Can I get EDD SDI benefits after being laid off? Unemployed with medical condition
I got laid off from my job on February 8th and have been dealing with some serious back problems since January (herniated disc). I didn't file for disability while employed because I was trying to work through it with physical therapy, but the pain is getting worse. Can I still apply for SDI disability now that I'm unemployed? My doctor is willing to certify my condition, but I'm confused if I qualify since I'm not technically leaving a job for medical reasons - I was already terminated. Does anyone know if EDD will approve disability in my situation? I haven't filed for unemployment yet if that matters.
32 comments


Dominic Green
yep u can get disability even if ur unemployed. i did this last yr. as long as ur doctor fills out the paperwork saying u cant work
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Evelyn Xu
•That's good to hear! Did you have to do anything special on the application since you weren't employed? Did they ask about your unemployment status?
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Hannah Flores
Yes, you can absolutely apply for SDI even if you're unemployed. The key requirement is having a medical condition that prevents you from working - which your herniated disc would qualify for if your doctor certifies it. Since you haven't filed for unemployment yet, apply for SDI instead (you can't collect both simultaneously). Make sure your doctor completes the medical certification form properly showing your condition began in January (while you were still employed). EDD will use your base period wages from the previous 5-18 months to calculate your benefit amount. One important note: since you've been unemployed since February 8th, apply as soon as possible. There's a 7-day waiting period, and benefits aren't retroactive beyond the application date in most cases.
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Evelyn Xu
•Thank you for the detailed explanation! I'll get my doctor to specify the January date when my condition started. Do you know if the application asks about employment status specifically? I'm worried about making a mistake.
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Hannah Flores
•The SDI application will ask about your last day of work and employer information. Be accurate about your February 8th termination date. There's a section where you can explain your situation - mention that your medical condition began in January while employed, but you were laid off before filing for disability. Be honest about the timeline and let the medical certification support your claim. Your base period earnings will determine your eligibility and benefit amount regardless of current employment status.
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Kayla Jacobson
I tried this and got DENIED!!! EDD said I wasn't eligible because I wasn't working when I filed my claim. They kept saying I should apply for unemployment instead. This whole system is BROKEN and they just want to deny everyone. Good luck but don't get your hopes up!!
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Hannah Flores
•I'm sorry you had that experience, but your situation might have been different. The key for the original poster is that their medical condition started in January while they were still employed. If they can document that with their doctor's certification, they should be eligible. The timing of when the disability began relative to employment is what matters most.
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Kayla Jacobson
•Maybe thats what happened with me then. My doctor didn't put the right date or something. The EDD people never explained anything clearly just kept transferring me around. I gave up after trying to call for 2 weeks straight!!!
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William Rivera
This reminds me of when my cousin tried to get disability after being laid off from his construction job. He had a shoulder injury he'd been working through for months. It took him forever to get benefits because he kept getting conflicting information about whether to file for UI or SDI. I think he finally got approved but had to appeal or something. Ask your doctor to be really specific about when your condition started and how it prevents you from working.
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Evelyn Xu
•Thanks for sharing that - it sounds like being super clear about the timeline is important. I'll definitely make sure my doctor is specific about when my back problems started.
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Grace Lee
Have you been able to reach EDD directly to ask about your situation? After struggling to get through on the phone for weeks, I discovered a service called Claimyr that got me connected to an actual SDI representative in under 25 minutes. They basically call EDD for you and transfer you once they get through. It saved me so much frustration when I had a complicated disability claim situation last month. Their website is claimyr.com and they have a video demo at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Highly recommend speaking directly with EDD about your specific situation since your case has that timeline element with the medical condition starting before termination.
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Evelyn Xu
•I haven't been able to get through at all - I'll definitely check out that service. You're right that I should probably speak directly with someone at EDD given my situation. Thanks!
