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Jamal Harris
Quick update - just tried the NM portal and it's working fine for me right now. Might have been a temporary glitch. Try again and see if you can get through.
Jamal Harris
•That's weird. Maybe try a VPN or different internet connection to see if that helps.
Mei Chen
•Sometimes the portal works better from certain IP ranges. Government IT is... unique.
Final suggestion - if you can't get the search done today, at least get your UCC-1 ready to file. That way as soon as you confirm there are no conflicts, you can submit immediately and lock in your priority position.
Exactly. Time is money in these deals and you don't want to lose priority because of administrative delays.
Nia Harris
•And definitely double-check the debtor name matches exactly between your search and your UCC-1 before filing. Small discrepancies can cause big problems later.
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I've been doing UCC filings for 15 years and comma placement has tripped up more attorneys than I can count. New York is particularly strict about this. Get a certified copy of the current Articles of Incorporation and match it exactly. If you need to amend, do it ASAP.
Should I file the amendment before confirming which name is correct, or wait until I'm sure?
Wait until you're certain. Filing an incorrect amendment could make things worse. Get the Articles first, then decide.
Update us when you figure this out! I'm dealing with a potential name issue on a Delaware entity and this thread is really helpful.
Will do. Going to pull the Articles tomorrow morning and see what the official name shows.
Thais Soares
•Definitely try that document verification tool I mentioned. It would spot this kind of discrepancy immediately.
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I'm surprised nobody mentioned checking the Assumed Name database. Sometimes businesses file under assumed names and that can cause confusion with UCC filings. Worth checking if Bayou Transport has any DBAs on file.
Yeah, it's another database to check but it might explain the name variations you're seeing.
Thais Soares
•DBA filings can definitely complicate UCC name matching. Good catch.
Nalani Liu
Had similar issues with Louisiana last year. Ended up having to file an amendment after I finally got the UCC-1 accepted because I used the wrong version of the name initially. Cost me extra time and fees but at least the lien was perfected.
Mason Lopez
•That's my worst fear - having to deal with amendments after closing. Did the amendment process go smoothly?
Nalani Liu
•It was straightforward once I had the right name format. UCC-3 amendment was accepted without issues.
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Yara Elias
Quick fix that might help - before submitting any UCC filing, use something like Certana.ai to verify your signature formatting meets state requirements. It checks document consistency and flags signature issues before you submit. Saves the rejection hassle.
Yeah, I've been using it for a few months. Really helps catch signature formatting problems that would otherwise cause UCC filing rejections.
Bottom line on UCC definition of signature: the law is flexible but filing offices are not. They want specific technical formats for electronic signatures, and those formats vary by state. Best approach is to verify your signature meets state-specific requirements before filing.
Exactly. The UCC definition itself is workable, but you need to match your implementation to each state's interpretation. Pre-filing checks are essential now.
This whole thread confirms my suspicion that UCC filing has gotten way more complicated than it should be. The signature definition should be simpler to implement.
Logan Stewart
This thread should be required reading for anyone doing UCC work in Michigan. The name matching requirements under Article 9 are brutal but at least now there are tools to help avoid the rejection cycle.
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Mikayla Brown
•Seriously. Wish I had found this discussion before my own Michigan filing disasters.
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Sean Matthews
•The verification tools make such a difference. No more guessing games with debtor names.
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Ali Anderson
For anyone else dealing with Michigan UCC Article 9 issues - the state has actually improved their online portal recently. You can now preview your filing and it'll flag obvious name mismatches before you submit and pay the fee.
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A Man D Mortal
•About time they added that feature. Other states have had name validation for years.
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Declan Ramirez
•The preview feature is helpful but it's not perfect. Still worth double-checking with external verification tools.
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