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ya its real but super confusing! i thought i was being scammed to but its just edd being weird as usual lol. took like a week after i put in my bank stuff to get paid so be ready to wait
Just as an update for anyone finding this thread later - EDD has now published an official FAQ page about the Money Network and My Banking Direct partnership. You can find it on the main EDD website under "Payment Information." It confirms that this is their legitimate payment processing system for all disability and unemployment claims in 2025 going forward.
i wouldnt count on getting that money anytime soon EDD is so backed up right now just had a relative wait 4 MONTHS for their refund check and they had to call like every week to remind them
Quick update for those following this thread - I've helped several clients with this exact situation in my work. The most efficient approach is to send your request to BOTH the Appeals Board and the Overpayment Unit simultaneously. The current refund processing time is running about 4-6 weeks if you submit all documentation correctly. Also important: if your household income is below certain thresholds, you can request expedited processing due to financial hardship. Include a brief statement explaining your hardship situation and why you need the funds returned quickly. This can sometimes reduce the wait time to 2-3 weeks.
For anyone else reading this thread who may be in a similar situation, I want to clarify a few important points about disability appeals and payments: 1. When an appeal is granted, there is indeed a required manual intervention step. The Appeals Board decision has to be implemented by an EDD SDI specialist. 2. Your employer can appeal the ALJ's (Administrative Law Judge) decision, but they must do so within 20 days of the decision. This appeal would go to the California Unemployment Insurance Appeals Board (CUIAB). 3. For partial disability claims related to pregnancy accommodations, make sure your medical provider clearly documents work restrictions and reduced earning capacity on the DE 2501 form. 4. Post-appeal payments typically take 2-3 weeks to process once a specialist has reviewed your claim, though backlogs can extend this timeline. 5. If you're experiencing a hardship due to delayed benefits, specifically mention this when you speak with a representative - they have procedures for expediting payments in hardship cases. This information applies specifically to California's State Disability Insurance program and may differ from other states' disability programs.
FINAL UPDATE: The money arrived! Almost exactly 8 days after speaking with the specialist, all my back payments were deposited to my EDD debit card. Total was $5,890 for the weeks I had reduced hours. For anyone else dealing with post-appeal payment issues, definitely be persistent and try all the methods suggested in this thread. What ultimately worked for me was: 1. Using Claimyr to get through to a real person 2. Specifically mentioning I had an approved appeal waiting for payment processing 3. Having all my documentation ready (appeal case number, judge's name, dates of decision) Thanks again to everyone who offered advice! This community was so helpful when I felt completely stuck.
EDD's rules can sometimes be flexible for unusual situations, but trying to navigate them is incredibly frustrating. When my partner had a complicated disability claim, we could NOT get through to anyone helpful on the phone for weeks. I eventually used Claimyr (claimyr.com) and got connected to an EDD rep in about 15 minutes. The website shows exactly how it works in their video demo: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The rep we spoke with was actually super helpful and explained exactly what documentation we needed for our unusual situation. For something as complicated as long COVID with cognitive issues, I'd definitely recommend speaking directly with EDD rather than trying to guess what they'll accept.
Has anyone mentioned Unemployment Insurance to you? If he was laid off, he might have qualified for UI while looking for work. Though I'm not sure if you can get UI and then switch to SDI later... the rules get really confusing when benefits overlap.
This is an important point. If he was receiving UI benefits after being laid off, that would mean he was certifying he was able and available to work during that time. This could potentially conflict with an SDI claim for the same period since SDI requires you to be unable to work. However, if his condition worsened or was officially diagnosed while receiving UI, he could potentially transition from UI to SDI from that point forward. The specific timeline and documentation will be crucial here.
Zara Ahmed
You should ask specifically for the Notice of Change. Sometimes they'll say \
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Sean O'Connor
Got it! I'll make sure to ask for the Notice of Change directly and get the rep's info. Thank you all so much for the helpful advice - I feel much more prepared to handle this now!
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