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Mary Bates

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Just wanted to add something that helped me when I went through this with my nephew - keep copies of EVERYTHING you submit. The county has a habit of "losing" paperwork, and having your own copies saved me from having to restart the process multiple times. Also, when you get that school letter, ask them to include the date she enrolled at your address. That creates a clear timeline showing when she moved in with you. Some schools will also note in the letter that she's been attending regularly, which shows stability. One more tip - if your worker seems confused about the caretaker relative rules or gives you wrong information, don't be afraid to ask to speak with a supervisor. Not all workers are familiar with these situations, but supervisors usually know the policy better. You have every right to include your sister on your case as long as she's living with you full-time.

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Ethan Taylor

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This is excellent advice! I definitely learned the hard way about keeping copies when I dealt with benefit issues last year. They "lost" my paperwork twice and I had to resubmit everything. Now I make copies of everything and even take photos with my phone as backup. The tip about asking the school to include the enrollment date is really smart - I wouldn't have thought to be that specific, but having that timeline documented will probably make the whole process smoother. And you're absolutely right about not being afraid to ask for a supervisor if the worker doesn't seem to know the rules. I've found that sometimes the front-line workers aren't as familiar with less common situations like this. Thanks for sharing these practical tips - they're going to save me a lot of potential headaches!

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Mateo Sanchez

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I work with families in similar situations and wanted to share some additional resources that might help. The California Department of Social Services has a specific handbook section (MPP 82-823) that covers adding household members who are caretaker relatives - you can reference this if your worker seems uncertain about the process. One thing I'd recommend is asking your sister if she has her birth certificate or any medical records that show your family relationship. While not always required, having documentation that proves you're siblings can make the process smoother. Also, don't worry too much about your mom's current benefit status. When you add your sister to your case, the county's computer system will automatically check for duplicate enrollment across cases. If there's an overlap, they'll work with you to resolve it - it's not something that will get you in trouble. The most important thing is that you're providing a stable home for your sister during a difficult family time. The CalWORKs program is designed to support exactly these kinds of situations. Make sure to emphasize on your SAR7 that this is a long-term living arrangement, not just temporary babysitting.

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Mateo Perez

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This is really helpful information, thank you! I'll definitely look up that MPP section you mentioned - having the specific policy reference could be useful if I run into any confusion with my worker. I do have both our birth certificates since I helped my mom with some paperwork last year, so that should help prove we're siblings. It's good to know that the duplicate enrollment thing gets handled automatically by their system - that was one of my biggest worries after reading the other comments. I really appreciate you emphasizing that this program is designed for situations like ours. Sometimes it feels like I'm doing something wrong by not having all the "official" paperwork, but you're right that providing a stable home is what matters most. I'll make sure to be clear on the SAR7 that this is definitely a long-term arrangement, not temporary. Thank you for taking the time to share your professional insight!

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Since you're new to CalWORKs, here's another tip that might help: the Semi-Annual Report (SAR 7) is super important to keep your benefits coming without interruption. Make sure you turn it in on time when you get it in the mail (around the 5th month of your certification period). If you miss submitting it, your benefits can be delayed or stopped completely, which could affect your ability to pay rent in the future. Also, if your income changes (you get a job, lose a job, get child support, etc.), you need to report it within 10 days if it puts you over the Income Reporting Threshold (IRT) listed on your approval notice.

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StarGazer101

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Thank you for this information! I definitely don't want to lose my benefits by missing some paperwork deadline. I'll keep an eye out for the SAR 7 form. My worker mentioned something about reporting requirements but didn't explain it that clearly.

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Caesar Grant

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Hey StarGazer101! Welcome to CalWORKs! I see you've gotten some great advice already about the payment schedule and withdrawal limits. Just wanted to add that if you're really worried about timing, you can also call the EBT customer service number (1-877-328-9677) to check your balance before heading to the ATM. The automated system is available 24/7 and will tell you exactly how much is available on your card. Also, since you mentioned you're new - make sure to keep all your receipts and paperwork organized from day one. It makes everything so much easier when you have to do your redetermination or if any issues come up with your case. Good luck with getting your rent sorted out!

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Dylan Wright

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Thanks Caesar! That's really helpful about the EBT customer service number. I didn't know you could check your balance that way. I'm definitely going to call that tonight before going to the ATM. And you're absolutely right about keeping paperwork organized - I'm already feeling overwhelmed with all the forms and notices I've gotten in just one week! Do you have any tips for what specific documents are most important to keep? I don't want to lose something crucial later on.

