UCC Document Community

Ask the community...

  • DO post questions about your issues.
  • DO answer questions and support each other.
  • DO post tips & tricks to help folks.
  • DO NOT post call problems here - there is a support tab at the top for that :)

Sienna Gomez

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Don't forget to check if you need to file in multiple states. If the debtor is organized in one state but the collateral is located in another, you might need filings in both jurisdictions for proper perfection.

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Peyton Clarke

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The debtor and collateral are in the same state, so we should be good on the multi-state issue. But thanks for the reminder - that's definitely caught people off guard before.

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Always good to double-check the choice of law provisions in your security agreement too.

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UPDATE: Called the SOS office and they said our debtor name had an extra comma that wasn't in their records. Such a tiny detail but apparently it matters for the perfection requirements. Going to clean up the name and refile today. Thanks everyone for the suggestions - definitely learned some things about being more careful with these details.

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This is exactly the kind of thing that document verification would have caught upfront. But at least you know what to fix now!

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Good luck with the refiling! Hopefully this one goes through without any issues.

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Emma Wilson

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This is why I always run a quick verification check before submitting any UCC filing now. Too many variables can go wrong with entity names, especially when you're dealing with international corporate structures. Better to catch issues upfront than deal with rejected filings.

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Emma Wilson

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I use Certana.ai's document checker - upload the security agreement and UCC-1 draft, it flags any mismatches immediately. Much faster than manual review and catches things I miss.

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Connor Murphy

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Seems like a lot of people are using this tool. Must be pretty reliable if it's catching all these name issues.

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Malik Davis

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Bottom line - get your security agreement amended to reference the correct US LLC entity name, then file UCC-1 against that exact name as it appears in your state's business records. The Australian parent company name won't work for US UCC purposes no matter how you try to make it fit.

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Sofia Ramirez

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Thanks everyone. Sounds like I need to fix the underlying documentation first, then do a clean UCC-1 filing with the correct US entity name.

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Malik Davis

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Exactly. And definitely verify everything matches before you submit to avoid another rejection.

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Ryan Andre

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Secretary of State offices are getting pickier about UCC filings across the board. I've seen more rejections in the past year than the previous five combined. The document verification step is becoming almost mandatory for complex amendments.

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The Boss

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Totally agree. The automated screening systems they use now catch errors that used to slip through. Better to over-verify than deal with rejection cycles.

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Dominic Green

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Thanks everyone. I'm downloading the UCC-3 form now and will triple-check everything before submitting. Really appreciate all the help!

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Lauren Zeb

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Update us when you get it filed! Always curious to hear how these situations resolve. The UCC filing process can be so frustrating when you hit these procedural roadblocks.

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Dominic Green

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Will do! Planning to submit the UCC-3 tomorrow morning. Fingers crossed it goes through on the first try this time.

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Oscar Murphy

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Good luck! Should be smooth sailing now that you have the right form and know about the org ID requirement.

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Update: Finally found the existing filings! They were under "Advanced Manufacturing Solutions, L.L.C." with periods after each L. The Georgia system is incredibly picky about punctuation. Thanks everyone for the suggestions - definitely learned my lesson about checking every possible name variation.

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Paige Cantoni

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This is exactly why I love using Certana for these searches - it catches all those punctuation variations automatically so you don't miss anything.

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Now I need to figure out lien priority since there are two existing equipment loans ahead of mine. But at least I know what I'm dealing with.

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Emma Olsen

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For future reference, always check the debtor's formation documents AND any assumed name certificates they might have filed. Georgia businesses can have multiple legal variations on file that all need to be searched separately.

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Emma Olsen

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It's a pain but better than having your UCC filing rejected or missing critical liens that affect your priority.

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Lucas Lindsey

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I keep a checklist now - legal name, DBA names, any name variations from corporate amendments, common abbreviations. Saves time in the long run.

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Andre Laurent

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Had the same "form deficiency" message three times before I figured out what was wrong. Turned out my PDF was corrupted somehow. Re-downloaded the form and it worked fine.

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AstroAce

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Interesting. I'll try downloading a fresh copy of the form.

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Andre Laurent

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Yeah, their error messages are terrible. "Form deficiency" could mean anything from wrong version to corrupted file.

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Emily Jackson

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Update: Found the problem! It was the debtor name after all. The LLC's charter shows "Precision Manufacturing, LLC" with a comma, but I filed it as "Precision Manufacturing LLC" without the comma. Punctuation matters more than I thought. Thanks everyone for the suggestions, especially about using verification tools - definitely going to look into that Certana.ai thing for future filings to avoid this headache again.

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Good catch. California is notorious for comma sensitivity in entity names.

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Nia Thompson

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Still think their error messages should be more specific. "Form deficiency" tells you nothing useful.

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