CalWorks

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Ask the community...

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I've been using CalWORKs direct deposit for about 18 months now and it's honestly been a lifesaver! I was in the exact same situation as you - checks getting delivered to the wrong address, arriving late, etc. The direct deposit has been incredibly reliable. My payment shows up in my account at the same time every month, usually around 3am on payment day. A few things that helped me during setup: I submitted my CA 183 form about 3 weeks before my next payment date to give plenty of processing time. Also, I made sure to keep a copy of everything for my records (the completed form, my voided check, and later the confirmation letter). The county can be slow to process paperwork sometimes, but once it's in the system it works like clockwork. One thing to be aware of - if you ever need to update your banking information, submit the new form as early as possible. Any changes take time to process and you don't want to be stuck waiting for a paper check if there are delays. Overall though, I'd definitely recommend making the switch. The peace of mind is worth it!

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This is exactly the kind of detailed, practical advice I was hoping to find! I really appreciate you sharing your experience over 18 months - that gives me a lot of confidence that this isn't just good in the short term but actually reliable long-term. The 3am timing is perfect since I usually check my account first thing in the morning anyway. I'm definitely going to follow your advice about keeping copies of everything and submitting the form well ahead of my payment date. It sounds like the initial setup requires some patience but then it just runs smoothly. Thanks for taking the time to share such helpful details about the whole process!

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I just wanted to add my perspective as someone who works at a bank - we see CalWORKs direct deposits come through all the time and they're generally very reliable once set up. A couple of banking tips that might help: First, make sure your account is in good standing before switching (no negative balances, overdraft fees paid off, etc.) because any existing fees could eat into your payment. Second, if you're with a smaller community bank or credit union, they often process government payments faster than big national banks. And finally, keep your account active with small transactions even if you don't use it much - some banks will freeze inactive accounts which could cause your direct deposit to bounce back. The CA 183 form is pretty straightforward, and most bank tellers can help you figure out what info you need if you're not sure about routing numbers or account numbers. Good luck with the switch!

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This is really valuable insight from someone who works in banking! I hadn't thought about keeping the account active with small transactions - that's such a practical tip that could prevent a lot of headaches down the road. The point about community banks and credit unions processing government payments faster is interesting too. I'm with a local credit union so that's encouraging to hear. I'll definitely make sure to clear up any account issues before submitting my CA 183 form. It's really helpful to get perspective from both the recipient side and the banking side of how these payments work. Thanks for sharing your professional insights!

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Just wanted to add my experience - I successfully set up direct deposit about 6 months ago and it's been working great! A few tips that helped me: 1. When filling out form CW 2208, use black ink and write very clearly - I've heard messy handwriting is a common reason for rejection 2. Double-check your routing and account numbers against your bank's website, not just your checks (sometimes printed checks have errors) 3. If you submit through BenefitsCal, take screenshots of the upload confirmation page in case you need proof later 4. Keep using your EBT card for a few cycles after submitting - don't assume it worked until you see the money in your bank account The whole process took about 3 weeks for me from submission to first direct deposit. Way better than dealing with the EBT card for cash! Good luck getting yours set up.

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This is exactly the kind of detailed advice I was looking for! Thank you for sharing your experience. The tip about double-checking routing numbers on the bank website is really smart - I never would have thought of that. I'm definitely going to take screenshots when I upload everything too. It's so reassuring to hear from someone who actually got it working successfully!

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I went through this exact same process last month and wanted to share what worked for me! After reading all the comments here, I downloaded form CW 2208 from my county's website (didn't even need to call). The key things that made my submission successful: - Used the BenefitsCal upload method mentioned by @Angelica Smith - so much faster than mailing - Got a bank verification letter instead of using a voided check (my bank gave me this for free) - Made sure to sign and date EVERYTHING on the form - Uploaded a crystal clear scan, not a blurry phone photo The whole thing took about 10 days to process and I got a confirmation message through BenefitsCal when it was approved. Now my Cash Aid goes straight to my checking account on the same day it would have hit my EBT card. Still keep the EBT card though since CalFresh benefits stay on there like others mentioned. Hope this helps someone avoid the phone wait times!

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Congratulations on taking the job! That's such great news. I went through something similar about 6 months ago when I started working part-time. One thing that really helped me was keeping detailed records of all my paystubs and any communication with my worker about how they calculated my benefits. It made the monthly reporting so much easier. Also, if you haven't already, ask your worker about any work-related expense deductions you might be eligible for - things like uniforms, transportation costs, or even childcare expenses above what they cover. Every little bit helps when you're transitioning to work while still on benefits. Hope the new job goes well for you and your daughter! It sounds like you did your research and made a smart decision.

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Mei Lin

This is such good advice about keeping detailed records! I'm definitely going to start doing that from day one. I never thought about work expense deductions either - do you know what kinds of transportation costs they typically allow? I'll be taking the bus to work and that's going to add up over time. Thanks for the encouragement too, I'm really nervous but excited to get started!

