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As someone who just went through my first SDI payment cycle last month, I can totally relate to that anxiety! The good news is that once your status shows 'Paid' (which Emma already achieved!), you're basically home free - it's just a matter of banking processing time at that point. For anyone else going through this, I found it helpful to screenshot my 'Paid' status as proof that EDD had done their part. Also, don't be surprised if your bank's mobile app shows the deposit before it's actually available to spend - mine showed "pending deposit" Sunday night but wasn't available until Monday afternoon. The whole first payment experience is definitely stressful, but once you get through it the subsequent payments are so much more predictable. This community has been invaluable for setting realistic expectations!
@Landon Flounder That s'such a great tip about screenshotting the Paid 'status!' I never would have thought of that but it makes total sense to have that proof that EDD processed everything correctly. And good point about the mobile app showing pending deposits - I can see how that would be both exciting and frustrating at the same time! It s'amazing how much this community has helped demystify the whole SDI process. When I first started reading about disability benefits, everything seemed so complicated and uncertain. But seeing real people share their actual timelines and experiences makes it feel so much more manageable. Thanks for adding your perspective from going through this recently!
This thread has been such a lifesaver! I'm currently in my first week of SDI and already stressing about the certification process. Emma, so happy to see your status changed to 'Paid' - that must feel amazing after all that waiting! Reading through everyone's experiences here really shows how normal that first payment anxiety is. I had no idea about the 7-day waiting period that Isabella mentioned, so that's super helpful to know for budgeting. Also loving all the practical tips like setting up bank alerts and checking the portal once daily instead of obsessively refreshing. This community is incredible for helping newbies like me understand what's actually normal vs what to worry about. Thanks everyone for being so open about your timelines!
@Darren Brooks I m'glad this thread has been helpful for you too! When I first started my SDI claim, I had no idea what to expect and was constantly worried I was doing something wrong. This community has been amazing at sharing real experiences and timelines. That 7-day waiting period definitely caught me off guard too - I was expecting my first payment to cover the full 14 days, so it s'good that you know about it upfront for your budgeting. The certification process itself is actually pretty straightforward once you get to it, just make sure you have all your dates and information ready. One thing I learned is to certify as early as possible when your window opens - it doesn t'make the payment come faster, but it gives you peace of mind that you didn t'miss the deadline. Keep us posted on how your first certification goes!
I just went through this same frustrating experience! My SDI claim was approved on 9/28 and I waited almost 2 weeks for my card to arrive. What I learned from calling Bank of America EDD (1-866-692-9374) is that they can actually tell you the exact status - whether your payment has been issued, if it went to an old card, and when your new/replacement card was mailed. The key thing is to call BofA directly, not EDD, since they handle all the card logistics. Also, make sure to check your SDI Online account daily because sometimes the payment status updates overnight even if you don't see it right away. The waiting is absolutely nerve-wracking when you have bills due, but the money will come through. Hang in there and definitely call BofA tomorrow morning - they'll give you way better information than trying to get through to EDD's phone system!
This is such great advice! I've been trying to get through to EDD for days with no luck, but calling Bank of America directly makes so much more sense since they're the ones handling the card side of things. It's reassuring to hear that they can give you specific details like when the card was mailed - that's exactly the kind of information I need right now. Your timeline of about 2 weeks from approval to card arrival gives me some hope that mine should be coming soon too. I'm definitely calling BofA first thing tomorrow morning. Thanks for sharing your experience and the specific phone number - this thread has been way more helpful than anything I could find on the official websites!
I'm dealing with the exact same situation right now! My claim was approved on 10/21 and I'm also still waiting for my card. This entire thread has been a lifesaver - I had absolutely no clue about the old card reuse policy until reading through everyone's experiences here. I'm pretty sure I had an unemployment card back in early 2023 that I definitely don't have anymore, so based on what everyone's saying, my disability payment probably got loaded onto that old card. I'm calling Bank of America EDD services tomorrow morning at 1-866-692-9374 like everyone recommended. It's honestly ridiculous that EDD doesn't explain any of this upfront - we shouldn't have to crowdsource information just to figure out where our approved benefits went! Thank you to everyone who shared their timelines and tips. This community is providing way better customer service than EDD itself. I'll update once I figure out what's going on with my payment!
