you. If it's still unclear after checking online, definitely try calling right at 8:00 AM when they open (that timing trick really works!). Don't panic though - getting a determination is actually good news because it means they're actively processing your case instead of it just sitting there. The whole EDD system is intentionally confusing I swear, but you'll get through it! Let us know what you find out when you check your online account. We're all here to help! πͺ
This thread has been incredibly helpful! I'm currently dealing with a similar situation - submitted my PFL claim for baby bonding about 12 days ago and seeing nothing but "pending" status. Reading through everyone's experiences, especially @Yara Assad's resolution, has given me so much clarity about what might be going wrong. I'm also transitioning from SDI to PFL and now I'm pretty convinced that's where my claim is stuck too. The advice about using Claimyr and asking specifically about "inter-program transitions" is gold - thank you @Nora Brooks and @Christian Bierman for those insider tips! It's honestly ridiculous that we need to become EDD experts just to access benefits we've already paid for, but this community knowledge sharing is invaluable. I'm going to try calling tomorrow morning right at 8:01 AM with all the magic phrases you've shared. For any other new parents reading this who are feeling stressed about delayed PFL claims - this thread proves that persistence pays off and we're definitely not alone in dealing with EDD's broken system. Thanks everyone for taking the time to share your experiences and solutions!
@Julia Hall I m'so glad this thread has been helpful for you too! I ve'been following along as someone who s'expecting my first baby in a few months, and honestly, this whole conversation has been like a crash course in EDD survival tactics that I never knew I d'need. It s'both comforting and infuriating to see how common these SDI-to-PFL transition issues are - comforting because it shows it s'not just individual mistakes causing delays, but infuriating because this is clearly a systemic problem that EDD should have fixed ages ago. The fact that we all have to become amateur bureaucracy experts just to get benefits we ve'been paying into is absolutely wild. I really hope your call tomorrow morning goes smoothly with those magic phrases! Please update us if you get through - these success stories give the rest of us so much hope when we re'dealing with the EDD maze. Good luck with your little one and getting this sorted out!
This thread has been such a lifesaver! I'm currently 36 weeks pregnant and planning my maternity leave, and honestly I had no idea about any of these SDI-to-PFL transition issues until reading everyone's experiences here. The fact that this is such a widespread problem that EDD apparently knows about but hasn't fixed is just mind-blowing. @Yara Assad thank you so much for sharing your journey and especially for coming back with the update about getting it resolved! And huge thanks to @Nora Brooks for the "inter-program transitions" tip and @Christian Bierman for the advice about exact date matching - I'm definitely going to be extra careful about those details when I submit my claims. I'm bookmarking this entire thread and the Claimyr service info. It's honestly sad that we need to pay third-party services and become EDD experts just to access our own benefits, but this community knowledge sharing makes me feel so much more prepared. For any other expecting parents who find this thread later - save these tips! The real-world advice here is invaluable compared to EDD's vague official information. You all have probably saved me weeks of stress and confusion!
Luca Esposito
This thread has been so helpful! I'm actually in a similar situation but with a twist - I'm a CA resident who just never got around to getting a driver's license (I live in SF and use public transit). I've been putting off dealing with this but clearly need to bite the bullet. From reading everyone's experiences, it sounds like getting a CA state ID from the DMV might be my easiest path forward since I'm actually a resident. @NeonNomad mentioned this as option #1 - has anyone here actually gone through the DMV process for a state ID specifically for EDD purposes? Just wondering about timing since I need to access my benefits sooner rather than later. Thanks everyone for sharing your stories - it's reassuring to know there are solutions even when the system seems impossible to navigate!
0 coins
Dmitry Petrov
β’@Luca Esposito I actually did exactly this! I was in the same boat - SF resident, no car, never needed a license. Getting the CA state ID was super straightforward and way faster than trying to fight the system with alternative docs. Just brought my birth certificate, Social Security card, and a utility bill to prove residency. The whole DMV process took maybe an hour went (to the one on Fell Street ,)and I had the temporary ID that same day which EDD accepted immediately. Got my physical ID in the mail about 10 days later. Honestly wish I d'just done this from the start instead of spending weeks trying workarounds. If you re'already a CA resident, this is definitely your fastest path forward!
0 coins
Luca Marino
This whole thread has been incredibly eye-opening! I'm currently dealing with this exact issue - moved here from Michigan a few months ago for work and have been stuck in this bureaucratic maze trying to access my PFL benefits. Reading through everyone's experiences gives me so much hope that there's actually a way through this. I'm planning to try a multi-pronged approach based on what I've learned here: 1. Call at 8 AM sharp (thanks @Jamal Carter for that timing tip!) 2. Have my Michigan license, passport, and Social Security card ready 3. Ask them to add a note to my account about being out-of-state before uploading docs 4. If phone doesn't work, try the @CA_EDD Twitter route It's honestly ridiculous that we have to jump through these hoops when we're entitled to these benefits, but I'm grateful for this community sharing their hard-won knowledge. Will definitely report back once I make progress - seems like the more detailed experiences we share, the better we can help others navigate this broken system. Fingers crossed! π€
0 coins
Javier Morales
β’@Luca Marino That s'a solid game plan! I love how you ve'synthesized all the different approaches from this thread. The multi-pronged strategy is smart because if one method doesn t'work, you ve'got backup options ready to go. I m'actually in a similar situation moved (from Nevada and) have been procrastinating dealing with this, but seeing everyone s'success stories is motivating me to finally tackle it. Your point about this being ridiculous is so on point - like, we re'not asking for special treatment, just access to benefits we ve'earned! Definitely keep us posted on how it goes. This thread is turning into like the ultimate guide for out-of-state EDD issues π
0 coins