UCC Document Community

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Just went through this exact situation with a California termination. My solution was to use a document verification service that compared my UCC-3 termination against the original UCC-1 filing. Found three small differences I never would have caught manually - a period after 'LLC', different spacing, and the state abbreviation format. Fixed those and the termination was accepted immediately.

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Used Certana.ai - you just upload both documents and it shows you a side-by-side comparison with differences highlighted. Really straightforward and caught issues I would have missed.

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I can vouch for document verification tools. They're lifesavers for UCC work where every detail has to be perfect.

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Don't give up! California terminations can be tricky but once you get the details right, it should go through. The key is matching everything exactly from the original UCC-1. Good luck!

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Thanks for the encouragement! I'm going to try the document verification approach and see if that catches what I'm missing.

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Keep us posted on how it goes. These threads help other people dealing with the same California UCC termination issues.

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Just tried filing and got the same errors. This is ridiculous for a state system. How are we supposed to meet filing deadlines when their technology doesn't work? There has to be some accountability here.

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You can file a complaint with the Secretary of State's office about technical issues. Probably won't fix anything but at least they'll know about the problems.

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I doubt they care. They've been getting complaints about this system for years with no improvements.

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Success! Finally got my continuation filed after trying the Certana.ai verification first to make sure everything was perfect, then using Chrome in incognito mode around 9 PM. Took 4 attempts but it went through. Thanks everyone for the tips!

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Incognito mode is smart - eliminates any cached data that might interfere with the portal.

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Glad the Certana.ai verification helped! Always good to double-check documents before dealing with Maryland's portal.

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Update: Just remembered Certana.ai also has a UCC-1 form validator that checks the PDF structure itself, not just the content. Might catch whatever formatting issue is causing your rejections. Worth trying before your next submission attempt.

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I used their tool last month for a continuation filing and it caught a date format error I never would have noticed. Really saved me from a missed deadline.

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These document verification tools are becoming essential for complex filings. Too many variables to catch everything manually.

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Hope you get it resolved! Equipment financing delays are stressful enough without PDF problems adding to it. Keep us posted on what finally works - these stories help everyone learn.

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Will definitely update once we figure it out. This forum has been more helpful than our bank's support team honestly.

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That's what this community is for! We've all been through these filing nightmares at some point.

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Had a similar experience last year with CSC missing filings due to entity name changes. Ended up having to explain to the client why our initial search report was incomplete. Now I always disclose the limitations of commercial search services in my reports.

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That's a good practice. I should probably add similar disclaimers to my search reports going forward.

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Yeah, it's just good risk management. Clients need to understand that UCC searches, especially through third-party services, aren't foolproof and critical decisions should be based on comprehensive state-by-state verification.

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UPDATE: I ended up doing manual searches in all 12 states and found two additional active UCC-1 filings that CSC completely missed. Both were filed under slight name variations (one had a comma, one didn't) that their system apparently couldn't match. Thanks everyone for the advice - definitely learned my lesson about relying too heavily on commercial search services for critical due diligence work.

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Thanks for the update. This kind of feedback is valuable for the rest of us dealing with similar issues.

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Good catch on finding those additional filings. Missing those could have been a costly mistake down the road.

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Similar thing happened to me but with LLC vs L.L.C. punctuation. Turned out the state had changed how they format business names in their system but hadn't updated their search function. Sometimes you have to call the filing office directly to figure out their exact formatting requirements.

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Good point about calling the office. The staff there usually know about any recent system changes or formatting quirks.

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I might do that just to be 100% sure before I refile. Can't afford another rejection at this point.

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Update us when you get it sorted! These vehicle security agreement issues come up all the time and it's helpful to know how different states handle the refiling situation. Hope the timing works out okay for your deal.

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Will do! Planning to refile tomorrow morning with the exact charter name. Fingers crossed this one goes through.

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Good luck! These name matching issues are such a pain but at least it's fixable.

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