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Just went through this exact same situation last week! My payment showed as processed on the SDI website but didn't hit my account for 4 days. Turns out my bank had some internal processing delays they didn't tell me about. I'd suggest calling both SDI AND your bank to cover all bases. Also, if you have online banking, check if there's a separate "pending deposits" section - mine showed up there before it actually posted to my account balance. Hope this helps and you get it sorted soon! 🤞
This is really reassuring to hear! I was starting to worry something was seriously wrong, but knowing it can take a few days even when it shows as processed makes me feel better. I'll definitely check for that pending deposits section - I didn't even know that was a thing. Thanks for sharing your experience! 🙏
I went through something similar a few months ago and it was nerve-wracking! Here's what worked for me: first, screenshot your SDI account showing the payment as processed - this will be helpful if you need to escalate later. When you call SDI, ask them to confirm not just your bank details but also the exact date and method they sent the payment. Sometimes there are processing delays on weekends or holidays that they don't always mention upfront. Also, if your bank has a 24/7 customer service line, it might be worth calling them too to see if they can see any incoming ACH transfers that haven't posted yet. Hang in there - these things usually resolve within a few business days, but I know how stressful the waiting can be when you need that money! 💪
Quick question - did you report your sick leave payout to them? Sometimes that can trigger these notices if they think it's regular income.
I've been through this exact situation! The key is getting them to understand the difference between using accrued sick leave and actually returning to work. Here's what worked for me: 1. Get a letter from your employer explicitly stating you were still on disability leave and only used accrued sick time 2. Submit payroll records showing the sick leave deduction vs regular wages 3. File a formal reconsideration request (not just an appeal) - this gets reviewed by a different department The form you're looking for is probably the DE 4365DI or DE 8714A depending on your specific situation. Call and ask them to mail it if you can't find it online. Don't wait too long - you usually only have 30 days from the notice date to respond. Stay strong! 💪
Quick tip: Take screenshots of EVERYTHING in your SDI Online account once you set it up. Sometimes information disappears or changes without explanation, and having documentation of what your claim showed previously can be helpful if you need to call. Also, if you're planning to transition to Paid Family Leave after recovery from childbirth, start looking into that process now. There's a separate application required, even though it's through the same EDD system.
That's really good advice about the screenshots. I hadn't even thought about the PFL transition yet - so much to keep track of! Is there a waiting period between pregnancy disability ending and PFL starting?
No waiting period between pregnancy disability and PFL, which is great! Your pregnancy disability typically covers 4 weeks before birth and 6-8 weeks after (depending on delivery type). Then PFL can start immediately after for bonding time. You apply for PFL when your recovery period is ending. The current PFL maximum is 8 weeks of benefits.
I went through this exact same situation with preeclampsia at 30 weeks back in 2023! First off, take care of yourself - the stress about money doesn't help your blood pressure at all. From my experience, EDD processed my pregnancy disability claim in about 12 business days once they received the paperwork. The key things that helped speed it up were: 1) making sure my doctor included ALL required info on the DE 2501 form (especially the ICD-10 code for preeclampsia), 2) creating my SDI Online account immediately so I could track status, and 3) having my doctor's office confirm they mailed it with tracking. One heads up - with preeclampsia, your disability period might be longer than typical pregnancy disability since the condition can persist postpartum. My doctor initially certified me for 6 weeks post-delivery but extended it to 8 weeks because my blood pressure took longer to stabilize. Definitely create that online account NOW like others mentioned. You'll be able to see when they receive your claim and track processing status. Hang in there mama - you've got this! Focus on keeping that baby cooking safely and let EDD do their thing. 💙
Thank you so much for sharing your experience! It's really reassuring to hear from someone who went through the exact same situation. You're absolutely right about the stress - I've been trying to do meditation and breathing exercises to keep my blood pressure stable. I just created my SDI Online account and will call my doctor's office Monday to make sure they included the ICD-10 code. Did you have to do any follow-up appointments specifically for EDD documentation, or was your regular prenatal care sufficient for the disability extensions?
Anyone else notice how the rules for pregnancy disability are SO confusing? Like I thought it was 6 weeks before birth but it's actually 4? And then there's PDL vs SDI vs PFL and it's like trying to solve a puzzle while your brain is in pregnancy fog. Why can't they make this simpler???
It is confusing! Pregnancy Disability Leave (PDL) is the job protection law that allows up to 17.3 weeks of leave. State Disability Insurance (SDI) is the benefit payment program that typically covers 4 weeks pre-birth and 6-8 weeks post-birth. Then Paid Family Leave (PFL) is for bonding after your disability period ends. Each has different paperwork too!
I went through something very similar when I was pregnant with my daughter. My employer also missed the 10-day window and then tried to delay things further by requesting "additional medical documentation" that wasn't even necessary. Here's what I learned: your employer's delay tactics don't affect your SDI eligibility at all. EDD processes your claim based on your doctor's medical certification, not your employer's approval or timeline. I'd recommend calling the EDD disability line (though it can be hard to get through) or using one of those callback services others mentioned to confirm your claim status. Also, keep detailed records of all communication with your employer - dates, emails, everything. Their failure to respond timely could be relevant if you need to file a complaint later. Focus on getting your benefits secured first, then worry about any workplace issues. Your health and your baby's health come first!
Gemma Andrews
Glad you got it worked out! Make SURE you save that confirmation page or number. I'd even take a screenshot as proof you reported it correctly. EDD has been known to make "mistakes" on their end and then blame the claimant. Better safe than sorry!
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Kara Yoshida
•That's good advice - I took screenshots of the confirmation page and also the updated claim information page showing my new return to work date. I've learned my lesson about documenting everything when dealing with government agencies!
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LunarLegend
Great that you got it sorted out! For future reference for anyone reading this thread, another tip is to also send yourself an email with the confirmation details and date you reported it. That way you have a timestamped record in case there are any discrepancies later. The EDD system can be glitchy sometimes, so having multiple forms of documentation never hurts. Hope your return to work goes smoothly!
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