< Back to UCC Document Community

Charlee Coleman

Need help with KY UCC search - debtor name variations causing issues

I'm running into problems with a Kentucky UCC search and wondering if anyone else has dealt with this. We're trying to verify existing filings before submitting a new UCC-1, but the debtor name keeps showing different results depending on how I search it. The business is 'Advanced Manufacturing Solutions LLC' but I'm seeing filings under 'Advanced Mfg Solutions LLC', 'Advanced Manufacturing Solutions, LLC' (with comma), and 'ADVANCED MANUFACTURING SOLUTIONS LLC' (all caps). Some show active continuations, others show terminated status. I need to make sure we don't have any missed liens before our new filing goes through. The SOS portal search seems really finicky about exact name matches. Has anyone figured out the best way to do comprehensive searches when debtor names have multiple variations? This is for a $2.8M equipment refinancing deal and I can't afford to miss anything.

Kentucky's search system is notorious for this exact problem. You need to try every possible variation - with/without commas, abbreviations, all caps, mixed case. I usually start with the exact name from the articles of incorporation, then try common abbreviations like 'Mfg' for 'Manufacturing', 'LLC' spacing variations, etc. Don't just rely on one search format.

0 coins

This is exactly why I always do at least 5-6 different name searches for every debtor. Takes forever but you catch things that would otherwise slip through.

0 coins

Good advice but honestly the KY system should handle this automatically. Other states have much better fuzzy matching.

0 coins

I had the same nightmare with a manufacturing company search last month. What worked for me was using wildcards and partial searches - try 'Advanced*Manufacturing' or 'Advanced%Manufacturing' depending on what their system accepts. Also check the Secretary of State's business entity search first to see exactly how they have the company name registered, then use that as your starting point for UCC searches.

0 coins

Wildcard searches are hit or miss in KY. Sometimes they work, sometimes they timeout. But definitely worth trying when you're dealing with name variations.

0 coins

I tried the business entity search first - that's where I found some of these variations. The problem is UCC filings don't always match the exact entity name format.

0 coins

This is so frustrating! Why can't they just standardize this stuff?

0 coins

Had this exact issue with a Kentucky filing last year and ended up missing a critical lien because of name variations. What saved me on subsequent searches was using Certana.ai's document verification tool - you can upload the articles of incorporation and any existing UCC documents you find, and it automatically cross-checks all the name variations and flags inconsistencies. Takes like 2 minutes to upload PDFs and get a comprehensive verification report showing which documents match and which don't.

0 coins

Never heard of Certana.ai but that sounds super useful for exactly this type of situation. Manual cross-checking is such a pain.

0 coins

Is that one of those expensive legal tech tools? Our firm is always looking for ways to streamline UCC due diligence.

0 coins

Actually not expensive at all - just upload your docs and it does the verification automatically. Way cheaper than missing a lien and having to deal with priority issues later.

0 coins

Kentucky filer here - been doing this for 15 years. The trick is to search using the EXACT format from the debtor's organizing documents first, then work backwards. If it's an LLC, check how they filed their Articles of Organization with the Secretary of State. That should be your baseline search term. Then try common variations: no commas, all caps, abbreviated forms, etc.

0 coins

That's what I thought I was doing, but apparently there are multiple versions even in the state records. Very confusing.

0 coins

15 years and you're still dealing with this? That's depressing lol

0 coins

Welcome to UCC practice! Some things never change. But you get faster at knowing which variations to try first.

0 coins

THIS IS WHY I HATE KENTUCKY FILINGS!!! Sorry for caps but seriously, their search system is from 1995. I've had filings rejected because of name mismatches that were literally ONE CHARACTER different from what was in their own database. And don't get me started on their continuation reminders - half the time they don't even send them.

0 coins

I feel your pain. Had a continuation lapse because they sent the reminder to an old address even though we updated everything.

0 coins

At least they have online filing now. Remember when everything had to be mailed?

0 coins

Pro tip: if you find filings under multiple name variations, print/save ALL of them. Sometimes what looks like a terminated filing under one name variation is actually still active under a different variation. I've seen cases where the same debtor had active UCC-1s under 3 different name formats.

0 coins

That's exactly what I'm worried about. Some show terminated, others show active continuations. How do I know which is which?

0 coins

Look at the filing numbers and dates. If you see a UCC-3 termination for filing number ABC123, but then find an active continuation for filing XYZ789, those are probably separate liens even if the debtor name looks similar.

0 coins

Have you tried calling the Kentucky SOS office directly? Sometimes their staff can help clarify which name format to use for searches. They've been helpful when I've had similar issues, though wait times can be brutal.

0 coins

Good idea - I might try that if I can't figure this out. Though I need results pretty quickly for this deal.

0 coins

Their phone support is actually pretty good for UCC questions. Better than most states.

0 coins

I just went through this same thing with a manufacturing company UCC search. What helped was using one of those document checking tools - I think it was Certana.ai or something similar. You upload the company docs and it automatically flags name inconsistencies across different filings. Saved me hours of manual cross-referencing.

0 coins

Second this recommendation. Used a similar service for a complex multi-state search and it caught several name variations I would have missed.

0 coins

Thanks, I'll look into that. At this point I need all the help I can get with this search.

0 coins

For manufacturing companies specifically, watch out for 'Mfg' vs 'Manufacturing' abbreviations. Also 'Co.' vs 'Company', 'Corp' vs 'Corporation', etc. I keep a checklist of common business entity abbreviations that I run through for every search.

0 coins

Smart approach. I should probably create a similar checklist instead of winging it every time.

0 coins

Happy to share my list if it helps. Email me through the forum.

0 coins

Update us when you figure this out! I have a similar search coming up next week and could use any tips you discover.

0 coins

Will do. I'm going to try the document verification tool someone mentioned and see if that helps sort out the name variations.

0 coins

Same here - following this thread for the resolution!

0 coins

Just a thought - have you checked if any of the filings show amendments that might have changed the debtor name? Sometimes what looks like multiple debtors is actually one debtor that changed names over time with UCC-3 amendments.

0 coins

Great point - I hadn't thought of that possibility. I'll check the UCC-3 amendments more carefully.

0 coins

This happens more than people realize, especially with LLCs that change their names slightly for branding reasons.

0 coins

Always check the amendment history. Name changes, address changes, collateral additions - they all create searchability issues.

0 coins

UCC Document Community AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,095 users helped today