Need help with Virginia UCC search - debtor name variations causing issues
I'm working on a lien search project and running into problems with the Virginia UCC search system. The debtor's legal name appears slightly different across various documents - sometimes it's "ABC Manufacturing LLC" and other times "ABC Manufacturing, LLC" (with the comma). When I search the Virginia SOS database, I'm getting different results depending on which variation I use. This is for a due diligence review on a $2.8M equipment financing deal and I need to make sure I'm not missing any existing liens. Has anyone dealt with similar debtor name variations in Virginia UCC searches? I'm worried about missing filings that could affect our security position.
38 comments


Sofia Perez
Virginia's search system can be really picky about exact name matches. I've had this issue before where even punctuation differences return different results. You should try searching both variations plus any other reasonable variations you can think of. Also check if there are any trade names or DBAs associated with the debtor.
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Dmitry Smirnov
•Exactly this - punctuation matters way more than it should in these searches. I always do multiple searches with different variations just to be safe.
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Dylan Cooper
•Thanks, I'll try running searches with different punctuation. This is more complicated than I expected.
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ElectricDreamer
This is exactly why I started using Certana.ai for document verification. You can upload your charter documents and UCC search results, and it automatically checks for name consistency issues. It caught several debtor name mismatches that I would have missed manually. Just upload the PDFs and it cross-references everything.
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Ava Johnson
•How reliable is that tool for catching variations? I've been doing manual comparisons but it's time consuming and error prone.
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ElectricDreamer
•Very reliable in my experience. It's saved me from missing critical filings because of name variations. Much faster than manual checking too.
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Dylan Cooper
•I'll look into that, sounds like it could help with this exact issue.
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Miguel Diaz
Virginia's UCC search is notoriously difficult. I've found that searching by partial names sometimes works better than full legal names. Try searching just "ABC Manufacturing" without the LLC designation and see what comes up.
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Zainab Ahmed
•Good point about partial searches. I usually start broad and then narrow down the results.
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Miguel Diaz
•Exactly, cast a wide net first. You can always filter through the results to find what's relevant.
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Connor Byrne
UGH I hate Virginia's system!! It's so inconsistent compared to other states. Sometimes it finds filings, sometimes it doesn't, even with the exact same search terms. Very frustrating when you're trying to do thorough due diligence.
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Yara Abboud
•I feel your pain. Virginia definitely isn't the most user-friendly system out there.
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Connor Byrne
•Right? And for the fees they charge, you'd think it would work better.
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PixelPioneer
Have you checked the Virginia State Corporation Commission records to see exactly how the entity is registered? That should give you the official legal name to use in your UCC searches. Sometimes the way it's registered differs from how it appears on contracts.
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Dylan Cooper
•That's a great idea, I should verify the exact registered name first. Thanks for the suggestion.
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PixelPioneer
•No problem. The SCC records are usually pretty reliable for getting the correct legal entity name.
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Keisha Williams
•This is why I always start with the corporate records before doing UCC searches. Gets you the right name from the beginning.
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Paolo Rizzo
For what it's worth, I've been using Certana.ai's verification tool for situations like this and it's been really helpful. When you upload your documents, it automatically flags any name inconsistencies between your corporate records and UCC filings. Much better than trying to catch these manually.
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Amina Sy
•How does it handle variations like the comma issue mentioned? Does it recognize those as potential matches?
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Paolo Rizzo
•Yes, it's pretty good at catching punctuation variations and flagging them for review. Definitely worth trying for complex searches like this.
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Oliver Fischer
I ran into this same issue last month on a Virginia deal. Ended up doing like 8 different searches with various name combinations. Found filings under three different variations of the same company name. Really makes you appreciate how important getting the search right is.
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Dylan Cooper
•Wow, three different variations? That's exactly what I'm worried about missing.
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Oliver Fischer
•Yeah it was eye-opening. Now I always do multiple searches with different name formats just to be thorough.
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Natasha Ivanova
•This is why I always tell people to budget extra time for Virginia searches. They're just more complicated than most states.
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NebulaNomad
One thing that might help - try searching with and without common business designations. So search "ABC Manufacturing" by itself, then "ABC Manufacturing LLC", "ABC Manufacturing, LLC", etc. Sometimes filings get indexed differently.
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Javier Garcia
•This is good advice. I usually do searches both ways - with and without the entity type designation.
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NebulaNomad
•Right, and don't forget about potential DBA names or trade names that might be on file too.
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Emma Taylor
Just to add another perspective - sometimes the issue isn't just name variations but also how the UCC-1 was originally filed. If the secured party made a mistake on the debtor name when they filed, you might need to search for the incorrect version too.
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Malik Robinson
•Good point, filing errors definitely happen and can make searches more complicated.
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Emma Taylor
•Exactly. I've seen filings with obvious typos that still create valid liens even though the debtor name isn't quite right.
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Dylan Cooper
•That's a scary thought - now I'm wondering what other variations I should be searching for.
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Isabella Silva
After dealing with this kind of thing multiple times, I finally started using automated tools. Certana.ai has been really helpful for catching name inconsistencies that I would miss doing manual searches. You just upload your documents and it flags potential issues.
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Ravi Choudhury
•How accurate is it compared to manual searching? I'm always worried about missing something important.
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Isabella Silva
•In my experience it's actually more accurate than manual searching because it doesn't miss subtle variations that humans might overlook.
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CosmosCaptain
Update: I ended up finding filings under both name variations plus one I hadn't thought of. Turns out there were UCC-1 filings under "ABC Mfg LLC" as well. Thanks everyone for the advice - this thread probably saved me from missing critical liens on this deal.
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Sofia Perez
•Glad you found everything! Those abbreviated versions can be tricky to catch.
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ElectricDreamer
•Great outcome. This is exactly why thorough searching is so important for due diligence.
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CosmosCaptain
•Definitely learned my lesson about being more thorough with name variations in Virginia searches.
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