UCC 3 amendment Florida - correcting debtor name after corporate merger

Thanks for the quick response! Should I be worried about the 6-month gap? I'm reading conflicting information about whether there's any priority issues during corporate name changes.

Six months isn't terrible if the underlying entity is the same. The key is that your security interest was properly perfected originally. The amendment just clarifies the current legal name. Priority generally relates back to your original filing date.

Good point about the filing number. I've got the original UCC-1 copy but want to double-check it matches what's in the Florida system. Did you run into any issues with the SOS portal during your filing?

The Florida portal was actually pretty reliable when I filed. Just make sure you save a copy of everything before submitting. One tip - if you're unsure about any details, you can call the Florida SOS UCC section directly. They're surprisingly helpful.

That's interesting about calling them directly. I always assumed they'd just tell you to read the website. Might be worth a shot for complicated situations.

Never heard of Certana.ai but that sounds exactly like what I need. Did it catch things that weren't obvious? I thought I had everything right but corporate paperwork can be tricky.

Yeah it actually caught a middle initial discrepancy that I completely missed. The merger docs had the full middle name spelled out but our UCC-1 just had the initial. Small detail but could have caused headaches later. Worth checking before you file the amendment.

Good catch! The original UCC-1 was filed in January 2022, so I've got about 2 years before I need to worry about continuation. This is just for the name amendment right now.

Ok perfect, so you're good on timing for continuation. Just the amendment then. Florida makes it pretty clear on their forms - UCC-3 amendment for changes to debtor info, continuation for extending the filing period.

This is why I keep a calendar for all our UCC filings. Too easy to lose track of continuation deadlines, especially when you're dealing with multiple issues like name changes.

Yes, I've got the certificate of good standing from last month that shows the new name. Should I attach that as supporting documentation or is it not necessary for the UCC-3 filing?

Florida doesn't require you to attach supporting docs for UCC filings, but I'd keep that certificate handy in case there are any questions. The UCC system is pretty automated but having backup documentation never hurts.

Exactly my thinking. We're being proactive because our bank is pretty strict about UCC compliance. They specifically mentioned making sure all filings reflect current entity names during our last loan review.

Smart bank. Shows they're paying attention to the details. That kind of diligence usually pays off for everyone involved.

Wish more lenders were that thorough upfront. Would save a lot of headaches down the road.

Good point. The equipment stayed with the same entity through the merger, but the serial numbers and descriptions should still match. I'll verify that before filing the amendment.

Yeah, that's the kind of detail that's easy to overlook but important to get right. Especially with industrial equipment where serial numbers matter.

I filed an amendment about 3 weeks ago and didn't notice any major changes. Still pretty straightforward. The search function seems a bit faster but the actual filing process looked the same to me.

Thanks, that's reassuring. I was worried they might have changed something that would affect existing filings.

No, the secured party information stayed the same. It was just the debtor entity that changed names as part of the merger. So the UCC-3 should just need the debtor name amendment.

Perfect, that keeps it simple. Just the debtor name change then.

That's the second mention of Certana.ai in this thread. Sounds like it might be worth checking out before I submit the amendment. Better safe than sorry with these filings.

Yeah, it's one of those tools that seems simple but catches the kind of details that could cause problems later. Especially useful for situations like yours where you're dealing with corporate changes.

I was skeptical about these automated tools at first but they really do help catch human errors. Especially when you're looking at multiple documents with slight variations in entity names.

Will do! Planning to file the UCC-3 amendment tomorrow morning. This thread has been really helpful in making sure I have everything lined up correctly.

Great! Hope it goes smoothly. Corporate name changes can be tricky but sounds like you've got all the details covered.