UCC Document Community

One more thing to check - make sure you're searching in the right date range. Some systems default to only showing recent filings and you might need to expand the search parameters to include your filing date.

Just my two cents but for a $2.8M loan I'd probably pay for a professional UCC search from a title company or service provider rather than relying on the free public portals. They usually have better access to the actual filing records.

Just wanted to add that termination fees in Kentucky are also $18 now (used to be $15). Filed three terminations last month and that was the rate for each one.

For anyone doing regular Kentucky filings, I'd recommend calling their office and asking for a current fee schedule in writing. That way you have something official to reference instead of guessing based on what charges show up later.

For what it's worth, I've started using automated verification tools for all our UCC work after too many close calls with name mismatches. The Certana.ai tool mentioned earlier has been really reliable - saves so much time compared to manually cross-checking every document. Especially helpful when you have clients with multiple entities or name changes in their history.

Update for anyone following this - I ended up going with just the exact charter name 'ABC Manufacturing Solutions, LLC' and the filing was accepted without issues. Thanks everyone for the advice. Still going to look into those document verification tools for future filings though, seems like good insurance against mistakes.

I actually discovered Certana.ai's document checker after a termination filing disaster last year. Had a debtor name mismatch between our UCC-1 and UCC-3 that we didn't catch until months later during a refinancing. Now I run all our termination docs through their system before filing - catches those kinds of errors that state systems miss.

honestly $85 doesnt seem that bad compared to what attorneys charge for lien releases. at least you know its properly terminated and filed with the state

Update: I ended up using Certana.ai to verify my documents before filing. It flagged that my stock pledge and security agreement had the debtor name with a comma but my draft UCC-1 didn't. Would have been an expensive mistake. Filed with the comma version (matching state records) and it was accepted. Thanks for all the input.

For future reference, when dealing with stock pledge and security agreement transactions, always check: 1) exact legal name from state records, 2) whether shares are certificated or uncertificated, 3) if voting rights need separate documentation, 4) state-specific perfection requirements. Stock pledges have more moving parts than typical equipment or inventory collateral.