EDD Money Network Card

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Checking back on this thread - OP, did you end up getting through to anyone? Curious how it went with the claim review notice.

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So glad it worked out! This is a good example of why it's worth pushing through to a live agent - a lot of these holds are automated flags that get cleared quickly once a human looks at the account.

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Great outcome! And yeah Claimyr was worth it for exactly this situation. EDD hold times are brutal and a suspended card is stressful enough without adding hours of hold music on top of it.

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for anyone finding this thread later via search: summary of what worked 1. Check UI Online for any notices before calling 2. Call EDD first (1-800-300-5616) if there's a claim hold, not just Money Network 3. Say 'identity verification hold' when you reach the EDD phone system 4. Use Claimyr (claimyr.com) if you can't get through - saves hours of hold time 5. Once EDD clears their side, Money Network card often resolves automatically within 24 hours 6. If you want long-term simplicity, switch to direct deposit via UI Online

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this should be the first post everyone sees lol

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genuinely useful thread, one of the better ones on here

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Just adding some additional context for anyone who finds this thread later searching for Money Network EDD cardholder information: The Money Network card used by California EDD is specifically called the EDD Debit Card - Bank of America actually handles this program in 2025 (there was a transition). If you got a newer card it may actually be a Bank of America card rather than a Money Network card. The old Money Network program has been phased out and new EDD debit cards are issued through Bank of America's prepaid program. Worth checking which card you actually have because the customer service numbers and portals are different.

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Look at the back of the card - if it says Bank of America anywhere that's the current program. If it says Money Network it's the older one. Both are legitimate EDD debit card programs just from different eras of the program.

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wait this explains so much - I had both a money network card from a previous claim and a new bank of america card and kept confusing which number to call for which card

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honestly this whole thread should be pinned somewhere. so much useful information about the Money Network phone number for EDD cardholders and how the card system actually works

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California EDD cardholder questions come up constantly and most people don't realize the EDD side and Money Network side are totally separate systems. This thread explains it better than the official EDD website honestly.

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Yeah the official EDD resources for Money Network card issues are not great. Having real experiences from actual claimants is way more useful.

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EDD says my payment was sent but I still don't have my Money Network card — what do I do?

I'm at my wit's end and honestly don't know what else to try at this point. I filed my unemployment claim about six weeks ago, got approved after going through the whole adjudication process, and selected Money Network as my payment method. That was nearly four weeks ago now and I still haven't received a working card. Here's the timeline so far: California EDD shows my payment as 'issued' and Money Network confirmed funds are sitting in an account tied to my name. The problem is the physical card never showed up. I called Money Network and they said they'd send a replacement — gave me a 5-7 business day window. That passed. Called again, and the new rep said 7-10 business days was actually the correct timeframe. Fine, I waited. Still nothing. So I called a third time and asked specifically about expedited shipping because I have rent due and this is not a small amount of money sitting inaccessible. The rep confirmed they were sending it expedited, 2-3 business days. I thanked them and waited. Card never arrived. When I called AGAIN to find out what happened, turns out their system shows the card was sent standard shipping — no expedited, no rush, nothing. The previous rep apparently never actually processed the expedited request even though they told me they did. So now I'm being told I have to wait until some arbitrary date before I can even REQUEST a third card be issued. Meanwhile my UI funds are just stuck in limbo in an account I literally cannot access. I called California EDD directly to ask whether they could redirect the payment to my personal bank account instead. Got bounced around for over an hour and couldn't get a straight answer. Has anyone successfully transferred funds out of a Money Network account when the card situation is a disaster like this? Or gotten EDD to reissue payment directly to a bank account? I'm losing my mind here.

the more i read these threads the more i think money network should just be removed as an EDD payment option entirely. every third post in this forum is about money network card problems. direct deposit and paper checks only imo

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Hard agree. The 'convenience' of the prepaid card is not worth this level of dysfunction. And it disproportionately affects people who are already in financial distress — the people who can least afford to have their UI funds stuck in limbo.

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someone needs to forward this whole thread to the EDD director's office

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Quick update from someone who resolved a similar situation: I did the CFPB complaint, used Claimyr to get through to EDD and had them document the card failure on my claim, AND called Money Network back referencing my CFPB complaint number. Card arrived via overnight shipping three days later. The key was doing all three simultaneously rather than waiting to see if each one worked before trying the next.

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This is the strategy. Not waiting. Doing everything at the same time. Thank you for posting this update.

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Good luck to you both. The system is genuinely broken for this but throwing everything at it simultaneously seems to be the way through.

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