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This whole thread has been such an eye-opener! I'm relatively new to this community but have been on CalWORKs for about 18 months. Like so many others here, I was told early on to "watch my savings" but never got clear numbers from my caseworker. Reading everyone's experiences makes me realize how widespread this misinformation problem really is. I've been keeping my savings under $1,500 this whole time because I was terrified of losing benefits for my two kids. Finding out the actual limit is $10,000 is honestly mind-blowing - that's enough to actually build a real emergency fund! What really strikes me is how many of us are sharing almost identical stories of getting vague or outdated information from workers. This seems like a systemic training issue that's affecting families across multiple counties. We shouldn't have to piece together accurate information from community forums, but I'm so grateful spaces like this exist. @Cass Green - thank you for jumping in with official confirmation! It's reassuring to hear from an actual caseworker that the $10,000 limit is correct. Do you know if there's any way counties could do better outreach about these policy changes? It seems like a simple notice mailed to current recipients could save so many families from this unnecessary financial stress. Planning to call my worker this week to ask about the resource limits and those IDA programs. Thanks to everyone for sharing their knowledge and experiences - you're all helping families build better financial futures! ✊

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This conversation has been so valuable for all of us! I'm also pretty new to CalWORKs (started about 10 months ago) and had the exact same experience with vague information from my caseworker. It's honestly shocking how many of us have been living under unnecessary financial stress because of this misinformation. What really bothers me is thinking about all the missed opportunities - families who couldn't save for their kids' school needs, people who couldn't build up money for car repairs and ended up in worse financial situations when emergencies hit, or parents who couldn't save for better housing. All because workers weren't giving us current, accurate information about what we're actually allowed to have. The fact that @Cass Green confirmed this as an actual caseworker gives me so much confidence to finally call my worker and get this straightened out. I m'definitely going to ask for written confirmation of the $10,000 limit and inquire about those asset-building programs too. This thread should honestly be required reading for anyone starting CalWORKs! We re'doing the job that orientation should have done. Thank you everyone for sharing your experiences and knowledge - we re'literally helping each other build more stable futures for our families! 💪 @Natalie Wang totally agree about counties needing better outreach on policy changes. A simple mailer could prevent so much confusion and stress.

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This entire discussion has been absolutely incredible to read through! I'm a single parent who's been on CalWORKs for about 14 months, and like so many others here, I was given completely wrong information about savings limits. My worker told me during intake to "keep savings minimal" and mentioned something about a $2,000 limit, so I've been terrified to save more than $1,200 this whole time. Reading that the actual limit is $10,000 and that retirement accounts don't even count is literally life-changing information for me! I have a small 401k from a previous job that I've been worried about, plus I've been wanting to save for a car down payment but was scared it would disqualify us from benefits. What really frustrates me is how this misinformation is clearly affecting families across multiple counties. We're all sharing nearly identical stories of getting vague or outdated guidance from caseworkers. This shouldn't be something we have to figure out through community forums, but I'm so grateful this discussion exists! @Cass Green - thank you so much for confirming this as an actual caseworker! It gives me the confidence to call my worker and ask for written confirmation of the current limits. I'm also definitely going to ask about those IDA programs that were mentioned. To everyone who shared their experiences and knowledge here - you're literally helping families build financial stability and peace of mind. This community is doing what the system should be doing automatically. Thank you all! 🙏

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Julian, your story is so similar to mine and so many others here! I've been on CalWORKs for about 8 months and got that same vague "keep savings minimal" advice from my worker. I've been keeping my emergency fund under $800 because I was terrified of losing benefits for my kids. This whole thread has been like a lightbulb moment - finding out we can actually save up to $10,000 without risking our benefits is incredible! And learning that retirement accounts are completely exempt is such a relief. I have a tiny IRA from years ago that I've been worried about reporting. What gets me most is how this misinformation is robbing families of the chance to build real financial security. Like, $10,000 is enough to actually handle emergencies, save for a car, or put aside money for kids' future needs. Instead, we've all been living paycheck to paycheck unnecessarily because workers aren't sharing current information. I'm calling my county office tomorrow to get this confirmed in writing. After reading @Cass Green s'response as an actual caseworker, I feel confident pushing for accurate information. This community has honestly been more helpful than my entire CalWORKs experience so far! Thanks for sharing your story - it s'reassuring to know I m'not alone in this confusion, but also frustrating that so many of us are dealing with the same systemic information problem. Here s'to finally being able to save for our families futures!' 💙

