CalWORKs SAR7 confusion - can benefits decrease even though I'm under the IRT working IHSS?
So frustrated right now. I just started working as an IHSS provider for my grandmother (24 hrs/week) and I'm making about $1,820 monthly. I thought as long as I stayed under the Income Reporting Threshold (IRT) for my household size (which is $2,750), my benefits wouldn't change until recertification? I reported my new job on my SAR7 like I'm supposed to, and when I got my Notice of Action yesterday, they REDUCED my Cash Aid by $312! When I called my worker, she said the IRT is just a reporting requirement limit and doesn't mean my benefits won't change if I report income below it. That doesn't make sense to me - why even have an IRT then? I thought the whole point was that benefits stay stable for 6 months unless you go over that amount. Is she right about this? Should I request a hearing to fight this reduction? I'm really struggling right now and that money makes a huge difference for me and my kids.
15 comments

Ezra Collins
Unfortunately, your worker is correct. The IRT (Income Reporting Threshold) is just the amount that requires immediate reporting between your regular SAR7 reports. If your income is under the IRT, you still have to report it on your SAR7, and they will adjust your benefits based on that income. The IRT doesn't mean your benefits stay the same - it just means you don't have to report income changes until your regular SAR7 is due (as long as you stay under that threshold). CalWORKs Cash Aid is reduced as your income increases. Typically, after disregards, they reduce your grant by about $1 for every $2 you earn. So your $1,820 income would reduce your grant by quite a bit even though it's under your IRT.
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Emily Parker
AuthorBut that doesn't make any sense? What's even the point of the IRT then? I thought it was a stability measure so you could budget for 6 months at a time without constantly having changing benefit amounts. I'm so confused about this whole system.
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Victoria Scott
The same thing happened to me when I got a part-time job at Walmart!!! I was SO MAD because I was way under my IRT too!! I filed for a hearing and I LOST because turns out the IRT is just about WHEN you have to report income, not WHETHER your benefits change. It's super confusing and nobody explains it right!! 😡😡😡
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Benjamin Johnson
theres different rules for calfresh vs calworks. maybe ur thinking of the calfresh rules? my ebt food stamps dont change mid-period even if i report income on sar7 as long as under irt but cash aid always gets reduced with any income pretty much
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Zara Perez
This is exactly right. CalFresh and CalWORKs have different rules about mid-period adjustments. For CalFresh, if you report income under your IRT on your SAR7, they generally won't reduce your benefits until recertification (with some exceptions). But for CalWORKs Cash Aid, any income you report on your SAR7 will cause an adjustment, even if it's under your IRT. The IRT is just the threshold for when you need to report BETWEEN regular reporting periods.
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Daniel Rogers
You should definitely request a state hearing if you're not satisfied with the explanation. You have 90 days from the date on your Notice of Action to request it. Even if the worker is correct, the hearing officer will explain everything clearly and you'll at least understand why this happened. Call the number on your NOA to request one. It can be really hard getting through to ask questions through the regular county lines though. I was having similar issues getting explanations about my SAR7 processing and was getting disconnected constantly. I finally used Claimyr.com to get through to a real person - they have this service where they call the county for you and connect you when a worker answers. They even have a video demo at https://youtu.be/jzISHxCPLwE that shows how it works. Honestly it saved me hours of frustration.
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Emily Parker
AuthorThanks for the tip. I might need to try that Claimyr thing because I've been calling for 3 days now and either get disconnected or told the wait is over 2 hours. Is it worth requesting a hearing though if the worker is technically right? I don't want to waste time if I have no chance.
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Zara Perez
To clarify about the IRT (Income Reporting Threshold) since there seems to be confusion: 1. For CalWORKs Cash Aid: The IRT is ONLY about when you must report income changes outside your regular SAR7 reporting period. If your income is below the IRT, you wait until your next SAR7 to report it. If it's above, you must report it within 10 days. BUT either way, once you report income on your SAR7, they will adjust your Cash Aid based on that income, even if it's below your IRT. 2. For CalFresh (food stamps): The rules are different. If you report income under the IRT on your SAR7, they generally won't reduce your benefits until recertification (with some exceptions). The system is designed this way because Cash Aid is meant to supplement income, not replace it. As your income increases, your need for Cash Aid decreases. Unfortunately, this creates a challenging transition period where you're working more but may not feel financially better off initially.
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Aaliyah Reed
yep thats how it worked for me too. my calworks went down when i started my job but my calfresh stayed the same till recert. system makes no sense!
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Ella Russell
my worker told me that IHSS income is treated differently sometimes. did they take the full amount or did they exempt some? I think theres some special income exemptions for caregivers but I dunno if that applies for calworks or just medi-cal. might wanna ask specifically about IHSS income rules
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Ezra Collins
While a hearing probably won't change the outcome, it could be helpful for fully understanding your benefits. If you do request one, come prepared with specific questions about how your income was calculated and what disregards were applied. You should know that CalWORKs does have income disregards that might help: 1. The first $450 of your disability-based income is disregarded (IHSS might qualify) 2. There's also a standard $450 earnings disregard for regular income 3. After that, 50% of your remaining earned income is disregarded So if you're earning $1,820 monthly, they should be calculating roughly: $1,820 - $450 = $1,370 50% of $1,370 = $685 Only about $685 should be counting against your cash grant. If they counted more than that, definitely ask for clarification or request a hearing.
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Emily Parker
Thank you everyone for explaining. I think I understand now - the IRT is just about WHEN I have to report, not about whether my benefits change. And CalFresh and CalWORKs have different rules about mid-period adjustments. I'm going to check my NOA carefully to see how they calculated everything and make sure they applied those income disregards correctly. I'll probably still request a hearing just to make sure everything was calculated right. It's just really hard going from no income to some income but then losing benefits at the same time. Makes it feel like I'm not getting ahead.
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Zara Perez
That's completely understandable. The transition from benefits to employment can be really challenging financially and emotionally. One more thing to consider - make sure you're getting the Earned Income Tax Credit (EITC) when you file taxes. It's a significant benefit for working parents with lower incomes that can make a big difference. Also, now that you're working, check if you qualify for CalWORKs childcare assistance if you have children. That benefit continues even after your cash aid ends and can be worth much more than the cash aid itself.
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Victoria Scott
ALSO!!!! Make sure to check if they gave you the correct earned income disregards!!! When this happened to me they messed up the calculation and weren't giving me the right disregards!!! I had to fight for months to get it fixed and get backpay!!!!
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Julian Paolo
I'm going through something similar right now! Just started working part-time and was shocked when my cash aid got reduced even though I was under my IRT. Reading all these responses really helped me understand the difference between CalFresh and CalWORKs rules - I had no idea they were different! One thing that might help you @Emily Parker - when you call to request that hearing, ask them to walk you through the exact calculation they used step by step. Sometimes workers make mistakes with the income disregards and it's worth double-checking. I've heard of people getting backpay when errors were found. Also, I know it feels discouraging when you're working but not feeling like you're getting ahead financially. But remember that work history and experience with IHSS could lead to more hours or better opportunities later. You're building toward something even if it doesn't feel like it right now. Hang in there!
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