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I think I figured out why were all having issues. My neighbor works for the state (not EDD but another dept) and she said theres a new payment processing system being implemented this quarter. She said lots of state payments are having random delays because of the transition. Just FYI for anyone who might have issues again next payment cycle!
Does anyone know if there's a way to just get direct deposit instead of dealing with these annoying debit cards? I'm about to file for pregnancy disability next month and I'd really prefer not to deal with any card delays.
Unfortunately, California EDD still uses the Bank of America debit card system as their only payment method. Once you get the card, you can set up automatic transfers to your regular bank account, but initially, everyone gets a card. Some other states have direct deposit options, but not California (at least not yet).
UPDATE: My replacement card arrived today! Only took 4 days with the expedited shipping. I was able to activate it right away and transfer the funds to my regular checking account. For anyone else dealing with this issue, definitely call Bank of America EDD department directly (1-866-692-9374) rather than trying to go through EDD. Thanks everyone for your help and suggestions!
One more important thing - make sure you request the payment plan BEFORE the due date on your overpayment notice. If you miss that deadline, they can start collection activities including garnishing any current benefits you're receiving. Also, the appeals process (if you go that route) can take 2-3 months, so plan accordingly for your finances in the meantime. If you win the appeal, they would refund any payments you've already made toward the overpayment.
this happened to my cousin and she said just ignore it and they eventually stopped sending letters lol but probably not the best advice
UPDATE: The money just appeared on my card this morning! So it took about 36 hours from notification to funds being available. Thanks everyone for your help and reassurance!
This happened to me last month when I got my pregnancy disability payment. My old card from 2023 still worked fine but I had to transfer the money to my regular bank account because the BofA app is sooooo glitchy. Just FYI you can set up direct transfers in the app so you don't have to keep checking the BofA balance!
Nia Davis
Everyone here is giving you conflicting information because the payment system is currently in transition. Here are the facts: 1. The EDD is phasing out Bank of America debit cards for NEW claims 2. SDI pregnancy claims filed after 7/14/2023 should get either direct deposit or paper checks (not debit cards) 3. BUT, if you didn't select a payment preference when you filed, the system defaults to the last payment method on record 4. If your last payment was to a BofA card in 2020, they MIGHT try to send it there first Your best option is to log into your SDI Online account, go to 'Payment Method' and verify what's showing. If you don't see a payment preference selected, call EDD immediately to update it, preferably to direct deposit for fastest payment. If the system is showing BofA as your payment method, then yes, you'll need to contact BofA for a replacement card at 1-866-692-9374.
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Mateo Martinez
•^^^ this is correct. I work for a disability attorney and this matches what we're seeing with our clients. The transition has been very messy and confusing!
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Diego Vargas
•Thank you for this detailed breakdown! I just checked my SDI Online account and there's nothing showing under payment method that I can find. This is so frustrating. I'm going to try calling EDD first thing tomorrow morning.
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Diego Vargas
UPDATE: I finally got through to EDD this morning! Turns out since I didn't select a payment preference when filing, they defaulted to a paper check for the first payment. The rep helped me set up direct deposit for future payments. She also said my claim has been approved and I should get my first check within 7-10 days. Thanks everyone for your help!
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NeonNinja
•Great news! Glad you got it sorted out. Make sure you certify for your benefits on time for each period to avoid payment delays.
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Anastasia Popov
•congrats!! paper checks r fine just take longer
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