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Dominic Green
•i used that claimyr thing too. worked pretty good. better than calling for 5 hours straight lol
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Mia Roberts
To clarify some of the confusion here: You can receive SDI benefits while unemployed if you meet these requirements: 1. You were either working or actively looking for work when your disability began 2. You lost wages due to your disability (not just from being laid off) 3. You earned enough money during your base period to establish a claim 4. You have medical certification documenting your disability Your situation seems to qualify since your medical condition started in January while you were still employed, though you were trying to work through it. Make sure your doctor clearly documents this timeline. When you apply, be prepared to answer questions about when your disability began versus when your employment ended. Be honest about the February 8th termination, but also clear that your medical condition started before that date. Also, if approved, your benefit rate will be based on your previous wages, not affected by your current unemployment.
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Evelyn Xu
•Thank you for breaking this down so clearly! I definitely meet those requirements. I was still working (though in pain) when the condition began, and I have medical records from January showing I was being treated for it. I'll make sure all of this is clear in my application.
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The Boss
wait so if u get disability does that mean u cant get unemployment later?? im confused about how these work together
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Mia Roberts
•That's correct - you cannot collect SDI and UI benefits for the same period. They're mutually exclusive programs: - SDI is for when you cannot work due to a medical condition - UI is for when you're physically able to work but unemployed If your medical condition improves and you're able to work again, but still haven't found employment, you could transition from SDI to UI at that point. But you must be medically cleared and able to work to qualify for unemployment benefits.
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The Boss
•ohhh ok thx that makes sense!
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Evelyn Xu
UPDATE: I wanted to let everyone know what happened. I applied for SDI and made sure my doctor documented that my condition started in January while I was still employed. I got approved! My weekly benefit amount is based on my wages from last year. It took about 10 days for the claim to be processed. I did have to call EDD once to clarify something on my application (used that Claimyr service someone mentioned - worked great). Thank you all for the helpful advice!
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Hannah Flores
•That's excellent news! Thanks for coming back to update us. It's always helpful for others to see successful outcomes for similar situations. I hope your recovery goes well!
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Dominic Green
•awesome! glad it worked out for u
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Javier Garcia
Congratulations on getting approved! This is such a helpful success story for others in similar situations. Your case really shows how important it is to have proper documentation of when the medical condition started relative to employment. I'm dealing with a similar timeline issue with a workplace injury that happened before my hours were cut, so this gives me hope. Thanks for taking the time to update everyone - it means a lot to see positive outcomes in this community!
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Miranda Singer
•@Javier Garcia Your situation sounds very similar to what I went through! The key really is documenting that timeline properly. Since your injury happened before your hours were cut, you should be in good shape as long as your doctor can clearly establish when the workplace injury occurred. I d'recommend gathering any medical records from right when the injury happened - even if it s'just an urgent care visit or initial treatment notes. That helped strengthen my case. Good luck with your application!
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StellarSurfer
This is such great information everyone! I'm in a somewhat similar boat - got injured at work in December but didn't think it was serious enough to file for disability until now when I'm realizing I really can't do my job anymore. Reading through all these responses really clarifies the timeline requirements. @Evelyn Xu congrats on getting approved! Did they ask you for any specific documentation beyond just the doctor's certification? Like pay stubs or anything to prove you were working when the condition started?
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GalacticGladiator
•@StellarSurfer Yes, they did ask for some additional documentation! Beyond the doctor's certification, I had to provide my last few pay stubs to show I was employed when the condition started in January. They also wanted my employment termination letter from when I was laid off in February. Having those documents ready actually helped speed up the process because it clearly showed the timeline - that I was working when the back problems began, even though I was later terminated for unrelated reasons. I'd recommend gathering any medical records from December when your injury first happened, plus recent pay stubs and any documentation of your current work limitations. Good luck with your application!
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Emily Thompson
This thread is incredibly helpful! I'm currently dealing with a similar situation - got laid off in January but have been struggling with chronic migraines that started back in November while I was still working. I kept pushing through thinking they'd get better, but they've gotten so much worse that I can barely function some days. My neurologist has been treating me since December and has all the documentation. Reading through everyone's experiences, especially @Evelyn Xu's success story, gives me hope that I might qualify for SDI even though I'm no longer employed. It sounds like the key is really proving that the condition started while I was still working and having proper medical documentation. I'm going to start gathering my medical records from November/December and reach out to my doctor about the certification form. Thanks to everyone who shared their experiences - both the successes and the challenges. It's so valuable to hear real stories from people who've been through this process!