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That's awesome that you took the job! I'm so glad it worked out. For anyone else reading this who might be in a similar situation, I want to add that it's also worth asking your worker about the CalWORKs WTW (Welfare-to-Work) program if you haven't already. They can sometimes provide additional support like help with work clothes, tools, or even gas cards for transportation to work. Also, don't be discouraged if your first few benefit calculations seem confusing or if there are delays in processing your income changes. The system can be slow to adjust, but as long as you report everything on time with your SAR forms, they'll make any necessary corrections and backdate them. One more thing - if you ever get a raise or your hours increase, don't panic about losing benefits immediately. The income disregards mean you can actually earn quite a bit more before you completely phase out of assistance. Good luck with your new job!

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I'm so glad I found this thread! I just submitted my SAR7 yesterday and was already starting to worry when I saw it still shows "pending review" this morning. Reading everyone's experiences really helps calm my nerves - especially knowing that 5-10 business days is totally normal and that benefits continue as long as we met the deadline. @cc288379ec13 thanks for sharing your whole journey from worry to resolution, and @dac71e00e811 that specific question about whether it was "received and considered complete" is so helpful. I'm bookmarking this thread in case I need to call later. It's amazing how much clearer things become when you hear from people who've actually been through the process instead of trying to decode the official websites!

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You're so smart to find this thread early in your process! I wish I had found resources like this when I was going through my first SAR7. One thing I learned is that taking those screenshots of your confirmation page (like @cc288379ec13 did) is really important - it gives you proof of submission and the exact time/date if you ever need it. The "pending review" status is totally normal and honestly, checking it obsessively just makes the anxiety worse (speaking from experience!). Focus on the fact that you submitted it on time and your benefits are protected. This community really is a lifesaver for getting real answers instead of the confusing official information!

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Reading through this entire thread has been incredibly educational! As someone who's been on CalWORKs for about 6 months now, I've submitted 3 SAR7s and each time I still get that same anxiety while waiting for processing. What I've learned is that the "pending review" status can last anywhere from a few days to several weeks, but as long as you submitted before the deadline, you're protected. One tip I'd add: if you're really stressed about it, you can also check if your county has online chat support through their website - some counties offer this and it's sometimes faster than calling. Also, keep records of EVERYTHING - confirmation numbers, screenshots, dates you called, who you spoke with. I started doing this after my second SAR7 and it's saved me so much stress. @cc288379ec13 I'm really glad you got confirmation that everything was received! It's such a relief when you can actually talk to someone and get real answers.

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Congratulations on the job offer! This is such exciting news and you absolutely should take it. Everyone here has given you fantastic advice about the income disregards and how you'll still qualify for benefits while working. I wanted to share my experience as someone who made this exact transition about 18 months ago. With your $2,450 monthly income and 2 kids, you'll definitely still qualify for some assistance after the $450 disregard and 50% calculation on the remaining income. Your countable income will be around $1,000, which means you'll likely get reduced cash aid but keep full CalFresh and Medi-Cal. Here's what I wish someone had told me: the first month or two can feel chaotic as you adjust to working while managing benefit changes, but it gets so much easier once you establish a routine. Make sure to set up a simple filing system for all your work documents from day one - pay stubs, work schedules, any correspondence with your caseworker. This will save you so much stress later. Also, when you call Monday to report your job, ask about any "return to work" bonuses or incentives your county might offer. Some counties provide small one-time payments or gift cards to help with work-related startup costs like uniforms or transportation. The financial improvement is real - between your wages, partial benefits, childcare assistance, and tax credits, you'll be in such a better position than benefits alone. Take that job with confidence! You're setting up your family for real stability and independence.

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Congratulations on the job offer! This is such an exciting opportunity and you should definitely take it. Everyone here has given you amazing advice about how the income disregards work, but I wanted to add something from my recent experience. I was in almost the exact same situation 6 months ago - $2,300/month job offer with 2 kids, terrified of losing my $845 cash aid. Turns out the income disregards really do work like everyone explained! With your $2,450 income, after the $450 disregard and 50% calculation, your countable income will be around $1,000, so you'll still get some cash aid plus keep all your other benefits. One thing that really helped me was calling the CalWORKs customer service line at 1-877-847-3663 instead of trying to reach my individual caseworker. They were able to run the calculations over the phone and tell me exactly what my new benefit amount would be before I even reported the job. It made me feel so much more confident about the decision. Also, definitely ask about the childcare assistance right away! That benefit alone saved me over $800/month in daycare costs, which more than made up for the reduction in my cash aid. You're going to be so much better off financially with work income + partial benefits + childcare support + those tax credits everyone mentioned. Take that job - you've got this!

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This is incredibly helpful! I didn't know about that customer service line - that's such a great tip for getting the calculations done before actually reporting the job. Being able to know exactly what my new benefit amount will be ahead of time would definitely give me peace of mind about making this decision. I'm going to call that number tomorrow to get the math worked out, and then call to officially report the job on Monday. It's so reassuring to hear from someone who was in almost the exact same situation with similar income and family size - and that you came out so much better financially! The childcare assistance saving you $800/month is huge - that really puts the whole picture in perspective. I'm definitely taking this job now. Everyone in this thread has been absolutely amazing with sharing their experiences and practical advice. I went from being terrified about this decision to feeling genuinely excited about the opportunity. Thank you so much for the specific phone number and for sharing your success story!

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