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OMG I LOVE when people find out they're actually eligible for MORE benefits than they thought! Fill out that SAR7 TODAY and get it submitted. Don't wait until the deadline because processing can take a few days. And once your cash aid is back, make sure to ask about the diaper benefit and childcare assistance - those are HUGE helps when you have a toddler. The CalWORKs childcare benefit alone can save you hundreds or thousands of dollars if you're working or in school!

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I just filled out the SAR7 and uploaded it through the BenefitsCal app! Fingers crossed my cash aid comes back soon. And I'll definitely ask about childcare - I've been wanting to look for part-time work but daycare costs are insane. Thank you all so much for the help!

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Great job figuring this out! Just wanted to add that when you do start looking for work, make sure to let your CalWORKs worker know - they have programs that can help with job search, training, and even transportation assistance. And the childcare benefit through CalWORKs can cover daycare costs while you're working OR looking for work, which is amazing. Also, with a child under 2, you're in the "young child exemption" category, so you won't have strict work requirements right away. Take advantage of this time to get stable housing, finish any education/training you want to do, and plan for when those requirements kick in after your daughter turns 2. You're doing great advocating for yourself and your little one!

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This is such helpful advice! I had no idea CalWORKs had so many different programs beyond just the cash assistance. The young child exemption sounds like a relief - I was worried they'd pressure me to work immediately when my daughter still needs so much attention at this age. Do you know if there's a specific person I should ask for when I call about the childcare and job training programs, or should I just ask my regular eligibility worker?

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The confusion is totally understandable - CalWORKs payment timing can be really confusing when you're new to the system! From what you've described, those payments definitely indicate you've been approved. The $100 on March 31st was your prorated benefit for the remaining days of March after your approval, and the $120 on April 1st is your regular monthly grant amount. Your benefit amount being around $120 makes sense given that you're working 15 hours per week. CalWORKs has income disregards, but they still reduce your grant based on your earnings. The $20 cash aid portion might be a separate supplement or transportation allowance. Even though you haven't received your approval letter yet, the payment pattern you're experiencing is exactly how new approvals work. Keep trying to reach your worker for confirmation and to get a copy of your benefit calculation worksheet - that will show you exactly how they arrived at your grant amount. In the meantime, you can expect your regular monthly payment to continue on the same date each month (likely the 1st based on your April payment).

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Thanks Tami! This whole thread has been so helpful in understanding what's going on. I was really starting to panic that maybe the payments were a mistake and I'd have to pay them back. It's good to know that this payment pattern is actually normal for new approvals. I'll definitely keep trying to get that benefit calculation worksheet from my worker - it sounds like that will help me understand exactly how they're calculating my grant with my part-time income. I feel much better knowing I can expect the regular payment to continue each month!

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I went through this exact same confusion when I first got approved! The random small payments followed by what seemed like a tiny regular amount had me so worried. But based on everything you've shared, you're definitely approved - that payment pattern is totally normal for mid-month approvals. Since you're working part-time, your $120 monthly grant actually makes sense mathematically. CalWORKs subtracts a percentage of your earnings after the first $450 is disregarded. With 15 hours at minimum wage, you're probably earning around $1000+ monthly, so after they do the calculations, $120 sounds about right for your situation. The key thing now is making sure you stay compliant with all the Welfare to Work requirements they'll send you. Don't skip any appointments or orientations because that can result in sanctions that reduce your benefits even further. And definitely keep reporting any changes in your work hours within 10 days - even small changes can affect your grant amount. You should be getting your regular payment on the same date each month going forward. Hang in there with trying to reach your worker for that benefit calculation worksheet - it's frustrating but totally worth getting that documentation!

