UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Tami Morgan

•

Quick question - did your rejection notice specifically cite UCC 1-205 or did they just say there were collateral description issues? That might give you a clue about exactly which definitional problem they're seeing.

0 coins

Eli Butler

•

They didn't specifically mention UCC 1-205 but said our description was 'inconsistent with statutory definitions.' I'm assuming that means UCC 1-205?

0 coins

Tami Morgan

•

That's usually code for UCC 1-205 definitional issues, yes. They want your collateral description to clearly fit within the established categories.

0 coins

Rami Samuels

•

Update us when you get this resolved! I'm dealing with a similar UCC 1-205 issue and would love to know what approach finally worked for you.

0 coins

Eli Butler

•

Will definitely update once we figure this out. Hopefully we can get it sorted before our closing deadline.

0 coins

Haley Bennett

•

Good luck! UCC 1-205 issues are solvable once you understand exactly what the filing office is looking for.

0 coins

Just make sure whatever form you use, you include all the required information - debtor name exactly as you think it was filed, secured party name, and your contact info. Missing information just slows down the process.

0 coins

StarStrider

•

And double-check the mailing address requirements. Some states are picky about where they send responses.

0 coins

Bottom line - yes, use the UCC-11 form for Georgia. It's their standard information request form and covers what you need. But honestly for audit purposes, I'd recommend running your documents through something like Certana.ai first to identify which filings actually need follow-up. Saves time and money.

0 coins

Luca Russo

•

Thanks everyone. I think I'll try the document verification approach first to see what potential issues exist, then request certified copies for the problem filings. Appreciate all the guidance!

0 coins

Sofia Torres

•

Good strategy. Keep us posted on how it works out - always helpful to hear about real-world audit experiences.

0 coins

Miguel Diaz

•

Thanks for posting this question. I learned something new today about the difference between business location and legal organization for UCC purposes.

0 coins

Glad it was helpful! I was definitely stressing about this unnecessarily.

0 coins

Miguel Diaz

•

It's one of those things that seems more complicated than it actually is.

0 coins

Update: I confirmed with the Louisiana Secretary of State that the LLC is still active and in good standing. Sounds like I'm all set to file the continuation there next year. Thanks everyone for the help!

0 coins

Glad you got it sorted out. Always feels good to have certainty on these filing issues.

0 coins

Great resolution! Just remember to double-check all your document details before filing that continuation to avoid any last-minute surprises.

0 coins

This whole thread is a perfect example of why UCC filing is more complicated than people think. You can't just copy names from loan documents and assume they'll match what the state has on file. Due diligence on the front end saves so much headache later.

0 coins

Joy Olmedo

•

That's a scary thought. How many liens out there do you think have name issues that nobody has caught yet?

0 coins

Probably more than we'd like to think. That's why regular audits and verification tools are becoming essential, not optional.

0 coins

Isaiah Cross

•

Thanks for posting this question and the follow-up. I'm dealing with a similar situation in South Carolina and this thread gave me the roadmap to resolve it. Going to call the UCC division tomorrow before submitting anything.

0 coins

Kiara Greene

•

Good luck! Make sure you have the entity ID number ready when you call - they can look it up faster that way.

0 coins

Evelyn Kelly

•

Let us know how it goes. Always helpful to hear about other people's experiences with the SC office.

0 coins

I hate to be that guy but why are you trying to go cheap on UCC searches for a $180K purchase? The cost of a professional search is like 0.1% of your deal value. Use the Georgia free search as a starting point if you want, but get professional verification before you commit to anything.

0 coins

Toot-n-Mighty

•

Fair point. I guess I was just trying to understand what options are available. You're right that the cost is minimal compared to the risk.

0 coins

Jamal Brown

•

Sometimes you just want to do preliminary research before spending money on professional services. Nothing wrong with that.

0 coins

Yuki Tanaka

•

One thing nobody's mentioned - make sure you're searching the right jurisdiction. If the equipment has been moved between states or if the debtor has operations in multiple states, you might need to search other state UCC databases too. Georgia might not be the only place where liens could be filed.

0 coins

Yuki Tanaka

•

Definitely. UCC filings generally follow the debtor's location, but for equipment that's moved around, there could be filings in multiple states.

0 coins

KylieRose

•

This is getting complicated enough that you really should use a professional service. They'll know which jurisdictions to search and can do it all at once.

0 coins

Prev1...421422423424425...684Next