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Carmen Vega

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This is such valuable information from everyone! I'm in Alameda County and experiencing the same 8am delay with my Cash Aid. What's really frustrating is that my childcare provider expects payment on the 1st when my benefits are supposed to hit, but now I can't access the money until after I've already dropped my kids off. I had no idea about form CW 2218 for hardship accommodation - my caseworker definitely never mentioned this when I explained how the timing was affecting my childcare situation. I'm going to request this form and see if it helps. @Naila Gordon that Claimyr service sounds amazing! I've wasted so many hours on hold trying to get through to my worker about various issues. Having a service that actually gets you connected to a real person would be a game changer. @Sofia Ramirez that's a great tip about the different ATM error messages! I never thought about how the specific message might tell you whether it's a timing issue vs an account problem. That could definitely save some unnecessary trips and gas money. It's crazy how much we're all learning from each other here that we should have been told by the system from the beginning. Thank you @Dana Doyle for starting this conversation - it's helping so many of us figure out what's actually going on!

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Lauren Johnson

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@Carmen Vega The childcare payment timing issue is so stressful! I ve'been there with my daycare provider. One thing that might help is explaining the situation to your childcare provider and seeing if they ll'accept payment by the end of the day on the 1st instead of first thing in the morning. A lot of providers are understanding about benefit timing if you communicate with them ahead of time. Also, some counties have emergency childcare assistance funds that can help bridge these kinds of timing gaps. It might be worth asking about when you submit that CW 2218 form for hardship accommodation. I m'definitely going to look into that Claimyr service too - it sounds like it could save us all so much frustration trying to get actual answers from our caseworkers. This whole thread has been more helpful than any conversation I ve'ever had with my county office! 😊

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I'm also dealing with this same timing change and it's been such a headache! I'm in Fresno County and my Cash Aid switched from midnight to 8am availability sometime last fall. Like so many others here, I found out the hard way when I was standing at an ATM at 12:30am trying to get money for an emergency. What I've learned is that you can actually call your county's EBT customer service line the day before your deposit date to confirm the exact time your benefits will be available. They won't always volunteer this information, but if you specifically ask "what time will my Cash Aid be available for withdrawal on [date]" they'll give you the exact window for your county. I've also found that having a backup plan is essential now. I started keeping a small emergency fund (even just $20-30 when possible) from the previous month specifically for situations where the timing doesn't work out. I know that's not always possible when every dollar is stretched, but even that small buffer has saved me from late fees twice. @Dana Doyle definitely look into that CW 2218 hardship accommodation form that @Liam Duke mentioned - if this timing is causing you to get late fees on your rent, that sounds like exactly the kind of situation it's meant to address. And thank you for starting this thread! It's so helpful to know we're not alone in dealing with these changes that nobody bothered to properly announce to us.

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Arnav Bengali

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Wow, this thread has been incredibly eye-opening! As someone who's been on CalWORKs for about 6 months now, I had no idea about the 25% penalty for not cooperating with child support. My ex has been making similar comments about "saving money on county fees" and I was actually starting to consider it. Reading all these real experiences has completely changed my perspective. It's scary how many people shared almost identical stories - ex starts out cooperative with direct payments, then life happens and they stop paying, leaving you with reduced benefits AND no enforcement options. What really sealed it for me was learning that I'd have to report his direct payments as income on my SAR7 anyway, so I'd lose money either way but only get legal protection with the official system. The county fees he's complaining about are probably way less than the financial chaos I'd face if he changed his mind later. I'm definitely keeping the child support case open. Thank you everyone for sharing your stories so openly - you've probably saved me and my kids from a really difficult situation down the road!

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Logan Greenburg

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@Arnav Bengali I m'so glad you found this thread helpful too! It s'really concerning how many of us are getting the exact same pitch from our exes about saving "on county fees. Reading" everyone s'experiences here makes it clear this is like a playbook they all use, probably without realizing the serious consequences for us and our kids. What really struck me was learning that those county fees are usually just $25-50 per month, but the CalWORKs penalty for non-cooperation would be 25% of our entire grant - potentially hundreds of dollars! The math just doesn t'add up in favor of going private, especially when you factor in losing all the legal protections. I think the most valuable insight from this thread is that even when our relationships with our exes seem stable right now, we have to plan for what happens if circumstances change. Job loss, new relationships, moving away - so many things can affect someone s'willingness or ability to pay consistently. Having that official enforcement mechanism through the county is like insurance for our kids financial' security. Thanks for adding your voice to this conversation - the more of us who share these experiences, the better we can help each other make informed decisions!