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I'm so sorry for your loss, Ava. Navigating benefit changes while grieving and caring for four children is incredibly challenging, and your concerns are completely valid. You've received excellent advice here about the reporting requirements and how Social Security survivor benefits will affect your CalWORKs. The key points everyone has shared are spot-on - yes, you'll need to report within 10 days of receiving the first payment, and the $3,200 in survivor benefits will likely eliminate your Cash Aid since it exceeds your IRT. I want to add one suggestion that might help during this transition: consider reaching out to your local Legal Aid office or a benefits advocacy organization. They often have staff who specialize in helping families navigate the intersection of Social Security and CalWORKs benefits. They can review your specific situation and make sure you're getting all the benefits and protections you're entitled to during this change. Also, document everything during this transition - keep copies of all notices, write down what workers tell you, and save all correspondence. If there are any calculation errors or delays, having good records will help resolve issues faster. Your husband worked hard to provide this security for his children, and these benefits represent his ongoing care for your family. While the transition feels overwhelming right now, you're moving toward more stable support that will give your children security for years to come. You're being an excellent advocate for your family by asking these questions and planning ahead.

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Thank you Eve, that's such helpful advice about contacting Legal Aid. I hadn't thought about getting advocacy help, but you're right that having someone who specializes in these benefit intersections could be really valuable. I'm definitely going to look into that - it would be such a relief to have an expert review my situation and make sure I'm not missing anything. The documentation tip is great too. I've been keeping paperwork but I should be more systematic about writing down phone conversations and what workers tell me. You're absolutely right that good records will help if there are any problems later. I really appreciate you taking the time to give such thoughtful advice during what I know is a difficult situation for any family to navigate.

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I'm so sorry for your loss, Ava. Losing your partner while raising four children is unimaginably difficult, and having to figure out how different benefits work together during this time adds so much stress. You've gotten really comprehensive advice here about the Social Security survivor benefits and CalWORKs intersection. Everyone is right that you'll need to report within 10 days of your first payment, and with $3,200 in survivor benefits versus your $2,786 IRT, your Cash Aid will likely be eliminated completely. But I want to emphasize what others have touched on - this is actually your husband's final gift to your family. These survivor benefits will provide more stable, predictable income without the stress of work requirements, time limits, or constant reporting. That $3,200 is guaranteed monthly support that will grow with cost of living adjustments over time. One practical tip for the transition: when you report to your worker, ask them to walk you through exactly what will happen month by month. Will your Cash Aid stop immediately? Will there be a partial month calculation? Understanding the timeline will help you budget during the changeover period. Also, make sure you understand your CalFresh calculation too - that benefit uses different rules and might not be reduced as drastically as your Cash Aid. You're being such a strong advocate for your children by asking these questions and planning ahead. This transition is going to lead to more stability for your family in the long run, even though it feels scary right now.

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Thank you Asher, this is such thoughtful and reassuring advice. I really appreciate you framing the survivor benefits as my husband's final gift to our family - that perspective helps me feel less anxious about the changes and more grateful for his continued provision. You're absolutely right that I should ask my worker to walk me through the month-by-month timeline. I've been so focused on the big picture that I haven't thought about the specific transition details like partial month calculations. That information will really help me plan our budget during the changeover. The CalFresh calculation tip is important too since I was assuming it would be affected the same way as Cash Aid. It sounds like I might keep more food assistance than I thought. Thank you for acknowledging how scary this feels while also helping me see the stability that's coming. Comments like yours remind me that even though this is overwhelming right now, I'm actually moving my family toward a better, more secure situation.