You're absolutely right that EDD should explain this process better upfront! It's frustrating that so many of us have to figure this out the hard way. Since you had an unemployment card in early 2023, you're almost certainly in the same situation as everyone else here - your disability payment likely went to that old card. When you call BofA EDD tomorrow, they should be able to confirm this immediately and get a replacement card expedited. The good news is that once you know what's happening, most people seem to get their replacement cards within 7-10 business days. This thread really has become an unofficial EDD customer service center! Definitely keep us updated after your call tomorrow - your experience will help the next person who finds themselves dealing with this same confusing situation.
I've been following this thread religiously because I'm dealing with the exact same E316/E318 nightmare! š© You all have created the most comprehensive EDD troubleshooting guide I've ever seen - honestly better than anything on their official site. I wanted to share what's been working for me lately: I use a combination of the mobile app (game changer!) + incognito mode on desktop as my backup. But here's the weird part - I've noticed that if I get locked out on one device, I can sometimes still get in on the other immediately. It's like their system tracks devices separately?? š¤ Also, for anyone using assistive technology like I do, I found that temporarily switching to basic/simplified browser settings helps avoid conflicts with EDD's terrible accessibility. It shouldn't be this way, but at least it works. The fact that we've all become amateur IT specialists just to access our disability benefits is beyond ridiculous, but I'm so grateful for this community! Keep sharing solutions - we're literally saving each other's sanity here! šŖāØ
This is such a valuable observation about devices being tracked separately! 𤯠That could explain why some of us have success with one method and then it suddenly stops working. Having both the mobile app AND incognito desktop as backup options is really smart - it's like having multiple keys to the same broken lock! š Your point about assistive technology conflicts is so important too. It's absolutely unacceptable that people who need accessibility features have to disable them just to access disability benefits - the irony is infuriating! š” Thank you for sharing that workaround though, it could really help others in similar situations. You're so right that we've basically become an unofficial EDD support team! This thread has more useful solutions than their entire help section. It's amazing how this community has come together to solve what their actual IT department can't seem to figure out. Really appreciate you adding the device-switching strategy to our arsenal! š
I've been dealing with E316 and E318 errors for almost two months now and this thread is absolutely incredible! š You all have created the most comprehensive troubleshooting guide I've ever seen. I've tried pretty much everything mentioned here and wanted to share what's been working for me consistently: My current winning strategy is using the mobile app between 6-7 AM on weekdays (thanks to everyone who shared the timing tips!), but with a twist - I restart my phone completely before opening the app. Something about a fresh device boot seems to help avoid whatever session conflicts cause these errors. I also keep a "emergency backup plan" ready: Firefox in private mode with all extensions disabled + VPN to a different CA location. If the mobile app fails, I immediately switch to this setup without waiting. The most frustrating part is that I'm dealing with a chronic illness that makes mornings really difficult, but somehow that's when EDD's system works best. It's absolutely backwards that we have to wake up at dawn just to check our disability benefits! š¤ This community has literally saved my sanity - we've collectively figured out more solutions than EDD's actual support team. Thank you all for sharing your experiences and keeping each other going through this broken system! š
Hi everyone! I'm new to this community and currently going through the exact same stressful situation. My doctor just submitted my SDI paper extension forms yesterday for my carpal tunnel surgery recovery, and I'm already feeling that familiar anxiety about processing times and potential payment gaps! Reading through all these experiences has been incredibly reassuring - the consistent 10-14 business day timeline for paper forms gives me realistic expectations, even though it's definitely longer than I was hoping for. My doctor's office also refused to do online certification, saying something about "maintaining their standard procedures" - seems like we're all dealing with similar excuses! I'm definitely going to try that 8:02 AM calling strategy next week to confirm EDD received my forms and ask them to add a note to my account. I'm also setting up those text alerts right now based on everyone's recommendations. It's such a relief to find this supportive community - the waiting game is absolutely nerve-wracking when you're budgeting every penny, but knowing that others have successfully navigated this process and shared so many practical tips makes me feel much more confident. Thank you all for creating such a helpful space for people dealing with this stressful situation!
