EDD SDI payment authorized but missing for 3 weeks - automated system shows no record

this happened 2 me last yr!! the online system showed approved but no $$ for like a month. turned out to be some stupid flag on my account bcuz i moved during my claim period. have u moved recently??

I went through something similar and it turned out my employer disputed something after the approval. Check if you got any mail about this maybe? Sometimes they mail important notices instead of putting them online.

This discrepancy between the online system and the phone system usually indicates there's an identity verification issue or payment processing hold. When a payment is authorized but not released, it's typically due to one of these scenarios: 1. Identity verification flag that wasn't cleared properly 2. Address verification issue (even if you haven't moved) 3. Bank of America card activation problem 4. Payment method preference conflict (direct deposit vs. card) 5. System synchronization delay between approval and disbursement The fastest solution is to speak directly with an SDI representative. They can see exactly what's holding up your payment and clear it immediately in most cases. When your financial situation is this urgent, you can't afford to wait on the Senator's office.

Try using Claimyr to reach an EDD agent. I was in the same boat last month - payment authorized but nothing showing up for weeks. Called for days with no luck. Then I used Claimyr (claimyr.com) and they got me connected to an actual EDD agent in about 20 minutes. The agent found that my payment was stuck in some weird processing limbo and fixed it on the spot. You can see how it works in their video demo: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd With eviction on the line, it's worth trying anything that can get you to an actual human who can help.

THE WHOLE SYSTEM IS DESIGNED TO MAKE YOU GIVE UP!!!! they "authorize" payments then make them IMPOSSIBLE to actually receive hoping you'll just go back to work or DIE i guess. I had THREE payments "authorized" that I NEVER received last year and spent MONTHS calling. Senator's office is USELESS - they just send a form email to the same people not answering phones!!!!

Have you checked if your BofA card is active? Sometimes the payment goes through but the card is inactive or expired. That happened to my brother when he was on disability.

I'm a disability advocate and see this situation frequently. When a payment shows as authorized but doesn't appear, it's almost always one of these specific technical issues: 1. The payment batch job failed to complete properly (common system error) 2. There's a secondary review flag that wasn't clearly communicated 3. There's a mismatch between your identity verification documents In January 2025, EDD updated their payment processing system, and we've seen an increase in these authorization-without-payment issues. You need to speak with an SDI specialist who can access the payment processing module, not just a general EDD representative. When you do reach someone, specifically ask them to: 1. Check for any identity verification holds 2. Verify your payment method preferences match what's in the system 3. Check if your payment is caught in the "post-authorization review" queue 4. Initiate a manual payment release if necessary Keep documentation of all your calls and attempts. If you do ultimately need to escalate to your Assembly member or Senator, having this documentation will speed up their intervention.

Just checking back - were you able to get through to someone? Did they resolve your payment issue?

wait whats the difference between SDI and disability? i thought they were the same thing?? also can u apply for unemployment while waiting for disability to pay you??

So glad to hear you got it resolved! For future reference for anyone reading this thread - once a payment shows as authorized but doesn't appear after 10 business days, always call. Don't wait 3 weeks like the original poster had to!

This is such a common issue unfortunately! I went through something similar last year where my payment was authorized but stuck for weeks. The key thing that worked for me was being very specific about what I needed when I finally got through to someone. I told them exactly what @Jungleboo Soletrain mentioned - to check the post-authorization review queue. Turns out there was a flag on my account from when I had to submit additional medical documentation months earlier that never got cleared. The rep was able to clear it immediately and my payment showed up the next day. Really glad you got it sorted out @Kendrick Webb - that must have been incredibly stressful with eviction hanging over you!

As someone who's been following this community for a while, I wanted to jump in because this situation is unfortunately way too common. @Kendrick Webb I'm so glad you were able to get this resolved! Your experience really highlights how broken the system can be - having an authorized payment just disappear into limbo for 3 weeks is unacceptable, especially when people are facing eviction. What really strikes me is how many different technical issues can cause this same problem. Reading through everyone's responses, it seems like there are so many potential failure points in the system - identity verification flags, payment processing errors, employer disputes, system updates, etc. It's like a minefield that disabled people have to navigate while they're already dealing with health issues and financial stress. The fact that @Jungleboo Soletrain mentioned the January 2025 system update is really concerning. If EDD knew they were implementing changes that could cause payment delays, they should have communicated that to claimants and had better support processes in place. Instead, people like you are left to figure it out on their own while facing eviction. Thanks to everyone who shared solutions like Claimyr and specific questions to ask representatives. This thread is going to be really valuable for other people who find themselves in similar situations.

This whole thread is such a perfect example of why we need this community. @Kendrick Webb's situation - having an approved payment just vanish for 3 weeks while facing eviction - is absolutely maddening, but the collective knowledge everyone shared here is incredible. From @Hattie Carson mentioning address flags to @TillyCombatwarrior sharing the Claimyr solution to @Jungleboo Soletrain's detailed breakdown of the technical issues and what specific questions to ask - this is exactly the kind of peer support that makes the difference between someone giving up and actually getting their benefits. What really stands out to me is how many different system failures can cause the same "authorized but missing" problem. It's like EDD has created this complex maze where payments can get stuck at multiple different points, but they don't give claimants any visibility into where things went wrong or how to fix it. The fact that the automated phone system showed "no payment records" while the online account showed authorization is particularly cruel - it makes people think their benefits were never approved in the first place. I'm bookmarking this entire thread as a resource. The step-by-step troubleshooting advice and specific questions to ask representatives could save someone weeks of stress and financial hardship. Thank you all for turning what started as one person's nightmare into a comprehensive guide for others who might face the same issue.