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As someone who also has autism and navigated CalWORKs as a single parent, I wanted to share a few things that made a huge difference for me: **Disability accommodations are KEY** - Don't just ask for them, be specific about what you need. I requested all paperwork be sent to me by mail instead of having to pick it up, extended time for deadlines, and written confirmation of any verbal instructions. These small changes made the process so much more manageable. **Know your rights regarding Work Requirements** - With your autism diagnosis, you should qualify for what's called a "disability-based exemption" from the Welfare-to-Work requirements. This means you won't be required to do job search activities or work training programs while receiving benefits. Make sure to bring documentation of how your autism affects your daily functioning. **Apply for multiple programs at once** - When you submit your CalWORKs application, also apply for Medi-Cal (free healthcare), CalFresh (you might qualify for more than you're currently getting), and ask about the Lifeline phone program for discounted cell service. Having all these supports together makes a real difference. **Emergency assistance is available** - Since you mentioned struggling with rent, CalWORKs has immediate need provisions that can provide emergency cash within days if you're facing eviction or utility shutoff. Don't wait for your full application to process if you're in crisis. You're not alone in this, and seeking help shows how much you care about providing for your daughter. The system is complicated, but you deserve these benefits! 💙

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This is exactly the kind of detailed, practical advice I needed to hear! Thank you for sharing your personal experience - it means so much to hear from someone who has actually been through this process with autism. I'm definitely going to be specific about accommodations like you suggested. Getting paperwork by mail instead of having to go pick it up would be huge for me, and written confirmation of verbal instructions is brilliant - I always forget things when I'm overwhelmed by the environment. The disability-based exemption from Work Requirements is something I really need to understand better. I've been so worried about how I'd handle job search requirements or training programs with my autism. Knowing there's an actual exemption for this is such a relief! I'll make sure to bring documentation about how autism affects my daily functioning. And wow, I had no idea about the immediate need provisions for emergency assistance. I'm actually getting an eviction notice next week, so knowing I can get emergency cash within days instead of waiting for the full application could literally save our housing situation. Thank you for taking the time to share all of this. Having roadmap from someone who's actually navigated this successfully gives me so much hope. I'm going to start my application tonight with all the advice everyone has shared here! 🙏

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I'm so glad you found all this information helpful! Since you mentioned getting an eviction notice next week, I want to stress that you should apply for emergency assistance IMMEDIATELY - don't wait until you finish the full CalWORKs application. Call your county's CalWORKs office first thing in the morning and specifically say "I need to apply for immediate need assistance due to impending eviction." They're required to process emergency requests within 3 working days. Also, since you're dealing with an eviction situation, you should contact your local legal aid organization right away. Many areas have free legal services for tenants, and they might be able to help you negotiate with your landlord or understand your rights. The eviction process takes time, so you may have more options than you think. When you call for the emergency assistance, mention your autism diagnosis upfront and ask for accommodations - they can do the emergency interview over the phone which will be much easier for you than going to the office in crisis mode. You're handling this crisis with such strength and determination. Your daughter is lucky to have a mom who's fighting so hard for stability. Don't hesitate to reach out for help - that's exactly what these programs are for! 💜

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This is such important advice about the emergency assistance! I'm definitely going to call first thing tomorrow morning and use those exact words. I didn't realize I could apply for that separately from the main CalWORKs application - that could literally be the difference between keeping our home or not. The tip about legal aid is really smart too. I've been so focused on the benefits side that I didn't even think about tenant rights or negotiating with the landlord. Even if the eviction process takes time, knowing I have options makes me feel less panicked about the whole situation. I really appreciate you emphasizing that I should mention my autism diagnosis upfront when I call. I sometimes hesitate to bring it up because I've had bad experiences with people not taking it seriously, but you're right that it's important for getting the accommodations I need - especially in a crisis situation like this. Thank you for the encouragement too. Some days I feel like I'm barely keeping it together, but reading all these supportive comments reminds me that asking for help is actually the responsible thing to do for my daughter. I'm going to make that call tomorrow and start fighting for the stability we both deserve! 💙

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