UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Simon White

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This thread helped me too - I was about to make the same mistake with that service termination form! Sometimes the state websites aren't as clear as they could be about what each form is actually for.

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PaulineW

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Glad it helped! I felt pretty silly when I realized my confusion but apparently it's more common than I thought.

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Simon White

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Definitely not just you - the terminology can be confusing when you're dealing with different types of terminations and services.

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Hugo Kass

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Update us when you get it filed! Always curious to hear how these processes go for people. And thanks for asking the question - probably saved several other people from the same confusion.

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PaulineW

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Will do! Going to file the UCC-3 termination today and I'll report back on how it goes. Really appreciate everyone's help here.

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Hugo Kass

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Perfect! Looking forward to hearing that it went smoothly.

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Isabella Silva

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Check if there are any special characters in the company name that might not be displaying properly. Sometimes there are hidden characters or non-standard punctuation that cause matching issues.

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Freya Andersen

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How do you even detect something like that?

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Ravi Choudhury

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Copy the name from the DOS record and paste it directly into your UCC-1 form. Don't retype it.

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Omar Farouk

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UPDATE: Finally got it resolved! The issue was that the LLC was administratively dissolved last month but still showing as active in some searches. Had to wait for the company to reinstate before the UCC-1 would accept. Thanks everyone for the help - definitely using document verification tools going forward to catch these issues earlier.

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Chloe Harris

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Great outcome! Which verification tool did you end up using?

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Omar Farouk

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Tried Certana.ai after it was mentioned here - caught the entity status issue immediately. Wish I'd known about it sooner.

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Check if the company has any DBAs or trade names registered. Sometimes UCC filings get indexed under those names instead of the legal entity name.

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Oliver Fischer

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Good call. I'll check the NH business registry for any DBAs.

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Ravi Choudhury

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Also check for any corporate name changes in the past 5 years. The original UCC might be under an old name.

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StellarSurfer

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Whatever you do, document everything for your due diligence file. Screenshot the search results, note the dates and search terms used. If something goes wrong later, you'll need to show you did reasonable searches.

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StellarSurfer

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Smart. I learned that lesson the hard way on a deal that went sideways.

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Natasha Ivanova

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This is why I always recommend certified searches for high-stakes transactions. The extra cost is worth the peace of mind.

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Once you get the debtor name sorted out, double-check that your secured party information matches exactly what the SBA lender provided too. That's another common source of rejections that people overlook.

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Sean Murphy

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Good reminder. The lender gave me their exact name and address for the secured party section so I should be good there.

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NeonNova

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Make sure you use their legal entity name, not just their DBA or trade name for the secured party too.

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Dylan Campbell

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Update us when you get it resolved! Always curious to hear how these debtor name issues get sorted out.

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Sean Murphy

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Will do! Planning to refile tomorrow with the exact legal name format from the state database.

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Zara Malik

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Hope it goes through this time. These UCC name matching rules are such a pain.

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Emma Davis

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The portal seems to be working again now. Just successfully logged in and pulled some UCC-3 records. Maybe try again?

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Just tried and got in! Thanks for the heads up. Must have been a temporary outage.

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Good timing. These system issues never seem to last too long but they always happen at the worst moments.

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GalaxyGlider

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For future reference, Michigan posts system status updates on their SOS Twitter account when there are known issues. Not the most obvious place to look but it's helpful to check if you're having problems.

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Dylan Campbell

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Good to know! I never thought to check social media for system updates.

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GalaxyGlider

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Yeah, they're pretty good about posting when they know there's a problem. Saves you from wondering if it's just your connection.

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