UCC search coming back blank when I know filings exist - what am I missing?
Running into a frustrating issue with ucc search results. I'm trying to verify some existing filings for a client audit and the search keeps returning zero results even though I'm certain there should be active UCC-1s on file. I've tried multiple variations of the debtor name, searched by filing number when I have it, even tried partial matches. The business went through a name change about 18 months ago so maybe that's causing issues? Has anyone else dealt with search results not showing filings that definitely exist? Starting to wonder if there's something wrong with the state's search system or if I'm just not using the right search strategy.
37 comments


Jabari-Jo
What state are you searching in? Some states have really picky search algorithms that won't find anything unless the debtor name matches exactly character-for-character. Even extra spaces or punctuation can throw it off completely.
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Seraphina Delan
•Delaware SOS system. The name change might be the issue - original company was 'ABC Manufacturing LLC' and now it's 'ABC Manufacturing Solutions LLC'. I tried both versions.
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Jabari-Jo
•Delaware's system is notorious for exact matches only. Try searching without the LLC designation, sometimes that helps. Also check if there are any amendments filed that might have updated the debtor name on the original UCC-1.
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Kristin Frank
I've had this exact problem! The search function can be really temperamental. Are you searching as 'individual' vs 'organization'? That setting has to match how the original UCC-1 was filed or you'll get nothing back.
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Seraphina Delan
•Good point, I was defaulting to organization. Let me try switching that setting.
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Micah Trail
•Also make sure you're not including periods in abbreviations. 'ABC Mfg Inc' vs 'ABC Mfg. Inc.' - the system treats those as completely different entities.
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Nia Watson
Had a similar headache last month trying to track down filings for a merger. Ended up uploading all the documents I had to Certana.ai's verification tool and it caught that the debtor names had subtle differences between the charter docs and the UCC filings. Turns out the original UCC-1 used a slightly different version of the company name than what was showing in our records. The automated cross-check found the discrepancy in about 30 seconds.
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Seraphina Delan
•Interesting, I haven't heard of that tool. How does it work exactly?
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Nia Watson
•You just upload PDFs of your documents and it automatically compares all the debtor names, filing numbers, dates etc. Really handy for catching these kinds of inconsistencies that cause search problems.
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Alberto Souchard
•That actually sounds useful for due diligence work. I spend way too much time manually comparing documents.
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Katherine Shultz
THE SEARCH SYSTEM IS GARBAGE!!! I've been dealing with this for years and it's gotten worse, not better. You can have the exact filing number and sometimes it still won't find it. I swear they break something every time they 'upgrade' the portal.
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Kristin Frank
•I feel your frustration but there are usually workarounds. Have you tried searching by secured party name instead?
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Katherine Shultz
•Yeah I've tried everything. Sometimes I call the filing office directly and they can find stuff that doesn't show up online. It's ridiculous.
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Jabari-Jo
For name changes, you should also check if there were any UCC-3 amendments filed to update the debtor information. If they amended the original filing with the new name, that might be why your searches aren't working - the system might only be indexing the amended version.
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Seraphina Delan
•That makes sense. How would I search for amendments without knowing the original filing number?
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Jabari-Jo
•Try searching for both versions of the company name as debtor, then also try searching with the lender name as secured party. Sometimes that's more reliable.
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Marcus Marsh
•This is why I always keep detailed filing logs. The state systems are too unreliable to depend on for historical searches.
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Hailey O'Leary
Are you sure the filings haven't lapsed? UCC-1s expire after 5 years unless a continuation is filed. If they're older than that and no continuation was submitted, they won't show up in active searches.
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Seraphina Delan
•These should be relatively recent, within the last 2-3 years. But good point about checking continuation status.
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Hailey O'Leary
•You can usually filter by 'all filings' vs 'active only' to see lapsed ones too. Worth checking both.
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Cedric Chung
omg yes this happens to me all the time!! i'll spend forever searching and then find out i had one tiny typo or the wrong entity type selected. so annoying
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Micah Trail
•The entity type thing gets me too. Limited Liability Company vs LLC vs L.L.C. - they're all different as far as the search is concerned.
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Cedric Chung
•exactly! and don't even get me started on punctuation. 'ABC, Inc.' vs 'ABC Inc' will give totally different results
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Talia Klein
I've found that using wildcard searches helps when available. Try putting asterisks around part of the name like '*ABC Manufacturing*' to catch variations. Not all states support this but Delaware might.
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Seraphina Delan
•I'll try that, thanks. Didn't know about wildcard searching in UCC databases.
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Talia Klein
•Also try searching with just the first few words of the company name. Sometimes less is more with these systems.
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Maxwell St. Laurent
This reminds me of when I was doing due diligence on an acquisition last year. Kept getting blank search results until I realized the target company had been doing business under a different name than their legal entity name. The UCC-1s were filed under the DBA name, not the corporate name I was searching for.
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Seraphina Delan
•That's a good point. I should check if they have any trade names or DBAs registered.
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Maxwell St. Laurent
•Yeah, and sometimes the lender uses the trade name on the UCC filing even if it's not technically correct. Banks don't always get this right.
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PaulineW
•This is where having a document verification system like Certana.ai really helps - it would flag if the debtor name on the UCC doesn't match the actual corporate entity.
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Annabel Kimball
Check the search date range too. I've seen systems default to only showing filings from the last year or something arbitrary like that. Make sure you're searching all dates.
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Seraphina Delan
•Good catch, I was wondering if there were date filters I missed.
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Annabel Kimball
•Yeah some states hide the date range settings in weird places. Look for 'advanced search' options.
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Seraphina Delan
Update: Found them! It was a combination of issues. The original UCC-1 was filed with 'ABC Manufacturing, LLC' (with the comma) and I was searching 'ABC Manufacturing LLC' (without comma). Also had to search under 'all filings' not just 'active' because one had actually lapsed and needed a continuation. Thanks everyone for the suggestions!
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Jabari-Jo
•Glad you found them! The comma thing is such a common gotcha with UCC searches.
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Nia Watson
•This is exactly why I started using automated document checking - catches these tiny but critical differences that human eyes miss.
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Kristin Frank
•Nice detective work! I've been in that same situation so many times.
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