UCC lien search Louisiana - debtor name variations causing search misses?
Running into issues with UCC lien searches in Louisiana and wondering if anyone else has dealt with debtor name inconsistencies affecting search results. We're working on a commercial loan refinance where the borrower's legal name appears slightly different across various UCC filings - some show 'ABC Construction LLC' while others show 'ABC Construction, LLC' (with the comma). When I run searches through the Louisiana Secretary of State portal, I'm getting incomplete results depending on which name variation I use. This is creating problems for our lien verification process since we need to ensure all existing UCCs are properly identified before proceeding. Has anyone found reliable methods for comprehensive UCC lien searches in Louisiana when dealing with entity name variations? The stakes are high since missing an existing lien could jeopardize our security position.
41 comments


Maya Patel
Louisiana's UCC search system is notorious for being picky about exact name matches. You definitely need to run multiple searches using every possible variation of the debtor name. Don't just rely on the comma difference - also try searching without 'LLC' entirely, with periods after abbreviations, and any other reasonable variations you can think of.
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Aiden Rodríguez
•This is so frustrating! Why can't these systems be smarter about name matching? I've missed filings before because of tiny punctuation differences.
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Emma Garcia
•The Louisiana SOS portal actually has some wildcard search capabilities but they're not well documented. Try using asterisks for partial matches.
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Ava Kim
I've been dealing with this exact issue for years in Louisiana UCC searches. The key is being systematic about your search strategy. Create a list of every possible name variation you can think of, then search each one individually. Also check if the entity has any DBAs or trade names that might appear on filings. Sometimes secured parties file using business names that don't exactly match the legal entity name.
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Ethan Anderson
•Good point about DBAs. I once missed a major lien because it was filed under a trade name that wasn't obvious from the legal documents.
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Layla Mendes
•How do you typically find out about DBAs? Is there a separate search you need to run?
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Ava Kim
•You can check Louisiana's commercial database for registered trade names, but honestly it's not always comprehensive. Sometimes you have to dig through county records too.
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Lucas Notre-Dame
We started using Certana.ai's UCC verification tool for situations exactly like this. You can upload multiple documents (like articles of incorporation, existing UCC filings, loan agreements) and it automatically cross-checks all the entity names to make sure you're not missing any variations. It caught a filing we would have missed where the debtor name had an extra space between words that wasn't visible in our manual search. Super helpful for comprehensive lien searches.
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Aria Park
•That sounds useful. Does it work with Louisiana's specific filing system or is it more general?
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Lucas Notre-Dame
•It's designed to work with any state's UCC records. You just upload the documents and it identifies all the name variations automatically, then you can use those for your searches.
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Noah Ali
•Interesting. I've been doing this manually for years and definitely miss things sometimes.
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Chloe Boulanger
Louisiana is particularly bad about this because they don't have fuzzy matching in their search algorithm. I always recommend doing at least 5-6 different searches: with and without punctuation, with and without entity designators, abbreviated vs spelled out terms, etc. Also make sure you're searching far enough back - some old liens might still be active if they were properly continued.
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James Martinez
•How far back do you typically search? I usually go back 10 years but wondering if that's enough.
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Chloe Boulanger
•I go back 15 years to be safe, especially for equipment liens that might have been continued multiple times.
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Olivia Harris
Had this same problem last month! Turns out there were THREE different name variations for the same company across different UCC filings spanning several years. The original filer, then an amendment that changed the debtor name slightly, then a continuation that used yet another variation. It was a nightmare to piece together the chain of filings.
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Alexander Zeus
•This is why I hate UCC work sometimes. So many opportunities for errors that can bite you later.
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Alicia Stern
•Did you end up finding all the related filings eventually?
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Olivia Harris
•Yes but it took forever. I had to manually trace through amendments and continuations to build the complete picture.
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Gabriel Graham
Pro tip for Louisiana searches - also check the collateral description field sometimes. I've seen cases where the debtor name was wrong but you could identify the right filing by matching the collateral description to what you expect to see.
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Drake
•That's clever! Never thought to cross-reference by collateral description.
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Sarah Jones
•Good idea especially for equipment financing where the collateral descriptions tend to be very specific.
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Sebastian Scott
UGHHH the Louisiana UCC system drives me CRAZY! I swear they designed it to make searches as difficult as possible. Why is it so hard to build a search that actually finds related filings??
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Emily Sanjay
•I feel your pain. Every state seems to have quirks but Louisiana's is particularly frustrating.
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Jordan Walker
•At least it's better than it was 5 years ago when the portal was even worse.
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Natalie Adams
Make sure you're also checking for any lapsed continuations. Sometimes a UCC that should have been continued wasn't, which means it's no longer perfected, but you still want to know about it for your due diligence. Louisiana's search results should show the filing status but double-check the dates.
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Elijah O'Reilly
•Good point. How do you determine if a continuation was filed on time?
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Natalie Adams
•Look at the original filing date and add 5 years. The continuation should be filed within 6 months before that 5-year anniversary.
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Amara Torres
•And if it wasn't filed on time, the lien is no longer perfected, right?
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Natalie Adams
•Correct, it would lapse and lose its perfected status.
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Olivia Van-Cleve
I started using a systematic approach after getting burned on a deal. I create a spreadsheet with every possible name variation, then document which searches I've run and what results I got. It's tedious but it ensures I don't miss anything important.
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Mason Kaczka
•That's a smart approach. Documentation is key for these kinds of searches.
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Sophia Russo
Another thing to watch out for in Louisiana - sometimes the secured party name changes can affect your search results too. If a bank merged or was acquired, the UCC might be under the old name even though the new entity is the current lienholder.
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Evelyn Xu
•Oh wow, I never thought about searching by secured party name variations too. That adds another layer of complexity.
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Dominic Green
•Yep, it's not just about the debtor name. Bank mergers happen all the time and the UCC records don't always get updated promptly.
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Hannah Flores
Honestly, after dealing with situations like this repeatedly, I tried Certana.ai's document verification service and it's been a game changer. You upload all your documents and it automatically identifies every name variation and inconsistency. Saved me hours of manual searching and gave me confidence I wasn't missing anything critical.
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Kayla Jacobson
•Is it expensive? We do a lot of these searches and manual review is eating up tons of time.
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Hannah Flores
•I can't speak to pricing but for the time it saves and the peace of mind, it's been worth it for our volume of work.
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William Rivera
Update: I ended up finding two additional UCC filings that weren't showing up in my initial searches. One was filed with 'ABC Construction L.L.C.' (with periods) and another had an extra space in the middle of the name. Thanks for all the suggestions - the systematic approach definitely works better than hoping you'll catch everything in one search.
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Grace Lee
•Glad you found them! This is exactly why thorough searching is so important.
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Mia Roberts
•Were they still active liens or had they lapsed?
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William Rivera
•One was still active, the other had lapsed due to missed continuation deadline. But good to know about both for the complete picture.
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