Can I get EDD SDI benefits after being laid off? Unemployed with medical condition
I got laid off from my job on February 8th and have been dealing with some serious back problems since January (herniated disc). I didn't file for disability while employed because I was trying to work through it with physical therapy, but the pain is getting worse. Can I still apply for SDI disability now that I'm unemployed? My doctor is willing to certify my condition, but I'm confused if I qualify since I'm not technically leaving a job for medical reasons - I was already terminated. Does anyone know if EDD will approve disability in my situation? I haven't filed for unemployment yet if that matters.
21 comments
Dominic Green
yep u can get disability even if ur unemployed. i did this last yr. as long as ur doctor fills out the paperwork saying u cant work
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Evelyn Xu
•That's good to hear! Did you have to do anything special on the application since you weren't employed? Did they ask about your unemployment status?
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Hannah Flores
Yes, you can absolutely apply for SDI even if you're unemployed. The key requirement is having a medical condition that prevents you from working - which your herniated disc would qualify for if your doctor certifies it. Since you haven't filed for unemployment yet, apply for SDI instead (you can't collect both simultaneously). Make sure your doctor completes the medical certification form properly showing your condition began in January (while you were still employed). EDD will use your base period wages from the previous 5-18 months to calculate your benefit amount. One important note: since you've been unemployed since February 8th, apply as soon as possible. There's a 7-day waiting period, and benefits aren't retroactive beyond the application date in most cases.
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Evelyn Xu
•Thank you for the detailed explanation! I'll get my doctor to specify the January date when my condition started. Do you know if the application asks about employment status specifically? I'm worried about making a mistake.
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Hannah Flores
•The SDI application will ask about your last day of work and employer information. Be accurate about your February 8th termination date. There's a section where you can explain your situation - mention that your medical condition began in January while employed, but you were laid off before filing for disability. Be honest about the timeline and let the medical certification support your claim. Your base period earnings will determine your eligibility and benefit amount regardless of current employment status.
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Kayla Jacobson
I tried this and got DENIED!!! EDD said I wasn't eligible because I wasn't working when I filed my claim. They kept saying I should apply for unemployment instead. This whole system is BROKEN and they just want to deny everyone. Good luck but don't get your hopes up!!
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Hannah Flores
•I'm sorry you had that experience, but your situation might have been different. The key for the original poster is that their medical condition started in January while they were still employed. If they can document that with their doctor's certification, they should be eligible. The timing of when the disability began relative to employment is what matters most.
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Kayla Jacobson
•Maybe thats what happened with me then. My doctor didn't put the right date or something. The EDD people never explained anything clearly just kept transferring me around. I gave up after trying to call for 2 weeks straight!!!
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William Rivera
This reminds me of when my cousin tried to get disability after being laid off from his construction job. He had a shoulder injury he'd been working through for months. It took him forever to get benefits because he kept getting conflicting information about whether to file for UI or SDI. I think he finally got approved but had to appeal or something. Ask your doctor to be really specific about when your condition started and how it prevents you from working.
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Evelyn Xu
•Thanks for sharing that - it sounds like being super clear about the timeline is important. I'll definitely make sure my doctor is specific about when my back problems started.
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Grace Lee
Have you been able to reach EDD directly to ask about your situation? After struggling to get through on the phone for weeks, I discovered a service called Claimyr that got me connected to an actual SDI representative in under 25 minutes. They basically call EDD for you and transfer you once they get through. It saved me so much frustration when I had a complicated disability claim situation last month. Their website is claimyr.com and they have a video demo at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Highly recommend speaking directly with EDD about your specific situation since your case has that timeline element with the medical condition starting before termination.
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Evelyn Xu
•I haven't been able to get through at all - I'll definitely check out that service. You're right that I should probably speak directly with someone at EDD given my situation. Thanks!
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Dominic Green
•i used that claimyr thing too. worked pretty good. better than calling for 5 hours straight lol
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Mia Roberts
To clarify some of the confusion here: You can receive SDI benefits while unemployed if you meet these requirements: 1. You were either working or actively looking for work when your disability began 2. You lost wages due to your disability (not just from being laid off) 3. You earned enough money during your base period to establish a claim 4. You have medical certification documenting your disability Your situation seems to qualify since your medical condition started in January while you were still employed, though you were trying to work through it. Make sure your doctor clearly documents this timeline. When you apply, be prepared to answer questions about when your disability began versus when your employment ended. Be honest about the February 8th termination, but also clear that your medical condition started before that date. Also, if approved, your benefit rate will be based on your previous wages, not affected by your current unemployment.
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Evelyn Xu
•Thank you for breaking this down so clearly! I definitely meet those requirements. I was still working (though in pain) when the condition began, and I have medical records from January showing I was being treated for it. I'll make sure all of this is clear in my application.
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The Boss
wait so if u get disability does that mean u cant get unemployment later?? im confused about how these work together
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Mia Roberts
•That's correct - you cannot collect SDI and UI benefits for the same period. They're mutually exclusive programs: - SDI is for when you cannot work due to a medical condition - UI is for when you're physically able to work but unemployed If your medical condition improves and you're able to work again, but still haven't found employment, you could transition from SDI to UI at that point. But you must be medically cleared and able to work to qualify for unemployment benefits.
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The Boss
•ohhh ok thx that makes sense!
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Evelyn Xu
UPDATE: I wanted to let everyone know what happened. I applied for SDI and made sure my doctor documented that my condition started in January while I was still employed. I got approved! My weekly benefit amount is based on my wages from last year. It took about 10 days for the claim to be processed. I did have to call EDD once to clarify something on my application (used that Claimyr service someone mentioned - worked great). Thank you all for the helpful advice!
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Hannah Flores
•That's excellent news! Thanks for coming back to update us. It's always helpful for others to see successful outcomes for similar situations. I hope your recovery goes well!
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Dominic Green
•awesome! glad it worked out for u
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