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Ravi Choudhury

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I'm really grateful for all the detailed experiences shared here! As someone who's new to CalWORKs, I had no clue about the 25% penalty for non-cooperation with child support - that's absolutely huge when you're already on a tight budget. What really stands out to me is how many people have gone through this exact same situation where their ex wants to pay directly to "avoid county fees," but then things eventually fall apart. The pattern is so consistent across everyone's stories that it seems like keeping the official case open is really the only safe choice. I'm curious - for those who decided to keep their cases open, how did your exes react when you explained the financial and legal reasons? Did any of them come to understand why the official system actually protects everyone involved, or did most remain focused on avoiding the processing fees? This thread has definitely convinced me that the security and enforcement power of the county system is worth way more than any small savings on fees. Thank you all for being so honest about your experiences - it's helping newcomers like me avoid some really costly mistakes!

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Carmen Lopez

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@Ravi Choudhury Great question! In my experience, reactions were mixed. My ex was frustrated at first because he really didn t'understand why I wouldn t'just make "things simpler. But" when I explained that I d'face a 25% penalty on my CalWORKs grant AND still have to report his payments as income anyway, he started to get it. I think showing him the math - that those county fees he was worried about were way less than the penalty I d'face - really helped. What finally convinced him was when I explained that the official system actually protects him too. If something happens to me or if there s'ever a dispute about payment history, having everything documented through the county protects both of us. Plus I mentioned that consistent payments through the system can actually help his credit score. It took a few conversations, but he eventually understood that I wasn t'trying to make his life difficult - I was just protecting our kids financial' security. Some exes get defensive about the "system but" most come around when they realize you re'not budging and see the bigger picture. The ones who don t...'well, that probably tells you how reliable their direct "payments would" have been anyway!

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AaliyahAli

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I'm so glad I found this thread! I've been wondering about the midnight deposit thing too because I saw some posts on Facebook claiming that CalWORKs switched to midnight processing this year. Sounds like that was just misinformation spreading around. Reading through everyone's experiences, it seems like the key is really just figuring out YOUR specific pattern rather than hoping for a universal midnight release. I'm definitely going to try calling that EBT customer service number someone mentioned to get my deposit history - that sounds way more reliable than just guessing every month. Thanks to everyone who shared their real experiences and tips. It's so helpful to hear from people who actually understand the stress of waiting for benefits to hit when you have bills due. The emergency fund idea and text alerts through the app are things I never would have thought of on my own!

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Victoria Stark

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I'm so happy this thread helped you too! Yeah, those Facebook posts about midnight deposits are definitely spreading false hope - I fell for the same misinformation a few months ago. It's frustrating when people share stuff that sounds official but isn't actually true, especially when it gets people's hopes up about something as important as benefit timing. You're absolutely right that figuring out your personal pattern is the way to go. I just started tracking my deposit times in a little notebook and after 3 months I can see mine consistently hits between 2:45-3:30 AM on my deposit date. Makes planning so much easier! This community has been such a lifesaver for getting real advice from people who actually know what it's like. Hope the EBT customer service number helps you figure out your timing pattern!

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Zoe Kyriakidou

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This whole thread has been incredibly helpful! I'm new to CalWORKs (just got approved last month) and had no idea about any of this deposit timing stuff. My first payment came through but I never paid attention to when exactly it hit my card - I just checked in the afternoon and it was there. Now I'm realizing I should probably start tracking the timing like some of you mentioned, especially since I have rent due on the 3rd and that's also my deposit date. The idea of calling that EBT customer service line to get my deposit history is brilliant - way smarter than just hoping for the best every month. Question for everyone: do the deposit times stay pretty consistent month to month, or do they vary a lot? Like if I find out my benefits usually hit around 3 AM, can I count on that pattern continuing or does it change randomly? Thanks to everyone sharing their real experiences - this is exactly the kind of practical info that new recipients like me need to know but nobody tells you when you first sign up!

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Klaus Schmidt

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Welcome to CalWORKs! From my experience, the deposit times are pretty consistent month to month once you figure out your pattern. Mine has been hitting around the same time (give or take 30-45 minutes) for the past 6 months. The key thing that can throw off the timing is holidays and weekends - if your deposit date falls on those, it usually comes the business day before. Since your rent and deposit date are both on the 3rd, I'd definitely recommend calling that EBT customer service number to get your exact timing from last month, then maybe set an alarm to check around that time next month to see if it's consistent. That way you'll know for sure if your funds will be available before any late fees kick in! Also, totally agree that this kind of practical info should be included in the initial CalWORKs orientation. So many of us have to figure this stuff out the hard way through trial and error or forums like this.

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