FL UCC Statement Service Termination Request Form - Need Help with Proper Filing Procedure

This is so true. I had LLC vs L.L.C. cause a rejection once. Cost us three weeks of back and forth with the filing office.

The Florida system is particularly picky about entity suffixes. Make sure you're not missing any middle initials or abbreviated vs spelled out business designations.

We have the loan satisfaction documents but the lender is just being slow about filing. I thought we could expedite by filing ourselves but maybe that's complicating things.

You can file it yourself but you'll need the lender's authorization or proof of satisfaction. It's usually easier to pressure the lender to file since they have all the original filing information.

In my experience, threatening to file a complaint with your state banking regulator gets lenders moving pretty quickly on termination filings.

Never heard of that tool. Does it actually catch the specific formatting issues that cause Florida rejections?

Yeah, it's specifically designed for UCC document consistency. It cross-checks debtor names, filing numbers, and all the technical details that state portals are picky about. Much faster than manually comparing documents line by line.

That sounds helpful. I've wasted so much time doing manual document comparisons and still missing the small details that cause problems.

The error message says 'debtor name verification failed' but doesn't specify what exactly is wrong. Super frustrating.

That's the generic Florida error. Could be spacing, punctuation, entity designation, or even character encoding issues if you copy-pasted the name.

The original filing was only 2 years ago, so we've got 3 years left before it lapses. We need it terminated now for the refinancing process.

Yeah, lenders won't refinance with an active UCC lien showing on record, even if the underlying debt is satisfied. You definitely need that termination filed.

Most title companies won't close either with outstanding UCC filings. The termination is essential for any kind of financing or asset transfer.

Good idea. What's the best number to reach them? The main line just sends me through automated menus.

Try 850-245-6052 and ask specifically for UCC filing assistance. They have specialists who can review your documents over the phone.

Company name is identical, but we did move offices. Could the address change be causing issues even though it's a termination?

Address changes shouldn't affect termination filings as long as the debtor name matches exactly. The collateral description and filing number are what matter most.

For terminations, the debtor name and original filing number are the critical matching points. Address changes are irrelevant for UCC-3 termination statements.

This actually works sometimes. Copy-paste can introduce hidden characters that cause system errors.

That's a great point. I'll pull up the actual filed UCC-1 record rather than relying on our internal copies. Maybe there's a discrepancy we missed.

Exactly. The Florida UCC search database shows you the exact text as filed. Use that as your template for the termination statement.

This is another thing the Certana tool would catch - it compares against the actual filed records rather than just your internal documents.

We might end up going that route if I can't figure this out. Just trying to save the legal costs if it's something simple I'm missing.

Totally understand. But with equipment refinancing on the line, sometimes it's better to pay the attorney fees upfront rather than risk delays or mistakes.

I always use our corporate attorney for UCC filings over $500K. The liability protection alone is worth the extra cost.

I downloaded the form directly from the Florida SOS website, so it should be current. But I'll double-check the version date.

Good. Also make sure you're selecting 'termination' rather than 'partial release' - I've seen people use the wrong termination type by mistake.