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Peyton Clarke
•@Emily Thompson Your situation sounds very similar to what many of us have gone through! The fact that your neurologist has been treating you since December while you were still employed is exactly the kind of documentation you need. Chronic migraines can definitely qualify for SDI if they re'severe enough to prevent you from working - which it sounds like yours are. I d'suggest making sure your neurologist specifically notes in the certification that your migraines began in November while you were employed and have progressively worsened to the point where they prevent you from performing work duties. Also gather any treatment records, prescriptions, or imaging studies from that time period to support your timeline. The medical evidence showing continuous treatment since the onset will really strengthen your case. Best of luck with your application!
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Ingrid Larsson
This whole thread has been so educational! As someone who's been navigating the EDD system myself, I wanted to add that it's also worth noting that even if your initial application gets denied, you have appeal rights. I've seen cases where people were initially denied because of confusion about employment status vs. disability onset dates, but won their appeals with proper documentation. The appeal process can take time, but it's definitely worth pursuing if you believe you qualify. Make sure to keep copies of everything you submit and document all your interactions with EDD. And definitely don't let one denial discourage you - sometimes it takes persistence to get through their system, especially with more complex timeline situations like many of you are describing. @Evelyn Xu's success story really shows that it IS possible to get approved even when unemployed, as long as the medical condition predates the job loss. Great job coming back to share your positive outcome!
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Nia Williams
•@Ingrid Larsson Thank you for mentioning the appeal process - that s'such an important point! I was actually worried about getting denied initially, but knowing that there are appeal options definitely gives people hope to keep fighting for their benefits. It s'frustrating that the system can be so confusing, especially when you re'already dealing with health issues and financial stress from being out of work. Your advice about documenting everything is spot on - I kept detailed notes of every interaction I had with EDD, which really helped when I had questions about my application. It s'so valuable to have people like you sharing knowledge about the full process, not just the initial application steps!
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Luca Conti
Reading through this entire thread has been incredibly insightful! As someone who works in workers' compensation advocacy, I see cases like this regularly and wanted to emphasize a few key points that might help others: 1. **Medical onset date is crucial** - Your doctor's certification must clearly establish when your condition began, not just when you finally decided to seek treatment or file for benefits. 2. **Base period wages matter** - Even if you're currently unemployed, SDI benefits are calculated based on your earnings during the base period (typically 5-18 months prior), so gather those wage records. 3. **Don't wait** - The longer you delay filing after your condition prevents you from working, the more complicated it becomes to establish the connection between your disability and your work history. @Evelyn Xu's case is a perfect example of how proper documentation and timing can lead to approval even in complex situations. The fact that she had medical treatment records from January while still employed made all the difference. For anyone facing similar situations, consider consulting with a disability advocate or attorney if your case gets denied. Sometimes having professional help navigate the appeals process can make the difference between getting benefits or not.
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Ava Garcia
•@Luca Conti This is such valuable professional insight! Your point about the medical onset date being crucial really resonates with what we ve'seen throughout this thread. It seems like so many denials happen because people don t'establish that timeline properly with their doctors. I m'curious - in your experience with workers comp' cases, do you see a lot of people who wait too long to file and then struggle to prove the connection between their condition and their work history? It sounds like timing is everything with these applications, especially for those of us dealing with layoffs or job changes around the same time our health issues developed. Thanks for sharing your professional perspective - it s'really helpful to get expert advice alongside all the personal experiences people have shared here!
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Benjamin Johnson
•@Luca Conti Thank you so much for this professional perspective! Your three key points really help clarify what I need to focus on. I m'currently in a similar situation to the original poster - dealing with a workplace injury that started before I was laid off, and I ve'been hesitating to file because I wasn t'sure if I d'qualify. Your point about not waiting really hits home. I ve'been putting off the application thinking I needed to be more "disabled or" something, but it sounds like I should file now while the timeline is still clear. Do you have any advice on what specific language to ask my doctor to use when establishing the onset date? I want to make sure they document it in a way that EDD will understand and accept.
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