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Maya Jackson

What exactly is an IRT for CalFresh? Got a letter mentioning it but don't understand the consequences

So I got a letter from the county about my CalFresh benefits mentioning something called an 'IRT' that I supposedly need to report if I go over. I honestly have no idea what this means or why it matters. The letter says my household IRT is $2,700 monthly but doesn't really explain what happens if I earn more than that. I'm worried because I might pick up some extra shifts at work next month and could go over this amount. Will they immediately cut off my benefits? Is this different from the regular income reporting on the SAR7? I'm confused and don't want to lose my food assistance by accident.

IRT stands for Income Reporting Threshold. It's basically the income limit that requires you to report changes BEFORE your regular SAR7 is due. If your household's total monthly income goes above your IRT ($2,700 in your case), you must report it to the county within 10 days of the change. This is separate from your regular SAR7 reporting.

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Thanks! So if I go over that amount even for just one month, I need to tell them right away? Will they automatically reduce my benefits?

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i went thru this last year, my irt was like 2400 or something and i got overtime for 2 weeks and had to report it. they didnt cut me off completely but did lower my benefits for a couple months. its annoying but u HAVE to report it or they can say u got an overpaymnt later

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Oh that's good to know they don't just cut you off completely. I'm still confused about how to actually report it though. Do I need to fill out a special form or just call them?

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THEY ARE ALWAYS LOOKING FOR WAYS TO CUT YOUR BENEFITS!! That's what this IRT thing is really about. I went over by just $50 ONE TIME and they slashed my benefits by $100 the next month. They don't care if it's a one-time thing or if you have extra expenses that month. The system is designed to trip people up.

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That's not entirely accurate. The IRT reporting requirement is actually a federal rule, not something California made up to trip people up. If your benefits were reduced after reporting over-IRT income, it's because benefits are calculated based on income. However, they should only reduce - not terminate - unless you're consistently over the gross income limit for several months.

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To directly answer your question: The IRT (Income Reporting Threshold) is the income level at which you must report to CalFresh BEFORE your next regular SAR7 reporting period. It's set at 130% of the Federal Poverty Level for your household size. Here's what happens if you go over: 1. You must report within 10 days of receiving income that puts you over the IRT 2. The county will recalculate your benefits based on the new income 3. They'll send you a Notice of Action explaining any changes 4. Your benefits might be reduced, but you won't automatically lose eligibility Going over IRT for one month usually results in a benefit reduction, not termination. You'd only lose eligibility if your income consistently exceeds the program's gross income limit.

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Thank you for the detailed explanation! That makes me feel better. Is there a specific form I need to fill out to report going over the IRT or do I just call my caseworker?

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Similar thing happened to me when I was working extra hours during holiday season! You can report going over IRT using the BenefitsCal website (that's what I did), or call your county office. Just make sure you do it within 10 days of when you get the paycheck that puts you over. They'll ask for proof of the income (like paystubs). I had such a hard time reaching someone at the county office though - kept getting disconnected after 45+ minutes of waiting. I finally used a service called Claimyr (claimyr.com) that held my place in line and had a worker call me back. Saved me hours of frustration! They have a demo video showing how it works: https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 But yeah, don't stress too much about the IRT thing. Just report it and you'll be fine!

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thx for sharing that website thing! gonna try it next time. i spent 2 hrs on hold last month trying to fix a problem with my ebt card and then got disconnected 😠

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Does anyone know if I have to report going over IRT if it's just a one-time bonus? My work is giving everyone a $500 bonus next month but my regular pay stays the same. Does that count toward IRT? sorry to hijack the thread but seems related

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Yes, you do need to report the bonus if it pushes your total monthly income over your IRT. Even one-time payments count toward your monthly income for CalFresh purposes. Better to report it than risk an overpayment issue later.

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I think everyone is making this more complicated than it is. IRT is just a fancy way of saying "tell us if you make more money than we expect" lol. They just want to know if your situation changes a lot so they can adjust your food stamps. I never bothered reporting when I went a little over and nothing bad happened to me.

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I strongly advise against not reporting when your income exceeds the IRT. While you might not face immediate consequences, the county regularly conducts income verifications through tax records and employer reporting. If they discover unreported over-IRT income later, you could face an overpayment claim, benefit reduction to recoup the overpayment, and potentially an intentional program violation if they determine you deliberately failed to report.

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Thank you everyone for the helpful explanations! I'm going to make sure I report if I go over the $2,700 threshold. I'll try the BenefitsCal website first since that seems easiest. I'm relieved to know they won't just cut me off completely if it's a temporary income increase. I appreciate all your help!

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good luck! just remember to keep ur paystubs as proof. they always want proof of everything lol

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Just wanted to add that if you're worried about remembering to report within the 10-day window, you can set a reminder on your phone for when you expect to get that extra pay. I learned this the hard way when I almost missed the deadline after picking up overtime shifts. Also, keep in mind that the 10 days starts from when you RECEIVE the income (like when your paycheck hits your account), not when you work the extra hours. The county workers are usually pretty understanding if you're proactive about reporting - it's way better than them finding out later through their system checks.

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Im only getting 1294.00 and it say my income is high

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Irma, sorry for the late reply. The IRT is the income level where you have to report: if your household's gross monthly income goes over it, tell the county within 10 days. Benefits can be lowered or stopped based on income over the IRT, and not reporting can create an overpayment. If you think your amount is wrong, ask your worker for the budget they used (income and deductions). If you still disagree, you have 90 days to request a state hearing.

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