What's the IRT income threshold for a CalWORKs family of 3 in 2025?

i think its like $2,700 now for 3 ppl but dont quote me on that. i know they raised it recently. better to report early then sorry tho

The IRT for a CalWORKs family of 3 is $2,823 per month as of January 2025. This is your gross income (before taxes) and includes both earned and unearned income. At $1,550/month, you're below the threshold, so you don't need to report until your next SAR7 - but keep all your paystubs for verification. Remember though, if you start earning more and go above the IRT before your next reporting period, you MUST report within 10 days or you could face an overpayment. Your IRT amount should be printed on the bottom of your last approval notice.

also dont forget that when u report income on ur sar7 they gonna reduce ur cash aid based on it. when i started working part time they cut mine by like half the amount i was making

There's definitely an earned income disregard! For CalWORKs, they disregard the first $225 of earned income, then 50% of the remainder. So with your $1,550 income: $1,550 - $225 = $1,325 Then only half of that ($662.50) counts against your grant. This is why it's actually beneficial to report earned income properly - the disregard means your total income (work + reduced CalWORKs) will be higher than just CalWORKs alone.

Just want to add that the IRT amounts did change this year. The IRT for 3 people is now $2,823 as someone mentioned. Be very careful about tracking your income if you get close to this amount - going over even by $1 requires reporting within 10 days. The county does NOT mess around with overpayments. I learned this the hard way when I got a bonus at work that pushed me over the IRT. Didn't report it because I didn't realize it counted, and ended up with a $780 overpayment I'm still paying back. 😩

No, overtime is just counted as regular earned income. It all gets added together in your gross income for the month. The important thing is to track ALL money coming in - regular pay, overtime, bonuses, side gigs, etc. They all count toward your IRT. One more tip - the income is counted when you RECEIVE it, not when you earn it. So if you work extra in June but don't get paid until July, that counts for July's income.

I've been trying to reach my CalWORKs worker for WEEKS about my IRT questions too (family of 4) and kept getting disconnected or waiting hours on hold. Finally tried this service called Claimyr (claimyr.com) after my neighbor recommended it. They connected me to my county worker in about 15 minutes instead of hours. There's a video showing how it works: https://youtu.be/jzISHxCPLwE Might be worth trying if you need to confirm your specific IRT with your worker or have other questions. It seriously saved me so much frustration.

Can someone explain the difference between SAR7 and IRT reporting?? I always get so confused about what I'm supposed to report when. My worker told me something at my last interview but I totally forgot and now I'm scared I might be missing something important. Does the SAR7 have anything to do with the IRT??

Thanks everyone for all the helpful information! I checked my last notice and found my IRT amount - it is indeed $2,823. My hours are staying steady for now so I'm well under that threshold. I'll just make sure to report everything accurately on my next SAR7 and keep all my paystubs. It's also good to know about that income disregard - makes me feel better about working more hours since not all of it will count against my grant.

Just wanted to jump in as someone who recently went through this! I'm also a family of 3 and had similar concerns when I started working. The $2,823 IRT is correct, and I found it really helpful to set up a simple spreadsheet to track my monthly income - especially since my hours vary week to week. One thing that caught me off guard was that they count ALL income sources toward the IRT, not just your main job. So if you do any side work, get child support, or have any other income, make sure to include that too. I almost went over my IRT because I forgot to count a small freelance payment I received. Also, definitely keep Paolo's advice in mind about the earned income disregard - it really does make a difference in your final grant amount!