UCC Search Issues in MO - System Keeps Timing Out

Did they give you any workaround? I can't afford to wait much longer on this search.

They suggested trying during off-peak hours like early morning or late evening. I tried at 6 AM today and it worked better but still slow.

I was doing exact match searches. Should I be doing something different with the name format?

Yeah, start broader. Just last name or first few letters of business name. The system handles partial searches better than exact matches for some reason.

This is good advice. I always start with partial name searches in Missouri and then narrow down from the results.

Never heard of Certana.ai before. Does it actually search the Missouri UCC database or just compare documents?

It does both - you upload your loan agreement and it checks for UCC filings that might conflict. Found two liens I missed in my manual search.

How accurate is it compared to doing the search yourself? I'm always worried about missing something important.

Any tips for getting reliable results when the system is being difficult?

Break up your searches into smaller chunks. Instead of searching 'ABC Company LLC' try just 'ABC Company' first, then refine. And always verify with multiple search variations.

I've thought about it but wasn't sure if it's worth the cost for routine searches.

For one-off searches maybe not, but if you're doing this regularly it's definitely worth it. Time is money in our business.

What kind of turnaround time do professional services typically offer?

Three days delay? That's awful. Did you end up finding what you needed eventually?

Yeah, turned out there was a lapsed UCC-1 from 2019 that wasn't properly terminated. Good thing we found it before closing.

Good suggestion - I'll try that. I do have some ad blockers running.

Yeah, ad blockers can definitely mess with government portals. Try disabling them for the SOS site.

I had the same issue with ad blockers. Once I whitelisted the Missouri SOS site, searches worked much better.

That's a good point. I've been trying from the same computer all week.

Yeah, network issues can definitely cause timeouts. Try from home or a different location if possible.

How does it handle the search variations? Like if the debtor name has slight differences?

That's actually one of its strengths - it catches name variations and similar matches that you might miss doing manual searches.

Does it work with all states or just certain ones?

Thanks for the update! I'll give it another try now.

Still slower than usual but at least it's not timing out every search.

Confirmed - just did a search and it worked. Still took longer than it should but got results.

Let me know how it works out for you. I'm definitely considering it after this experience.

Will do. The time I waste on failed searches is definitely costing me more than any tool would.