Welcome to the community! I'm also brand new here and just found this thread while searching for answers about my own SDI paper extension situation. My doctor submitted my forms about a week ago for my herniated disc recovery, and I've been checking my EDD account obsessively ever since! It's so frustrating how all our doctors seem to have these random policies against using the online system - mine said it was "too complicated" even though from what I've read here it's actually much simpler and faster. The 10-14 business day timeline everyone keeps mentioning is definitely stressful when you're living paycheck to paycheck, but this thread has given me so much valuable information and peace of mind. I had no idea about the 8:02 AM calling trick or the text alerts - I'm setting those up immediately! It's amazing how supportive everyone here is and how similar all our experiences are. The waiting really is the worst part, but reading about everyone's successful extensions gives me hope that we'll all get through this process okay. Thanks for joining the conversation and adding to this incredibly helpful community! š¤
Hi everyone! I'm completely new to this community and just found this thread while desperately searching for information about SDI paper extension processing times. My doctor submitted my extension paperwork three days ago after my ankle fracture recovery got extended, and I'm already feeling that all-too-familiar anxiety about timing and potential payment gaps! Reading through everyone's experiences here has been such a lifesaver - the consistent 10-14 business day timeline for paper forms gives me realistic expectations, even though it's definitely much longer than I was hoping for when my current benefits end next week. My doctor's office also flat-out refused to do the online certification, claiming they have a "policy" to only use paper forms - sounds like we're all dealing with the same frustrating excuses from medical offices! I'm absolutely going to try that 8:02 AM calling strategy next week to confirm EDD received my forms and ask them to add a note to my account. I'm also setting up those text alerts right now based on everyone's recommendations. It's incredibly comforting to find such a supportive community where people are sharing practical tips and real experiences - the waiting game is absolutely nerve-wracking when you're depending on every payment, but knowing that so many others have successfully navigated this process gives me real hope. Thank you all for creating such a helpful and understanding space for those of us dealing with this stressful situation!
Welcome to the community! I'm also completely new here and just submitted my paper extension forms yesterday after my wrist surgery recovery (similar to the original poster) got complicated. Finding this thread has been such a godsend - I was absolutely panicking about processing times and had no idea what to expect! The consistent 10-14 business day timeline everyone mentions is definitely nerve-wracking, especially when your benefits are ending soon like yours are. My doctor's office gave me the exact same "policy" excuse about only using paper forms - it seems like they all have the same script! I'm planning to call EDD at 8:02 AM early next week to confirm they received my forms and ask for that account note, and I just finished setting up the text alerts based on everyone's advice here. The anxiety about potential payment gaps is so real when you're counting every dollar during recovery, but this community has given me so much practical information and emotional support. It's amazing how we're all going through nearly identical experiences! Hang in there - from what I've read, the vast majority of people do get their extensions processed successfully, even if the waiting period feels endless. Thanks for sharing your situation and adding to this incredibly helpful thread! š¤
Ravi Gupta
Glad to hear you got it resolved! For anyone else reading this thread in the future, here's a quick summary of typical SDI payment timelines after medical certification: ⢠Best case scenario: 10-14 days ⢠Average scenario: 14-21 days ⢠Delayed scenario (with minor issues): 21-30 days ⢠Problem scenarios (verification issues, incomplete info): 30+ days Always remember that the 7-day waiting period doesn't count toward your benefit days and isn't paid. Payment typically covers the period beginning after the waiting period ends, assuming your claim is approved by then.
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Chloe Anderson
ā¢thanks for this summary! saving this for when i have my knee surgery next month. good to know what to expect with the timeline.
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Douglas Foster
I'm dealing with a similar situation right now - been waiting 18 days since my doctor submitted everything for my pregnancy-related disability claim. It's so stressful not knowing when the money will come, especially when you have bills to pay! Reading through these responses is both reassuring and concerning - reassuring that I'm not alone and will eventually get paid, but concerning that it might take another 2+ weeks. Has anyone found any patterns in terms of what day of the week payments typically get processed? I've heard some people say they only process payments on certain days.
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Miguel Ortiz
ā¢I've been tracking this pretty closely through my own claim and from what others have shared here. EDD seems to process SDI payments in batches, typically Tuesday through Thursday. I've never seen weekend processing. From what I observed, if your claim gets approved on a Friday, you'll likely see payment Tuesday/Wednesday of the following week. Also wanted to mention - pregnancy disability claims sometimes have additional verification steps since they involve both temporary disability and potential coordination with paid family leave later. Hang in there, the wait is brutal but you'll get through it!
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