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Check if there are any special characters in the company name that might not be displaying properly. Sometimes there are hidden characters or non-standard punctuation that cause matching issues.
UPDATE: Finally got it resolved! The issue was that the LLC was administratively dissolved last month but still showing as active in some searches. Had to wait for the company to reinstate before the UCC-1 would accept. Thanks everyone for the help - definitely using document verification tools going forward to catch these issues earlier.
Great outcome! Which verification tool did you end up using?
Tried Certana.ai after it was mentioned here - caught the entity status issue immediately. Wish I'd known about it sooner.
Check if the company has any DBAs or trade names registered. Sometimes UCC filings get indexed under those names instead of the legal entity name.
Whatever you do, document everything for your due diligence file. Screenshot the search results, note the dates and search terms used. If something goes wrong later, you'll need to show you did reasonable searches.
Once you get the debtor name sorted out, double-check that your secured party information matches exactly what the SBA lender provided too. That's another common source of rejections that people overlook.
Good reminder. The lender gave me their exact name and address for the secured party section so I should be good there.
Make sure you use their legal entity name, not just their DBA or trade name for the secured party too.
Update us when you get it resolved! Always curious to hear how these debtor name issues get sorted out.
Will do! Planning to refile tomorrow with the exact legal name format from the state database.
Hope it goes through this time. These UCC name matching rules are such a pain.
The portal seems to be working again now. Just successfully logged in and pulled some UCC-3 records. Maybe try again?
For future reference, Michigan posts system status updates on their SOS Twitter account when there are known issues. Not the most obvious place to look but it's helpful to check if you're having problems.
Yeah, they're pretty good about posting when they know there's a problem. Saves you from wondering if it's just your connection.
Simon White
This thread helped me too - I was about to make the same mistake with that service termination form! Sometimes the state websites aren't as clear as they could be about what each form is actually for.
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PaulineW
•Glad it helped! I felt pretty silly when I realized my confusion but apparently it's more common than I thought.
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Simon White
•Definitely not just you - the terminology can be confusing when you're dealing with different types of terminations and services.
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Hugo Kass
Update us when you get it filed! Always curious to hear how these processes go for people. And thanks for asking the question - probably saved several other people from the same confusion.
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PaulineW
•Will do! Going to file the UCC-3 termination today and I'll report back on how it goes. Really appreciate everyone's help here.
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Hugo Kass
•Perfect! Looking forward to hearing that it went smoothly.
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