To address your follow-up question about informing EDD of your layoff: Yes, you should accurately report your employment status and last day of work when filing. This won't affect your SDI eligibility if you've paid into the system, but it helps them process your claim correctly. Also, keep track of all communication with EDD. Document who you speak with, when, and what was discussed. This can be invaluable if there are any issues with your claim later.

Just want to add one more piece of advice from someone who went through this exact scenario - don't panic about the timing! I was laid off while dealing with a chronic condition and was terrified about losing everything. Here's what I wish I'd known: Your SDI eligibility is locked in based on your work history, not your current job status. As long as you've been paying into SDI through payroll deductions, you're covered. I filed for SDI about 2 weeks after my layoff (once my doctor confirmed I couldn't work) and had no issues. The COBRA vs Covered California decision can wait a bit - you have 60 days to elect COBRA from your qualifying event. Use that time to compare costs and see what your SDI benefit amount will be. Sometimes the Marketplace plans are way better financially, especially with the lower income from disability benefits. Stay strong - the system actually does work once you navigate through all the paperwork and waiting periods!

Update on what worked for me: after creating my SDI Online account and still seeing nothing after a week, I called my doctor's office to check if they had received any requests from EDD. Turns out EDD HAD contacted them for additional information, but the doctor's office hadn't responded yet. Once they sent in the additional info, my claim started processing. Maybe check with your doctor to see if something similar happened?

That's fantastic news! I'm so glad you found out what was holding up your claim. This is exactly why I always recommend checking with your doctor's office - they often receive requests from EDD that the claimant never knows about. Once they send in that additional documentation, your claim should start moving through the system much faster. Keep checking your SDI Online account over the next few days, and hopefully you'll see some progress soon. Thanks for updating us - this will definitely help other people who find themselves in the same situation!

Here's what you need to know about disability payments: 1. Processing time: It typically takes 2-4 weeks for initial processing, but can be longer depending on your case complexity. 2. Paperwork: Make sure ALL your forms are filled out correctly. Any mistakes can cause major delays. 3. Medical evidence: Ensure your doctor has submitted all necessary medical records. 4. Follow up: Don't be afraid to call and check on your claim status regularly. 5. Back pay: Remember, you'll usually get back pay from the date of your disability onset. 6. Online account: Create an online account to check your claim status 24/7. 7. Be patient: Unfortunately, delays are common. Budget accordingly if possible. Hope this helps! Let me know if you have any other questions.

I'm going through the exact same thing right now! Filed my claim about 8 weeks ago and still waiting. What I've learned from calling (took me literally 50+ attempts to get through) is that they're incredibly backlogged. The rep told me to expect 10-14 weeks total processing time, which is way longer than what they advertise online. One thing that helped me was setting up the online account - at least I can see that my claim is "in progress" rather than wondering if it disappeared into the void. Also, if you haven't already, make sure you submitted your doctor's "first report of injury" form. Apparently a lot of people miss that one and it causes huge delays. Hang in there - I know how stressful it is when bills are piling up! 💪

Glad you got it worked out! Make SURE you save that confirmation page or number. I'd even take a screenshot as proof you reported it correctly. EDD has been known to make "mistakes" on their end and then blame the claimant. Better safe than sorry!

Great that you got it sorted out! For future reference for anyone reading this thread, another tip is to also send yourself an email with the confirmation details and date you reported it. That way you have a timestamped record in case there are any discrepancies later. The EDD system can be glitchy sometimes, so having multiple forms of documentation never hurts. Hope your return to work goes smoothly!

Just went through this exact same situation last week! My payment showed as processed on the SDI website but didn't hit my account for 4 days. Turns out my bank had some internal processing delays they didn't tell me about. I'd suggest calling both SDI AND your bank to cover all bases. Also, if you have online banking, check if there's a separate "pending deposits" section - mine showed up there before it actually posted to my account balance. Hope this helps and you get it sorted soon! 🤞

I went through something similar a few months ago and it was nerve-wracking! Here's what worked for me: first, screenshot your SDI account showing the payment as processed - this will be helpful if you need to escalate later. When you call SDI, ask them to confirm not just your bank details but also the exact date and method they sent the payment. Sometimes there are processing delays on weekends or holidays that they don't always mention upfront. Also, if your bank has a 24/7 customer service line, it might be worth calling them too to see if they can see any incoming ACH transfers that haven't posted yet. Hang in there - these things usually resolve within a few business days, but I know how stressful the waiting can be when you need that money! 💪